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Complete company report
Generated 28-07-2026
Active BE 0434.577.321Private limited company

OPTIC CROMBAG

Chaussée de Louvain(BU) 315 ·5004 Namur, Belgium· 38 yrs active
Sector: Retail trade (47742)
Conclusion Checked

The computed 12-month bankruptcy probability of OPTIC CROMBAG is 0.8% (low). The company has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 38 yrs
Locations 2
Publications 1
Bankruptcy probability (12 mo) Checked model v1 · free
0.8% Low
0%0,5%1,5%4%10%≥25%
Long track record −Higher-failure-rate sector +Multiple establishment units +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
Long-established
Founded in 1988, 38 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Financial overview10 NBB filings
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (micro). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
30-06-2024 micro 03-03-2025 2025-00042035
30-06-2023 micro 31-01-2024 2024-00021312
30-06-2021 micro 12-01-2022 2022-00800156
30-06-2020 volledig 30-01-2021 2021-03800102
30-06-2019 volledig 15-01-2020 2020-01200232
30-06-2018 volledig 27-12-2018 2018-75700499
30-06-2017 volledig 06-01-2018 2018-00800317
30-06-2016 volledig 31-12-2016 2016-72300496
30-06-2015 volledig 01-02-2016 2016-03700027
30-06-2014 volledig 08-02-2015 2015-04000447
Legal Structure
NACE primary Retail trade(47742)
Legal form Private limited company(610)
Incorporation28-06-1988
StatusActive
Postal code5004
Establishment units 2 locations
Chaussée de Louvain(BU) 315, 5004 Namur
Detailhandel in optische artikelen (inclusief brillen), fotografische artikelen (inclusief films) en precisieinstrumenten
since 19882.038.928.122
Optic Crombag
Rue du Centre 24, 5590 CineyDetailhandel in fotografische en optische artikelen en in precisieinstrumenten, muv corrigerende brillen, lenzen en zonnebrillen
since 20202.308.747.676
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
92021F0109/00_000 Wallonia 404 m² 1 · 61 m² 12.9 m · 4 fl.
91030A0598/00B000 Wallonia 97 m² 1 · 49 m² -
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 11 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
03-03-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
31-01-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
02-01-2024
State Gazette act Capital & shares
Xavier DUGARDIN
2022
12-01-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2021
30-01-2021
NBB filing Annual accounts filed
fiscal year 2020 · volledig
2020
15-01-2020
NBB filing Annual accounts filed
fiscal year 2019 · volledig
2018
27-12-2018
NBB filing Annual accounts filed
fiscal year 2018 · volledig
06-01-2018
NBB filing Annual accounts filed
fiscal year 2017 · volledig
2016
31-12-2016
NBB filing Annual accounts filed
fiscal year 2016 · volledig
01-02-2016
NBB filing Annual accounts filed
fiscal year 2015 · volledig
2015
08-02-2015
NBB filing Annual accounts filed
fiscal year 2014 · volledig
Belgisch Staatsblad, acts 1 acts
Capital history · 1
02-01-2024
Capital change
All acts · 1 updated 2 years ago
2024
02-01-2024 Transaction in capital or shares Capital & shares·Xavier DUGARDIN
Notary: Xavier DUGARDIN · Saint-Servais/Namur
Technical details 
{
  "events": [],
  "notary": {
    "name": "Xavier DUGARDIN",
    "firm_city": null,
    "firm_name": null,
    "office_city": "Saint-Servais/Namur",
    "is_associated": false
  },
  "act_meta": {
    "language": "mixed",
    "pub_date": "2024-01-02",
    "filing_date": "2023-12-04",
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decision": {
    "body": "algemene_vergadering",
    "act_date": null,
    "unanimous": true,
    "under_authorized_capital": false,
    "underlying_resolution_date": "2023-12-04"
  },
  "bedrijfsrevisor": null,
  "subject_company": {
    "kbo": "0434.577.321",
    "name_full": "OPTIC CROMBAG",
    "legal_form": "SRL",
    "is_foreign_registered": false
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Xavier DUGARDIN",
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [
    "expedition"
  ],
  "shareholders_after": [
    {
      "kbo": null,
      "pct": 100.0,
      "kind": "person",
      "name": "CROMBAG-HUBAIN Olivier Paul Victor Emilien",
      "role": "aandeelhouder",
      "n_shares": 750,
      "share_class": null
    },
    {
      "kbo": "0735.449.347",
      "pct": null,
      "kind": "org",
      "name": "AUCALO",
      "role": "commanditaire",
      "n_shares": 749,
      "share_class": null
    }
  ],
  "share_classes_after": []
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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AI-generated from Checked data; indicative, not legal or investment advice.
Company registry (CBE) Crossroads Bank
Activities
Detailhandel in corrigerende brillen, lenzen en zonnebrillen47742Detailhandel in fotografische en optische artikelen en in precisieinstrumenten in gespecialiseerde winkels47782Gespecialiseerde detailhandel in optische en fotografische artikelen, foto- en filmapparatuur, optische en precisie-instrumenten52485
Primary activity highlighted.
Names & trade names
Legal nameFR OPTIC CROMBAG
Registered office
Chaussée de Louvain(BU) 315
5004 Namur, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative