OPTIC DAILLY
ActiveSummary
OPTIC DAILLY has been active since 1994 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €224,908 and a net result of €48,480. Equity has been stable since 2018 (±0.8% per year). Its solvency ranks better than 74% of 22,726 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 27-10-1994 Normal situation
- Activity
- Retail sale of prescription glasses, lenses and sunglasses NACE 47742
- Joint committee
- 201 Paritair Comité voor de zelfstandige kleinhandel · annual accounts 2025
- Establishment unit
- 2.069.275.363 1030 Schaarbeek, since 08-12-1994
- Financial year end
- 31 December
- Peppol
- Reachable since 13-10-2025
Financial position
- Bankruptcy probabilitywithin 12 months
- < 0.1%
- Gross margin
- €108,996
- ▲ 3.4%
- Turnover
- ≈ €340,000
- estimated
- Profit
- €48,480
- ▲ 38.0%
- Equity
- €224,908
- ▲ 6.6%
- Total assets
- €363,610
- ▲ 23.0%
- Employees on 31-12-2025
- 1
- =
Score breakdownraises riskSector: Retail trade (NACE 47)lowers riskLiquidity: current ratio 2.45, cash €165,537Equity €224,908 (61.9% of total assets)Founded in 1994Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 74% of them on solvency, 86% on liquidity, 80% on profitability and 55% on growth.
The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 7 accounts on average 32 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, micro format
Annual accounts 2025 filed on 30-06-2026 at the NBB all 31 filings
2021 to 2025, 5 financial years 2018 to 2025, 8 financial years
The operating result for 2025 is 36% higher than in 2024 and the highest since 2021. It is the second rise in a row, after the fall in 2023.
Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.
Assets, equity and debt per financial year.
Above zero, the company can pay its short-term debts with what it holds in the short term.
The EBIT margin is the share of each euro of turnover left from operations. The return on assets is what the assets earn.
The higher the solvency, the better the company absorbs a setback.
A ratio above 1 means the short-term assets cover the short-term debts.
Average staff per financial year, in full-time equivalents (FTE).
Use the arrow keys on the chart for the figures per year.
The sector band is the middle half of the companies in Retail trade (NACE 47). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30. The dashed line is the median. There is a sector band for net result, equity, total assets, working capital, solvency, current ratio, return on assets (ROA) and staff (FTE).
Staff
| Item | 31-12-2021 | 31-12-2022 | 31-12-2023 | 31-12-2024 | 31-12-2025 |
|---|---|---|---|---|---|
| Employees at the balance-sheet date | 2 | 1 | 1 | 1 | 1 |
| full-time | 2 | 1 | 1 | 1 | 1 |
| in full-time equivalents | 2 | 1 | 1 | 1 | 1 |
| Average over the year, in full-time equivalents | 2 | 1.1 | 1 | 1 | 0.8 |
| On a permanent contract | 2 | 1 | 1 | 1 | 1 |
| Joined | - | 1 | - | - | 1 |
| Left | - | 2 | - | - | 1 |
Source: social balance sheet in the 2021 to 2025 annual accounts
Investments
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Tangible fixed assets | €4,322 | - | €16,976 | - | €4,955 |
| Depreciation and write-downs of the year | €16,882 | €16,964 | €18,861 | €8,055 | €8,739 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
Comparable companies
These companies have the same main activity as OPTIC DAILLY: retail sale of prescription glasses, lenses and sunglasses (NACE 47742). They are comparable in size and age: total assets between €330,000 and €391,000, founded between 1990 and 1998.
