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OPTIC 2010

Active
Private limited companyfounded 199035 yrs activeAntwerpsestraat 1, 2500 Lier, BelgiumKBO/BCE: BE 0442.385.128

OPTIC 2010 has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €224k and a net result of €41k. Equity is growing by ~12.5% per year across the filed fiscal years. Its solvency ranks better than 86% of 26057 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (low).

Checked score

Score 2024
100 / 100
Excellent▲ +14 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability92▲+68
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €22k at 30 days acceptable
Liquidity ample (current ratio 8.86 against 9.89 in 2023), and 22.5% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 35 years 0 40 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 15-05-2025, 77 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
77 d early
2023
126 d early
2022
12 d early
2021
24 d early
2020
8 d early
2019
1 d early
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity
€224k▲ 22.6%
2023 · €183k
2018: €111k 2019: €115k 2020: €135k 2021: €161k 2022: €174k 2023: €183k
2018 → 2024
Total assets
€289k▲ 19.0%
2023 · €243k
2018: €162k 2019: €156k 2020: €197k 2021: €221k 2022: €238k 2023: €243k
2018 → 2024
Net result
€41k▲ 370%
2023 · €9k
2018: €-7k 2019: €4k 2020: €20k 2021: €26k 2022: €13k 2023: €9k
2018 → 2024
Working capital
€254k▲ 16.9%
2023 · €217k
2018: €151k 2019: €146k 2020: €147k 2021: €191k 2022: €203k 2023: €217k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20202021202220232024Trend
Equity€135k-€161k▲ 19.2%€174k▲ 8.0%€183k▲ 5.1%€224k▲ 22.6%
Operating result€28k-€37k▲ 32.8%€18k▼ 50.4%€14k▼ 25.6%€67k▲ 386%
Net result€20k-€26k▲ 27.6%€13k▼ 50.4%€9k▼ 31.7%€41k▲ 370%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20k€40k€60kOperating result 2020: €28k€28kNet result 2020: €20k€20kOperating result 2021: €37k€37kNet result 2021: €26k€26kOperating result 2022: €18k€18kNet result 2022: €13k€13kOperating result 2023: €14k€14kNet result 2023: €9k€9kOperating result 2024: €67k€67kNet result 2024: €41k€41k20202021202220232024
The operating result recovers in 2024; 2024 is 386% above 2023 and is the highest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €289k
Fixed assets €3k▲ 96.7%
Current assets €286k▲ 18.5%
Equity and liabilities €289k
Equity €224k▲ 22.6%
Debt €65k▲ 7.9%
The debt ratio falls from 24.8% to 22.5%: equity grows faster than debt.
Key figures and ratios
2024 value · change against 2023
EBITDA
€68k
2023 · €19k
Cash flow
€42k
2023 · €15k
Solvency
77.5%
2023 · 75.2%
Current ratio
8.86
2023 · 9.89
Quick ratio
6.02
2023 · 6.54
Debt / equity
0.29
2023 · 0.33
ROE
18.5%
2023 · 4.8%
ROA
14.3%
2023 · 3.6%
Interest coverage
14.77
2023 · 8.77
Debt
€65k
2023 · €60k
Debt ≤ 1 year
€32k
2023 · €24k
Debt > 1 year
€33k
2023 · €35k
Income taxes
€23k
2023 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet Code20232024
Assets
Total assets20/58€243k€289k
Fixed assets21/28€2k€3k
Tangible fixed assets22/27€2k€3k
Plant, machinery and equipment23-€980
Furniture and vehicles24€2k€1k
Other tangible fixed assets26-€1k
Current assets29/58€242k€286k
Stocks and contracts in progress3€82k€92k
Stocks30/36€82k€92k
Amounts receivable within one year40/41€5k€5k
Trade receivables40€2k€3k
Other amounts receivable41€3k€2k
Cash at bank and in hand54/58€149k€183k
Deferred charges and accrued income490/1€6k€6k
Equity and liabilities
Total equity and liabilities10/49€243k€289k
Equity10/15€183k€224k
Contributions10/11€19k€19k=
Reserves13€164k€206k
Distributable reserves133€164k€206k
Amounts payable17/49€60k€65k
Amounts payable after more than one year17€35k€33k
Financial debts170/4€35k€33k
Amounts payable within one year42/48€24k€32k
Current portion of amounts payable after more than one year42€3k€3k
Trade debts44€15k€17k
Suppliers440/4€15k€17k
Taxes, remuneration and social security45€6k€13k
Taxes450/3€6k€13k
Remuneration and social security454/9-€134
Accrued charges and deferred income492/3€391-
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€1k
Other operating charges640/8€3k€3k
Gross operating margin9900€23k€71k
Operating profit (loss)9901€14k€67k
Financial income75/76B€2k€2k
Recurring financial income75€2k€2k
Financial charges65/66B€2k€5k
Recurring financial charges65€2k€5k
Profit (loss) for the period before taxes9903€14k€64k
Income taxes67/77€5k€23k
Profit (loss) for the period9904€9k€41k
Profit (loss) for the period to be appropriated9905€9k€41k
Appropriation of the result
Profit (loss) to be appropriated9906€9k€41k
Transfer to equity691/2€9k€41k
To other reserves6921€9k€41k

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

2025
15-05
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Highest result since 2018net €41k ▲370%
Operating result €67k, net result €41k, both a record.
31-12
Financial Equity above €200kEq €224k ▲22.6%
6 profitable years in a row build equity to €224k.
27-03
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
19-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
07-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Equity above €150kEq €161k ▲19.2%
3 profitable years in a row build equity to €161k.
23-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
30-07
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial Back to profitnet €4k
Net result €4k after one loss-making year.
04-07
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
20-07
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
27-07
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
2016
28-07
NBB filing Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lier · 1 establishment unit since 2006
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Antwerpsestraat 12500 Lier
Ground area
93 m²
Building footprint
147 m²
Volume, LiDAR
1,685 m³
Parcel 12021K0453/00G000, Flanders · tallest building 16.5 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
BrilLier
Antwerpsestraat 1, 2500 LierNACE 52485
since 20062.155.832.027
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
12021K0453/00G000
ProtectedTownscape or village viewGrote Markt en omgevingSource ↗
Flanders 93 m² 1 · 147 m² 16.5 m · 5 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).

Similar companies · same sector, comparable size

Of 1,724 companies in sector 47742 we hold annual accounts for 1,136. 932 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded05-11-1990
Fiscal year end31-12
Activities, NACEBEL
47742Retail sale of prescription glasses, lenses and sunglasses
47782Retail trade
52485
Sources
Crossroads Bank for EnterprisesNational Bank · 33 filingsAddress and cadastre registers

Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.