OPTIBUILD
ActiveSummary
OPTIBUILD has been active since 2012 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €375,368 and a net result of €86,392. Equity is growing by about 19% per year across the filed financial years. Its solvency ranks better than 79% of 9,348 sector peers (NACE 41, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
- Staff
- 1 FTE
- Equity
- €375,368
- Profit
- €86,392
Why 95raises riskSector: Construction of residential and non-residential buildings (NACE 41)lowers riskLiquidity: current ratio 2.88, cash €112,380Equity €375,368 (70.5% of total assets)Founded in 2012Show the evidence
Checked score
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 80% on solvency, 76% on liquidity, 74% on profitability and 69% on growth.
The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 7 accounts on average 11 days after the deadline; the sector median (NACE 41) for financial year 2024 is on the deadline day, and 46% of those companies filed late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · micro…
- Highest result from 2018 to 2025net €86,392 ▲126%
- Annual accounts filedfinancial year 2024 · micro…
Financials · financial year 2025, micro format
2021 to 2025, 5 financial years 2018 to 2025, 8 financial years
The operating result recovers in 2025; 2025 is 90% above 2024 and is the highest result in the available series.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Average staff in full-time equivalents (FTE).
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 41, Construction of residential and non-residential buildings: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Peer companies
Historical observationOf the 34,693 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 95.3% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,693 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €0 | - | €6,343 | €0 | €848 | - |
| Remuneration, social security and pensions62 | - | - | - | €60,809 | €60,381 | €67,422 | €69,195 | €73,811 | ▲ 6.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €33,776 | €28,747 | €31,001 | €30,377 | €25,893 | €22,216 | €21,208 | €18,962 | ▼ 10.6% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | - | - | €6,873 | €0 | - | - |
| Other operating charges640/8 | - | - | - | €4,147 | €5,868 | €3,838 | €2,921 | €2,557 | ▼ 12.4% |
| Non-recurring operating charges66A | - | - | - | - | - | - | €2,521 | €86 | ▼ 96.6% |
| Gross operating margin9900 | €125,416 | €115,794 | €145,285 | €145,471 | €131,493 | €213,080 | €160,728 | €218,916 | ▲ 36.2% |
| Operating profit (loss)9901 | €14,516 | -€23,500 | €26,721 | €50,139 | €39,351 | €112,730 | €64,883 | €123,499 | ▲ 90.3% |
| Financial income75/76B | - | - | - | €2,126 | €991 | €2,380 | €2,482 | €2,766 | ▲ 11.4% |
| Recurring financial income75 | €4,363 | €2,709 | €2,540 | €2,126 | €991 | €2,380 | €2,482 | €2,766 | ▲ 11.4% |
| Financial charges65/66B | - | - | - | €4,906 | €9,892 | €12,421 | €8,265 | €7,149 | ▼ 13.5% |
| Recurring financial charges65 | €5,594 | €12,739 | €5,145 | €4,906 | €9,892 | €12,421 | €8,265 | €7,149 | ▼ 13.5% |
| Profit (loss) for the period before taxes9903 | €13,285 | -€33,530 | €24,116 | €47,359 | €30,451 | €102,689 | €59,101 | €119,117 | ▲ 102% |
| Income taxes67/77 | €557 | €295 | €2,917 | €18,029 | €12,646 | €36,178 | €20,887 | €32,725 | ▲ 56.7% |
| Profit (loss) for the period9904 | €12,728 | -€33,824 | €21,199 | €29,330 | €17,805 | €66,511 | €38,214 | €86,392 | ▲ 126% |
| Profit (loss) for the period to be appropriated9905 | €12,728 | -€33,824 | €21,199 | €29,330 | €17,805 | €66,511 | €38,214 | €86,392 | ▲ 126% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €547,693 | €858,166 | €778,881 | €554,224 | €587,311 | €627,005 | €525,034 | €532,168 | ▲ 1.4% |
| Fixed assets21/28 | €403,860 | €376,608 | €358,945 | €332,024 | €311,013 | €298,969 | €280,086 | €268,858 | ▼ 4.0% |
| Intangible fixed assets21 | €3,841 | €2,768 | €1,846 | €923 | €0 | - | - | - | - |
| Tangible fixed assets22/27 | €399,314 | €373,134 | €356,560 | €330,061 | €310,473 | €298,429 | €280,036 | €268,808 | ▼ 4.0% |