| Company | Founded | Total assets | Equity | Gross margin | Turnover | Net result | FTE | Financial year |
|---|---|---|---|---|---|---|---|---|
| OPTIC DAILLY Schaarbeek | 1994 | €363,610 | €224,908 | €108,996 | - | €48,480 | - | 2025 |
| DELEYE - FOTO - VIDEO - HIFI Menen | 1993 | €380,211 | €71,532 | €102,250 | - | €51,722 | 1 | 2025 |
| BEUTEN ERIC OPTION Maasmechelen | 1992 | €391,306 | €84,319 | €116,093 | - | €40,090 | - | 2025 |
| OPTIC 2010 Lier | 1990 | €378,945 | €275,447 | €106,709 | - | €61,047 | - | 2025 |
| Ingrid Design Optics Stabroek | 1991 | €331,707 | €292,351 | €123,422 | - | €26,967 | - | 2025 |
| OPTIQUE PASCALE Gembloux | 1997 | €329,860 | €231,024 | €126,323 | €261,825 | €39,902 | - | 2025 |
| ABSIL XANTHIPPE Beveren-Kruibeke-Zwijndrecht | 1998 | €367,549 | €264,611 | €91,407 | - | €61,471 | - | 2025 |
They were chosen from the 1,186 other active companies with that main activity and annual accounts from the past two years. All companies with this main activity
Companies with the same profile, two years later
Historical observationIn July 2024, 31,368 companies had the same profile as OPTIC DAILLY has now. Two years later, 0.5% had gone bankrupt and 93.5% were still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of OPTIC DAILLY itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 31,368 companies, not a prediction for OPTIC DAILLY. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | €28,201 | €4 | €7 | €1,113 | ▲ 152× |
| Remuneration, social security and pensions62 | - | - | - | €44,881 | €62,392 | €52,412 | €45,861 | €30,200 | ▼ 34.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €9,979 | €16,901 | €16,336 | €16,882 | €16,964 | €18,861 | €8,055 | €8,739 | ▲ 8.5% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | - | - | -€1,764 | - | - | - |
| Other operating charges640/8 | - | - | - | €895 | €1,018 | €1,452 | €1,592 | €1,558 | ▼ 2.2% |
| Non-recurring operating charges66A | - | - | - | - | €60 | - | - | €648 | - |
| Gross operating margin9900 | €75,386 | €45,948 | €77,405 | €104,011 | €127,978 | €76,018 | €105,372 | €108,996 | ▲ 3.4% |
| Operating profit (loss)9901 | €30,723 | €13,017 | €27,767 | €41,354 | €47,545 | €5,057 | €49,863 | €67,851 | ▲ 36.1% |
| Financial income75/76B | - | - | - | €1,280 | €701 | €706 | €553 | €651 | ▲ 17.7% |
| Recurring financial income75 | €763 | €870 | €618 | €780 | €701 | €706 | €553 | €651 | ▲ 17.7% |
| Non-recurring financial income76B | - | - | - | €500 | - | - | - | - | - |
| Financial charges65/66B | - | - | - | €1,447 | €1,277 | €1,077 | €472 | €389 | ▼ 17.7% |
| Recurring financial charges65 | €477 | €462 | €841 | €1,447 | €1,277 | €1,077 | €472 | €389 | ▼ 17.7% |
| Profit (loss) for the period before taxes9903 | €31,009 | €20,198 | €27,545 | €41,187 | €46,968 | €4,686 | €49,944 | €68,113 | ▲ 36.4% |
| Income taxes67/77 | €8,812 | €5,180 | €7,761 | €11,775 | €10,929 | €2,915 | €14,803 | €19,633 | ▲ 32.6% |
| Profit (loss) for the period9904 | €22,197 | €15,018 | €19,783 | €29,412 | €36,039 | €1,771 | €35,141 | €48,480 | ▲ 38.0% |
| Profit (loss) for the period to be appropriated9905 | €22,197 | €15,018 | €19,783 | €29,412 | €36,039 | €1,771 | €35,141 | €48,480 | ▲ 38.0% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €278,978 | €332,664 | €352,750 | €387,319 | €346,096 | €311,765 | €295,532 | €363,610 | ▲ 23.0% |
| Fixed assets21/28 | €30,006 | €83,900 | €67,564 | €55,004 | €38,040 | €36,155 | €28,100 | €24,317 | ▼ 13.5% |
| Tangible fixed assets22/27 | €30,006 | €83,900 | €67,564 | €55,004 | €38,040 | €36,155 | €28,100 | €24,317 | ▼ 13.5% |
