CEDRIC VAN HECKE
ActiveCEDRIC VAN HECKE has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €50k and a net result of €3k. Equity remains stable across the filed fiscal years (±0.5% per year). Its solvency ranks better than 68% of 18237 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
65
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability47▼-5
Solvency81▼-3
Growth52▲+20
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 2.4 against 2.6 in 2024; short-term debt: 41.7% and cash: 11.1% of total assets), and 44.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
55.9%
Return on assets
3.9%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €50k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
30 d early
2024
25 d late
2023
28 d late
2022
31 d late
2021
31 d late
2020
30 d late
2019
68 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€50k▲ 7.4%
2024 · €47k
2018: €47k
2019: €35k
2020: €50k
2021: €50k
2022: €46k
2023: €42k
2024: €47k
2018 → 2025
Total assets
€90k▲ 12.6%
2024 · €80k
2018: €74k
2019: €55k
2020: €64k
2021: €68k
2022: €70k
2023: €68k
2024: €80k
2018 → 2025
Net result
€3k▼ 24.7%
2024 · €5k
2018: €10k
2019: €-12k
2020: €15k
2021: €84
2022: €-5k
2023: €-4k
2024: €5k
2018 → 2025
Working capital
€52k▲ 6.7%
2024 · €49k
2018: €48k
2019: €36k
2020: €50k
2021: €51k
2022: €46k
2023: €42k
2024: €49k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€50k-€46k▼ 9.2%€42k▼ 7.8%€47k▲ 10.9%€50k▲ 7.4%
Operating result€553-€-4k€-1k▲ 70.9%€8k€7k▼ 13.2%
Net result€84-€-5k€-4k▲ 22.6%€5k€3k▼ 24.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 13% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €90k
Equity
€50k▲ 7.4%
Debt
€40k▲ 20.0%
The debt ratio rises from 41.4% to 44.1%. Equity and debt are higher.
Key figures and ratios
Solvency
55.9%▼
2024 · 58.6%
Current ratio
2.40▼
2024 · 2.60
Quick ratio
2.40▼
2024 · 2.60
Debt / equity
0.79▲
2024 · 0.71
ROE
6.9%▼
2024 · 9.8%
ROA
3.9%▼
2024 · 5.8%
Debt
€40k▲
2024 · €33k
Debt ≤ 1 year
€37k▲
2024 · €31k
Income taxes
€511▲
2024 · €183
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€80k€90k▲
Current assets29/58€80k€90k▲
Amounts receivable within one year40/41€6k€7k▲
Trade receivables40€6k€6k▲
Other amounts receivable41€390€390=
Current investments50/53-€70k
Cash at bank and in hand54/58€71k€10k▼
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€80k€90k▲
Equity10/15€47k€50k▲
Contributions10/11€38k€38k=
Reserves13€8k€12k▲
Distributable reserves133€8k€12k▲
Profit (loss) carried forward14€337€388▲
Amounts payable17/49€33k€40k▲
Amounts payable within one year42/48€31k€37k▲
Trade debts44€1k€2k▲
Suppliers440/4€1k€2k▲
Taxes, remuneration and social security45€912€1k▲
Taxes450/3€912€1k▲
Other amounts payable47/48€28k€35k▲
Accrued charges and deferred income492/3€2k€2k▼
Income statement
Code20242025
Other operating charges640/8€1k€2k▲
Gross operating margin9900€9k€8k▼
Operating profit (loss)9901€8k€7k▼
Financial income75/76B€911€921▲
Recurring financial income75€911€921▲
Financial charges65/66B€4k€4k▼
Recurring financial charges65€4k€4k▼
Profit (loss) for the period before taxes9903€5k€4k▼
Income taxes67/77€183€511▲
Profit (loss) for the period9904€5k€3k▼
Profit (loss) for the period to be appropriated9905€5k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€337€4k▲
Profit (loss) brought forward from the previous period14P€-4k€337▲
Transfer to equity691/2-€3k
To other reserves6921-€3k
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
2024
31-12
Financial
Back to profitnet €5k
Net result €5k after 2 loss-making years.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Back to profitnet €15k
Net result €15k after one loss-making year.
07-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 68 days late
2019
31-12
Financial
Weakest financial yearnet €-12k ▼214%
Net result drops to €-12k, the lowest in the series; recovery starts the following year.
20-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 20 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Martens-Latem · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Groene Dreef 159830 Sint-Martens-LatemGround area
2,102 m²
Building footprint
233 m²
Volume, LiDAR
1,365 m³
Parcel 44064A0109/00P000, Flanders · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Groene Dreef 15, 9830 Sint-Martens-Latem
since 20012.100.080.385
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44064A0109/00P000 | Flanders | 2,102 m² | 1 · 233 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
THE BRAND BUILDING MACHINE
BE 0893.812.339
Waterloo · Eq €50k
L'AUTRE OPTIQUE
BE 0890.954.106
Wemmel · Eq €50k
OPTIBEX
BE 0429.578.257
Liège · Eq €50k
OPTIC HELVETIA
BE 0439.081.683
Sint-Pieters-Leeuw · Eq €50k
Must-Vision
BE 0686.577.381
Evere · Eq €50k
Of 1,730 companies in sector 47742 we hold annual accounts for 1,138. 925 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-12-2000
Fiscal year end31-12
Activities, NACEBEL
47742Retail sale of prescription glasses, lenses and sunglasses
47782Retail trade
52485
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.