| Land and buildings22 | - | - | - | €311,360 | €291,710 | €275,240 | €260,889 | €248,105 | ▼ 4.9% |
| Plant, machinery and equipment23 | - | - | - | €1,895 | €2,293 | €8,586 | €304 | €2,257 | ▲ 641% |
| Furniture and vehicles24 | - | - | - | €16,806 | €16,470 | €14,603 | €13,542 | €13,146 | ▼ 2.9% |
| Other tangible fixed assets26 | - | - | - | - | - | - | €5,300 | €5,300 | = |
| Financial fixed assets28 | €705 | €705 | €540 | €1,040 | €540 | €540 | €50 | €50 | = |
| Current assets29/58 | €143,833 | €481,559 | €419,935 | €222,200 | €276,298 | €328,036 | €244,947 | €263,310 | ▲ 7.5% |
| Stocks and contracts in progress3 | - | €426,328 | €210,652 | €89,520 | €89,520 | €10,949 | €0 | - | - |
| Stocks30/36 | - | - | - | €89,520 | €89,520 | €10,949 | €0 | - | - |
| Amounts receivable within one year40/41 | €79,371 | €45,897 | €71,462 | €53,826 | €105,578 | €98,061 | €114,938 | €137,589 | ▲ 19.7% |
| Trade receivables40 | - | - | - | €53,674 | €60,560 | €94,981 | €114,448 | €123,325 | ▲ 7.8% |
| Other amounts receivable41 | - | - | - | €151 | €45,018 | €3,080 | €490 | €14,264 | ▲ 29× |
| Cash at bank and in hand54/58 | €62,745 | €1,056 | €130,966 | €71,431 | €71,898 | €203,643 | €112,917 | €112,380 | ▼ 0.5% |
| Deferred charges and accrued income490/1 | - | - | - | €7,424 | €9,303 | €15,382 | €17,093 | €13,340 | ▼ 22.0% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €547,693 | €858,166 | €778,881 | €554,224 | €587,311 | €627,005 | €525,034 | €532,168 | ▲ 1.4% |
| Equity10/15 | €156,423 | €122,599 | €143,798 | €173,129 | €190,933 | €257,444 | €295,658 | €375,368 | ▲ 27.0% |
| Contributions10/11 | €20,000 | €20,000 | - | €20,000 | €20,000 | €20,000 | €20,000 | €20,000 | = |
| Reserves13 | €136,102 | €102,599 | €123,789 | €153,109 | €170,909 | €237,444 | €275,658 | €355,368 | ▲ 28.9% |
| Non-distributable reserves130/1 | - | - | - | €5,502 | €5,502 | €0 | - | - | - |
| Reserves not available under the articles1311 | - | - | - | €5,502 | €5,502 | €0 | - | - | - |
| Distributable reserves133 | - | - | - | €147,607 | €165,407 | €237,444 | €275,658 | €355,368 | ▲ 28.9% |
| Profit (loss) carried forward14 | €321 | - | €9 | €20 | €24 | €0 | - | €0 | - |
| Amounts payable17/49 | €391,269 | €735,567 | €635,082 | €381,095 | €396,378 | €369,561 | €229,376 | €156,800 | ▼ 31.6% |
| Amounts payable after more than one year17 | €212,818 | €188,253 | €164,042 | €143,611 | €124,027 | €104,444 | €84,861 | €65,277 | ▼ 23.1% |
| Financial debts170/4 | - | - | - | €143,611 | €124,027 | €104,444 | €84,861 | €65,277 | ▼ 23.1% |
| Amounts payable within one year42/48 | €177,759 | €542,758 | €471,040 | €237,484 | €266,134 | €256,688 | €141,931 | €91,295 | ▼ 35.7% |
| Current portion of amounts payable after more than one year42 | - | - | - | €20,431 | €19,583 | €19,583 | €19,583 | €19,583 | = |
| Financial debts43 | - | - | - | €0 | - | - | - | - | - |
| Credit institutions430/8 | - | - | - | €0 | - | - | - | - | - |
| Trade debts44 | €33,663 | €12,377 | €40,738 | €12,194 | €21,191 | €42,160 | €61,798 | €13,705 | ▼ 77.8% |
| Suppliers440/4 | - | - | - | €12,194 | €21,191 | €42,160 | €61,798 | €13,705 | ▼ 77.8% |
| Taxes, remuneration and social security45 | - | - | - | €50,398 | €63,080 | €63,023 | €57,422 | €51,325 | ▼ 10.6% |
| Taxes450/3 | - | - | - | €35,826 | €52,092 | €50,361 | €43,601 | €36,942 | ▼ 15.3% |
| Remuneration and social security454/9 | - | - | - | €14,572 | €10,988 | €12,662 | €13,821 | €14,384 | ▲ 4.1% |
| Other amounts payable47/48 | - | - | - | €154,461 | €162,280 | €131,922 | €3,128 | €6,682 | ▲ 114% |
| Accrued charges and deferred income492/3 | - | - | - | - | €6,216 | €8,428 | €2,584 | €227 | ▼ 91.2% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €12,728 | -€33,824 | €21,199 | €29,330 | €17,805 | €66,511 | €38,214 | €86,392 | ▲ 126% |
| + Depreciation and write-downs630 | €33,776 | €28,747 | €31,001 | €30,377 | €25,893 | €22,216 | €21,208 | €18,962 | ▼ 10.6% |
| Operating cash flow (approximation) | €46,504 | -€5,077 | €52,200 | €59,707 | €43,698 | €88,726 | €59,422 | €105,354 | ▲ 77.3% |
