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Complete company report
Generated 29-08-2026
Active BE 0454.281.880Public limited company

OPTIEK JO DEFERME

Pastorijstraat 4 ·3530 Houthalen-Helchteren, Belgium· 31 yrs active
Sector: Detailhandel in corrigerende brillen, lenzen en zonnebrillen (47742)
Conclusion Checked

The computed 12-month bankruptcy probability of OPTIEK JO DEFERME is 0.5% (very low). The company has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 31 yrs
Board 3
Locations 1
Publications 3
Bankruptcy probability (12 mo) Checked model v1 · free
0.5% Very low
0%0,5%1,5%4%10%≥25%
Long track record −Higher-failure-rate sector +Lower-risk legal form −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Long-established
Founded in 1995, 31 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Financial overview10 NBB filings
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (micro). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 micro 28-08-2025 2025-00444550
31-12-2023 micro 25-07-2024 2024-00306625
31-12-2022 micro 27-07-2023 2023-00297057
31-12-2021 micro 11-08-2022 2022-20299578
31-12-2020 micro 29-07-2021 2021-44800004
31-12-2019 micro 27-07-2020 2020-38400184
31-12-2018 micro 14-08-2019 2019-46900570
31-12-2017 micro 14-08-2018 2018-46100237
31-12-2016 micro 31-08-2017 2017-57200393
31-12-2015 verkort 30-08-2016 2016-53700113
Directors & mandates 3 directors
Directors derived from a single State Gazette act, under verification
All 3 current directors first appear in the same act (26024758). Founders or capital subscribers may have been counted as directors here; the real board composition is being verified.
Current directors & mandates
  • Dominique Delobel
    Director
    State Gazette act 26024758 (18-02-2026)
    Current
    11-10-2019 → present
    6 events
    • 18-02-2026 Mandate renewed· Director
    • 11-10-2019 Resigned· Director
    • 11-10-2019 Mandate renewed· Director
    • 11-10-2019 Appointed· Managing director
    • 19-11-2013 Mandate renewed· Director
    • 19-11-2013 Appointed· Managing director
  • Jo Deferme
    Director
    State Gazette act 26024758 (18-02-2026)
    Current
    11-10-2019 → present
    6 events
    • 18-02-2026 Mandate renewed· Director
    • 11-10-2019 Resigned· Director
    • 11-10-2019 Mandate renewed· Director
    • 11-10-2019 Appointed· Managing director
    • 19-11-2013 Mandate renewed· Director
    • 19-11-2013 Appointed· Managing director
  • Mike Delobel
    Director
    State Gazette act 26024758 (18-02-2026)
    Current
    11-10-2019 → present
    4 events
    • 18-02-2026 Mandate renewed· Director
    • 11-10-2019 Resigned· Director
    • 11-10-2019 Mandate renewed· Director
    • 19-11-2013 Mandate renewed· Director
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Legal Structure
NACE primary Detailhandel in corrigerende brillen, lenzen en zonnebrillen(47742)
Legal form Public limited company(014)
Incorporation05-01-1995
StatusActive
Postal code3530
Establishment units 1 location
OPTIEK JO DEFERME NV
Pastorijstraat 4, 3530 Houthalen-Helchterenoverige reparaties van consumentenartikelen,n.e.g.
since 19952.071.467.761
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
72015C0112/00M000 Flanders 371 m² 1 · 244 m² 11.4 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 13 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
18-02-2026
State Gazette act Director changes
v3.2
2025
28-08-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
25-07-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
27-07-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
11-08-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2021
29-07-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2020
27-07-2020
NBB filing Annual accounts filed
fiscal year 2019 · micro
2019
11-10-2019
State Gazette act Director changes
v3.2
14-08-2019
NBB filing Annual accounts filed
fiscal year 2018 · micro
2018
14-08-2018
NBB filing Annual accounts filed
fiscal year 2017 · micro
2017
31-08-2017
NBB filing Annual accounts filed
fiscal year 2016 · micro
2016
30-08-2016
NBB filing Annual accounts filed
fiscal year 2015 · verkort
2013
19-11-2013
State Gazette act Director changes
v3.2
Belgian State Gazette reading coverage 0 of 4 acts read