| Plant, machinery and equipment23 | - | - | - | €18,900 | €16,200 | €13,500 | €10,800 | €8,100 | ▼ 25.0% |
| Furniture and vehicles24 | - | - | - | €25,730 | €13,738 | €14,688 | €11,032 | €11,649 | ▲ 5.6% |
| Other tangible fixed assets26 | - | - | - | €10,374 | €8,102 | €7,968 | €6,268 | €4,568 | ▼ 27.1% |
| Current assets29/58 | €248,972 | €248,764 | €285,186 | €332,315 | €308,056 | €275,609 | €267,432 | €339,293 | ▲ 26.9% |
| Stocks and contracts in progress3 | €126,171 | €137,476 | €124,939 | €131,268 | €137,123 | €148,222 | €147,687 | €155,280 | ▲ 5.1% |
| Stocks30/36 | - | - | - | €131,268 | €137,123 | €148,222 | €147,687 | €155,280 | ▲ 5.1% |
| Amounts receivable within one year40/41 | €16,339 | €15,531 | €5,774 | €4,776 | €7,952 | €20,968 | €21,635 | €13,078 | ▼ 39.5% |
| Trade receivables40 | - | - | - | €4,740 | €7,850 | €10,908 | €19,633 | €12,921 | ▼ 34.2% |
| Other amounts receivable41 | - | - | - | €36 | €102 | €10,060 | €2,001 | €157 | ▼ 92.1% |
| Cash at bank and in hand54/58 | €102,351 | €92,195 | €150,729 | €189,071 | €159,100 | €102,172 | €93,904 | €165,537 | ▲ 76.3% |
| Deferred charges and accrued income490/1 | - | - | - | €7,200 | €3,881 | €4,247 | €4,206 | €5,398 | ▲ 28.3% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €278,978 | €332,664 | €352,750 | €387,319 | €346,096 | €311,765 | €295,532 | €363,610 | ▲ 23.0% |
| Equity10/15 | €199,263 | €214,282 | €234,065 | €238,978 | €220,017 | €196,787 | €210,928 | €224,908 | ▲ 6.6% |
| Contributions10/11 | €18,592 | €18,592 | - | €18,592 | €18,592 | €18,592 | €18,592 | €18,592 | = |
| Reserves13 | €177,359 | €192,359 | €211,859 | €207,859 | €188,859 | €163,859 | €177,859 | €191,359 | ▲ 7.6% |
| Non-distributable reserves130/1 | - | - | - | €1,859 | €1,859 | - | - | - | - |
| Reserves not available under the articles1311 | - | - | - | €1,859 | €1,859 | - | - | - | - |
| Distributable reserves133 | - | - | - | €206,000 | €187,000 | €163,859 | €177,859 | €191,359 | ▲ 7.6% |
| Profit (loss) carried forward14 | €3,312 | €3,330 | €3,614 | €12,526 | €12,565 | €14,336 | €14,477 | €14,957 | ▲ 3.3% |
| Amounts payable17/49 | €79,715 | €118,382 | €118,685 | €148,341 | €126,079 | €114,977 | €84,604 | €138,701 | ▲ 63.9% |
| Amounts payable after more than one year17 | - | €39,513 | €26,658 | €13,684 | €5,052 | - | - | - | - |
| Financial debts170/4 | - | - | - | €13,684 | €5,052 | - | - | - | - |
| Amounts payable within one year42/48 | €79,678 | €78,870 | €91,611 | €134,649 | €121,027 | €114,860 | €84,604 | €138,407 | ▲ 63.6% |
| Current portion of amounts payable after more than one year42 | - | - | - | €22,189 | €16,751 | €13,784 | €19,320 | €23,165 | ▲ 19.9% |
| Trade debts44 | €51,737 | €50,555 | €40,385 | €56,464 | €22,530 | €33,420 | €23,505 | €33,061 | ▲ 40.7% |
| Suppliers440/4 | - | - | - | €56,464 | €22,530 | €33,420 | €23,505 | €33,061 | ▲ 40.7% |
| Advances received on contracts in progress46 | - | - | - | - | - | - | - | €10 | - |
| Taxes, remuneration and social security45 | - | - | - | €31,314 | €26,745 | €27,656 | €20,779 | €27,722 | ▲ 33.4% |
| Taxes450/3 | - | - | - | €17,643 | €17,626 | €17,200 | €12,317 | €25,063 | ▲ 103% |
| Remuneration and social security454/9 | - | - | - | €13,671 | €9,119 | €10,456 | €8,463 | €2,659 | ▼ 68.6% |
| Other amounts payable47/48 | - | - | - | €24,683 | €55,000 | €40,000 | €21,000 | €54,450 | ▲ 159% |
| Accrued charges and deferred income492/3 | - | - | - | €8 | - | €117 | - | €294 | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €22,197 | €15,018 | €19,783 | €29,412 | €36,039 | €1,771 | €35,141 | €48,480 | ▲ 38.0% |