| Investment in fixed assets (approximation) | - | -€1,495 | -€13,338 | -€3,455 | -€4,882 | -€10,172 | -€2,326 | -€7,734 | ▼ 233% |
| Change in cash | - | -€61,689 | €129,910 | -€59,536 | €467 | €131,746 | -€90,726 | -€536 | ▲ 99.4% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Latest 10 of 13 filings with the National Bank
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 23-06-2026 | 2026-00186622 |
| 31-12-2024 | micro format | 22-07-2025 | 2025-00291829 |
| 31-12-2023 | micro format | 17-07-2024 | 2024-00259603 |
| 31-12-2022 | abbreviated format | 25-08-2023 | 2023-00353001 |
| 31-12-2021 | micro format | 30-08-2022 | 2022-20343455 |
| 31-12-2020 | micro format | 31-08-2021 | 2021-64800384 |
| 31-12-2019 | micro format | 23-09-2020 | 2020-54900471 |
| 31-12-2018 | micro format | 05-07-2019 | 2019-29100599 |
| 31-12-2017 | micro format | 07-08-2018 | 2018-43800410 |
| 31-12-2016 | micro format | 13-07-2017 | 2017-31100190 |
Similar companies · same sector, comparable size
Subsidies and aid
Flemish government
2025 · 1 entry · €63 awardedPublic contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Not every act has been read: a resignation may still be missing
Mandate history
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| DESCHEPPER Paul Robert Monique Georges Marie |
|
Owners and capital
Capital and shareholders
- DESCHEPPER Paul Robert Monique Georges Marie all shares
The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.
- 10-11-2023 Converted to available equity
Group and network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
10-11
Gazette deed
Resignation: DESCHEPPER Paul Robert Monique Georges Marie (director)Reappointment: DESCHEPPER Paul Robert Monique Georges Marie (director) · Amendment of the articles · Capital conversion10 facts ▸
- General meeting, 16-10-2023
- Amendment of the articles (2 times)
- Capital conversion, “beschikbaar voor toekomstige uitkeringen” (deed in Dutch)
- Director resignation, DESCHEPPER Paul Robert Monique Georges Marie (director)
- Director discharge, DESCHEPPER Paul Robert Monique Georges Marie (director)
- Director reappointment, DESCHEPPER Paul Robert Monique Georges Marie (director)
- Capital
- Registered office clause, “Brugge (Sint-Kruis), Breeweg 17” (deed in Dutch)
- Power of attorney
- Shareholding, DESCHEPPER Paul Robert Monique Georges Marie
Show earlier events
About the unread acts
Of the 6 Belgian Official Gazette deeds we know for this company, 1 has been read. The other 5 have not been read yet: what they contain is neither established nor disproved here.
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 0848.172.750
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 31029B0389/00R002 | Flanders | 1,123 m² | 1 · 190 m² | 16.1 m · 2 |
How the parcels are linked
Articles of association
What the company does
- Name clauseThe name the company operates under according to its articles.
- OPTIBUILD
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Vlaamse Gewest, Artikel 2” (deed in Dutch)
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- Each director alone
- Board ruleHow the board is made up, meets and takes decisions.
- “Met of zonder beperking, 1” (deed in Dutch)“Algemene kosten, AV” (deed in Dutch)
Capital, shares and profit
- Kind of sharesWhich classes of shares exist and what rights each class carries.
- “Op naam, register van aandelen op naam” (deed in Dutch)
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- “Vervaldag tot werkelijke betaling, alle aandeelhouders aangetekend” (deed in Dutch)“Storting een aandeelhouder, een aandeelhouder en niet volgestort” (deed in Dutch)5 more provisions on this in the deed
Oversight and winding up
- Dissolution ruleWhen and by whom the company can be dissolved.
- “Algemene vergadering, vormen vereist voor statutenwijziging” (deed in Dutch)
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- “Bestuurder(s) in functie indien geen andere vereffenaar benoemd, aanduiden vereffenaars omlijnen bevoegdheden bepalen vergoeding” (deed in Dutch)