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 3 acts
All acts · 3 updated 6 months ago
2026
18-02-2026 3 reappointed Director changes
  • Jo Deferme, Bestuurder
  • Dominique Delobel, Bestuurder
  • Mike Delobel, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_renew",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Jo Deferme",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "Zij dankt hen voor bewezen diensten en herbenoemt voor een nieuwe termijn van zes jaar: - Dhr Jo Deferme",
      "discharge_granted": false
    },
    {
      "kind": "director_renew",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Dominique Delobel",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "Zij dankt hen voor bewezen diensten en herbenoemt voor een nieuwe termijn van zes jaar: - Mevr. Dominique Delobel",
      "discharge_granted": false
    },
    {
      "kind": "director_renew",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Mike Delobel",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "Zij dankt hen voor bewezen diensten en herbenoemt voor een nieuwe termijn van zes jaar: - Dhr. Mike Delobel",
      "discharge_granted": false
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0454.281.880",
    "name_full": "OPTIEK JO DEFERME",
    "legal_form": "NV"
  }
}
2019
11-10-2019 2 directors appointed, 3 resigning, 3 reappointed Director changes
  • Jo Deferme, Gedelegeerd bestuurder
  • Dominique Delobel, Gedelegeerd bestuurder
  • Jo Deferme, Bestuurder
  • Dominique Delobel, Bestuurder
  • Mike Delobel, Bestuurder
  • Jo Deferme, Bestuurder
  • Dominique Delobel, Bestuurder
  • Mike Delobel, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Jo Deferme",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "Zij dankt hen voor bewezen diensten en herbenoemt voor een nieuwe termijn van zes jaar: - Dhr Jo Deferme",
      "discharge_granted": true
    },
    {
      "kind": "director_renew",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Jo Deferme",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "Zij dankt hen voor bewezen diensten en herbenoemt voor een nieuwe termijn van zes jaar: - Dhr Jo Deferme",
      "discharge_granted": false
    },
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Dominique Delobel",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "Zij dankt hen voor bewezen diensten en herbenoemt voor een nieuwe termijn van zes jaar: - Mevr. Dominique Delobel",
      "discharge_granted": true
    },
    {
      "kind": "director_renew",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Dominique Delobel",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "Zij dankt hen voor bewezen diensten en herbenoemt voor een nieuwe termijn van zes jaar: - Mevr. Dominique Delobel",
      "discharge_granted": false
    },
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Mike Delobel",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "Zij dankt hen voor bewezen diensten en herbenoemt voor een nieuwe termijn van zes jaar: - Dhr. Mike Delobel",
      "discharge_granted": true
    },
    {
      "kind": "director_renew",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Mike Delobel",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "Zij dankt hen voor bewezen diensten en herbenoemt voor een nieuwe termijn van zes jaar: - Dhr. Mike Delobel",
      "discharge_granted": false
    },
    {
      "kind": "director_in",
      "role": "gedelegeerd_bestuurder",
      "person": {
        "rrn": null,
        "name": "Jo Deferme",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "De Raad van Bestuur hierna bijeengeroepen herbenoemt als gedelegeerd bestuurders: -Dhr. Jo Deferme"
    },
    {
      "kind": "director_in",
      "role": "gedelegeerd_bestuurder",
      "person": {
        "rrn": null,
        "name": "Dominique Delobel",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "De Raad van Bestuur hierna bijeengeroepen herbenoemt als gedelegeerd bestuurders: - Mevr. Dominique Delobel"
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0454.281.880",
    "name_full": "OPTIEK JO DEFERME",
    "legal_form": "NV"
  }
}
2013
19-11-2013 2 directors appointed, 3 reappointed Director changes
  • Jo Deferme, Gedelegeerd bestuurder
  • Dominique Delobel, Gedelegeerd bestuurder
  • Jo Deferme, Bestuurder
  • Dominique Delobel, Bestuurder
  • Mike Delobel, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_renew",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Jo Deferme",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "Zij dankt hen voor bewezen diensten en herbenoemt voor een nieuwe termijn van zes jaar: - Dhr Jo Deferme",
      "discharge_granted": false
    },
    {
      "kind": "director_renew",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Dominique Delobel",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "Zij dankt hen voor bewezen diensten en herbenoemt voor een nieuwe termijn van zes jaar: - Mevr. Dominique Delobel",
      "discharge_granted": false
    },
    {
      "kind": "director_renew",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Mike Delobel",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "Zij dankt hen voor bewezen diensten en herbenoemt voor een nieuwe termijn van zes jaar: - Dhr. Mike Delobel",
      "discharge_granted": false
    },
    {
      "kind": "director_in",
      "role": "gedelegeerd_bestuurder",
      "person": {
        "rrn": null,
        "name": "Jo Deferme",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "De Raad van Bestuur hierna bijeengeroepen herbenoemt als gedelegeerd bestuurders: - Dhr. Jo Deferme",
      "discharge_granted": false
    },
    {
      "kind": "director_in",
      "role": "gedelegeerd_bestuurder",
      "person": {
        "rrn": null,
        "name": "Dominique Delobel",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "De Raad van Bestuur hierna bijeengeroepen herbenoemt als gedelegeerd bestuurders: - Mevr. Dominique Delobel",
      "discharge_granted": false
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0454.281.880",
    "name_full": "OPTIEK JO DEFERME",
    "legal_form": "NV"
  }
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Detailhandel in corrigerende brillen, lenzen en zonnebrillen47742Detailhandel in fotografische en optische artikelen en in precisieinstrumenten in gespecialiseerde winkels47782Gespecialiseerde detailhandel in optische en fotografische artikelen, foto- en filmapparatuur, optische en precisie-instrumenten52485
Primary activity highlighted.
Names & trade names
Legal nameNL OPTIEK JO DEFERME
Registered office
Pastorijstraat 4
3530 Houthalen-Helchteren, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative