OPTICARI
ActiveSummary
OPTICARI has been active since 2000 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags). The 2025 annual accounts show equity of €47k and a net result of €-5k. Equity is shrinking by ~12.5% per year across the filed fiscal years. Its solvency ranks better than 57% of 18280 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
51
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability19▲+11
Solvency68▼-17
Growth32=
Track record92
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity short (current ratio 0.94 against 1.2 in 2024; short-term debt: 57.2% and cash: 5.5% of total assets), and 57.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
42.8%
Return on assets
-4.5%
Age of the figures
15 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
202122232425
2020 to 2025 · latest year €-5k
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 27-02-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
95 d late
2023
461 d late
2022
826 d late
2021
1177 d late
2020
29 d late
2019
390 d late
← before the deadline
after the deadline →
raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publicationsPublications
Strikeout withdrawn
Checked, nothing found (1)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€47k▼ 25.1%
2024 · €63k
2020: €99k
2021: €86k
2022: €87k
2023: €71k
2024: €63k
2020 → 2025
Total assets
€110k▲ 5.9%
2024 · €104k
2020: €129k
2021: €126k
2022: €109k
2023: €111k
2024: €104k
2020 → 2025
Net result
€-5k▲ 41.9%
2024 · €-9k
2020: €9k
2021: €-10k
2022: €155
2023: €-15k
2024: €-9k
2020 → 2025
Working capital
€-4k
2024 · €8k
2020: €33k
2021: €24k
2022: €24k
2023: €13k
2024: €8k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€86k-€87k▲ 0.2%€71k▼ 17.6%€63k▼ 12.0%€47k▼ 25.1%
Operating result€-8k-€2k€-15k€-8k▲ 45.0%€-2k▲ 80.1%
Net result€-10k-€155€-15k€-9k▲ 43.7%€-5k▲ 41.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €2k in 2025 against €8k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €110k
Fixed assets
€51k ▼ 6.4%
Current assets
€59k ▲ 19.4%
Equity and liabilities €110k
Equity
€47k ▼ 25.1%
Debt
€63k ▲ 53.4%
Debt's share of the balance-sheet total rises from 39.5% to 57.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€2k▲
2024 · €-4k
Cash flow
€-1k▲
2024 · €-5k
Current ratio
0.94▼
2024 · 1.20
Quick ratio
0.16▲
2024 · 0.11
Debt to equity
1.34▲
2024 · 0.65
ROE
-10.6%▲
2024 · -13.6%
ROA
-4.5%▲
2024 · -8.2%
Interest coverage
0.65▲
2024 · -8.36
Debt ≤ 1 year
€63k▲
2024 · €41k
Income taxes
€116
Staff costs
€1k▲
2024 · €948
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€104k€110k▲
Fixed assets21/28€55k€51k▼
Tangible fixed assets22/27€55k€51k▼
Land and buildings22€54k€50k▼
Plant, machinery and equipment23€935€638▼
Current assets29/58€49k€59k▲
Stocks and contracts in progress3€45k€49k▲
Stocks30/36€45k€49k▲
Amounts receivable within one year40/41€3k€885▼
Trade receivables40€2k€885▼
Other amounts receivable41€2k-
Current investments50/53€81€2k▲
Cash at bank and in hand54/58-€6k
Deferred charges and accrued income490/1€1k€1k=
Equity and liabilities
Total equity and liabilities10/49€104k€110k▲
Equity10/15€63k€47k▼
Contributions10/11€19k€19k=
Reserves13€44k€28k▼
Distributable reserves133€44k€28k▼
Amounts payable17/49€41k€63k▲
Amounts payable within one year42/48€41k€63k▲
Financial debts43€11k€11k▼
Credit institutions430/8€11k€11k▼
Trade debts44€25k€35k▲
Suppliers440/4€25k€35k▲
Taxes, remuneration and social security45€4k€11k▲
Taxes450/3€1k€4k▲
Remuneration and social security454/9€2k€7k▲
Other amounts payable47/48€2k€6k▲
Income statement
Code20242025
Remuneration, social security and pensions62€948€1k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k▼
Other operating charges640/8€3k€2k▼
Gross operating margin9900€-719€6k▲
Operating profit (loss)9901€-8k€-2k▲
Financial income75/76B-€7
Recurring financial income75-€7
Financial charges65/66B€502€3k▲
Recurring financial charges65€502€3k▲
Profit (loss) for the period before taxes9903€-9k€-5k▲
Income taxes67/77-€116
Profit (loss) for the period9904€-9k€-5k▲
Profit (loss) for the period to be appropriated9905€-9k€-5k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-9k€-5k▲
Transfer from equity791/2€9k€5k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
16-05
KBO administration
Strikeout withdrawn
06-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 95 days late
06-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 461 days late
06-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 826 days late
22-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 1177 days late
2023
30-06
Financial
Weakest financial yearnet €-15k ▼9901%
Net result drops to €-15k, the lowest in the series; recovery starts the following year.
2022
30-06
Financial
Back to profitnet €155
Net result €155 after one loss-making year.
2021
01-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 29 days late
24-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 390 days late
2019
06-02
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 6 days late
2018
31-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
23-02
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 23 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Willebroek · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
August Van Landeghemstraat 462830 WillebroekGround area
149 m²
Building footprint
149 m²
Volume, LiDAR
1,110 m³
Parcel 12040A0923/00H000, Flanders · tallest building 9.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
August Van Landeghemstraat 46, 2830 Willebroek
since 20002.093.930.585
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12040A0923/00H000 | Flanders | 149 m² | 1 · 149 m² | 9.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
LOEK & C
BE 0793.637.865
Mechelen · Eq €46,932
IMMO LOUIS LEMMER
BE 0642.697.848
Hasselt · Eq €46,878
OPTIQUE THIERRY DARMS
BE 0450.240.049
Sint-Lambrechts-Woluwe · Eq €47,160
ME-Project
BE 1017.073.506
Kruisem · Eq €46,834
LENS CONSULTANT
BE 0746.851.993
Anderlecht · Eq €46,776
Of 1,730 companies in sector 47742 we hold annual accounts for 1,138. 909 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-06-2000
Fiscal year end30-06
Activities, NACEBEL 2025
47742Retail sale of prescription glasses, lenses and sunglasses
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.