| + Depreciation and write-downs630 | €9,979 | €16,901 | €16,336 | €16,882 | €16,964 | €18,861 | €8,055 | €8,739 | ▲ 8.5% |
| Operating cash flow (approximation) | €32,176 | €31,919 | €36,119 | €46,294 | €53,003 | €20,631 | €43,196 | €57,219 | ▲ 32.5% |
| Investment in fixed assets (approximation) | - | -€70,794 | €0 | -€4,322 | €0 | -€16,976 | €0 | -€4,955 | - |
| Change in cash | - | -€10,156 | €58,534 | €38,342 | -€29,971 | -€56,928 | -€8,268 | €71,633 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Latest 10 of 31 filings with the National Bank
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 30-06-2026 | 2026-00220530 | NBB |
| 31-12-2024 | micro format | 25-06-2025 | 2025-00175477 | |
| 31-12-2023 | micro format | 21-06-2024 | 2024-00148661 | |
| 31-12-2022 | micro format | 30-06-2023 | 2023-00177704 | |
| 31-12-2021 | micro format | 29-06-2022 | 2022-20105364 | |
| 31-12-2020 | micro format | 30-06-2021 | 2021-27900152 | |
| 31-12-2019 | micro format | 10-07-2020 | 2020-28100587 | |
| 31-12-2018 | micro format | 27-06-2019 | 2019-23600578 | |
| 31-12-2017 | micro format | 06-07-2018 | 2018-29000421 | |
| 31-12-2016 | micro format | 07-07-2017 | 2017-28000172 |
Board & ownership
Directors
Owners and capital
Capital transactions
- 19-04-2023 Converted to unavailable equity · €20,451.21
Network & group
OPTIC DAILLY shares no director with another company.
Companies at the same address
2 other companiesConnections & network
1 current directorThe network starts from the directors of OPTIC DAILLY. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
19-04
Gazette deed
Amendment of the articles · Legal-form change · Resignations & appointmentsCapital conversion · Reserve release · Registered office clause10 points ▸
- General meeting, 23-03-2023
- Amendment of the articles, mentioned 2 times in the deed
- Capital conversion, “compte de capitaux propres statutairement indisponible” (deed in French)
- Reserve release, “supprimer compte de capitaux propres statutairement indisponible, fonds disponibles pour distribution” (deed in French)
- Other provision, “versements futurs part non encore libérée souscrite dans le passé inscrite en apports non appelés” (deed in French)
- Other provision, “fin de fonction du gérant et renouvellement comme administrateur non statutaire, illimitée” (deed in French)
- Registered office clause, “Région Bruxelloise” (deed in French)
- Other provision, “communication vers cette adresse réputée valablement intervenue, contact@opticdailly.be” (deed in French)
- Other provision, “unanimité des décisions, prises à l'unanimité des voix” (deed in French)
- Other provision, “11 heures et quarante minutes, clôture de l'assemblée” (deed in French)
Show earlier events
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Codes under NACEBEL 2008
Codes under NACEBEL 2003
2 activities
- Toutes activités en rapport direct ou indirect avec le commerce de gros ou de détail, l'achat, la vente, l'import-export, le négoce d'instruments de précision, d'optométrie et de laboratoire, d'optique et de lunetterie en ce compris les verres et lentilles de contact.
- Toutes opérations de commerce, l'achat, la vente au détail et en gros, l'importation et l'exportation d'articles d'optiques de toute nature, à savoir notamment des lunettes, des verres des produits de lentilles, des accessoires s'y rapportant.
Invoicing and payment
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 21906D0062/03L000 | Brussels | 292 m² | 1 · 106 m² | 17.0 m · 3 |