OptiBizz
ActiveSummary
OptiBizz has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €178,777 and a net result of €7,822. Equity is growing by ~21.8% per year across the filed fiscal years. Its solvency ranks better than 33% of 17179 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability81▲+12
Solvency63▼-23
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13,000 at 30 days acceptable
Liquidity ample (current ratio 1.83 against 2.58 in 2024; short-term debt: 26.3% and cash: 15.9% of total assets), but 62.3% of the assets are financed with debt.
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Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
37.7%
Return on assets
1.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
31 d late
2024
on the day
2023
6 d early
2022
17 d late
2021
8 d late
2020
30 d late
2019
41 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 17 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Turnover
€170,376
EBIT margin
9.1%
Net result
€7,822▲ 579%
2024 · €1,152
Working capital
€104,076▲ 40.7%
2024 · €73,986
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€170,376
Operating result€36,741▼ 30.4%€50,576▲ 37.7%€57,263▲ 13.2%€5,423▼ 90.5%€15,430▲ 185%
Net result€26,843▼ 30.3%€37,417▲ 39.4%€43,449▲ 16.1%€1,152▼ 97.3%€7,822▲ 579%
EBIT margin9.1%
Equity€88,937▲ 43.2%€126,354▲ 42.1%€169,803▲ 34.4%€170,955▲ 0.7%€178,777▲ 4.6%
Total assets€197,915▲ 12.1%€210,250▲ 6.2%€320,097▲ 52.2%€278,054▼ 13.1%€474,815▲ 70.8%
Debt€108,978▼ 4.8%€83,896▼ 23.0%€150,294▲ 79.1%€107,099▼ 28.7%€296,038▲ 176%
Working capital€31,195▲ 13.7%€53,172▲ 70.4%€73,644▲ 38.5%€73,986▲ 0.5%€104,076▲ 40.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Why a figure moved sharply
- 2025 Total assets +71% on 2024. Cause not known from the registers.
- 2023 Total assets +52% on 2022. Cause not known from the registers.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 185% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €474,815
Fixed assets
€245,859 ▲ 56.4%
Current assets
€228,956 ▲ 89.4%
Equity and liabilities €474,815
Equity
€178,777 ▲ 4.6%
Debt
€296,038 ▲ 176%
Debt's share of the balance-sheet total rises from 38.5% to 62.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€38,873▲
2024 · €31,972
Cash flow
€31,265▲
2024 · €27,701
Current ratio
1.83▼
2024 · 2.58
Quick ratio
1.66▼
2024 · 2.41
Debt to equity
1.66▲
2024 · 0.63
ROE
4.4%▲
2024 · 0.7%
ROA
1.6%▲
2024 · 0.4%
Interest coverage
6.33▼
2024 · 9.87
Debt ≤ 1 year
€124,880▲
2024 · €46,914
Debt > 1 year
€171,115▲
2024 · €60,185
Income taxes
€1,593▲
2024 · €1,060
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 1,637 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 96% are still going.
- Small
- 5 to 10 years old
- solvency 30% or more
- a profit under 5% of the balance sheet
0.4%
went bankrupt
3.6%
stopped otherwise
96%
still going
A further 0.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,637 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | - | - | - | - | €170,376 | - |
| Non-recurring operating income76A | - | €6,749 | €20,096 | - | €0 | - |
| Goods, raw materials, services and sundry goods60/61 | - | - | - | - | €142,622 | - |
| Remuneration, social security and pensions62 | €1,886 | €2,021 | €1,920 | €2,077 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €9,322 | €9,229 | €18,660 | €26,549 | €23,443 | ▼ 11.7% |
| Other operating charges640/8 | €26,978 | €25,448 | €25,347 | €1,387 | €1,384 | ▼ 0.3% |
| Non-recurring operating charges66A | €111 | €187 | €633 | €169 | €5,502 | ▲ 3,154% |
| Gross operating margin9900 | €75,038 | €87,461 | €103,823 | €35,605 | €45,759 | ▲ 28.5% |
| Operating profit (loss)9901 | €36,741 | €50,576 | €57,263 | €5,423 | €15,430 | ▲ 185% |
| Financial income75/76B | €0 | €0 | €0 | €28 | €129 | ▲ 357% |
| Recurring financial income75 | €0 | €0 | €0 | €28 | €129 | ▲ 357% |
| Financial charges65/66B | €1,932 | €2,016 | €2,769 | €3,239 | €6,144 | ▲ 89.7% |
| Recurring financial charges65 | €1,932 | €2,016 | €2,769 | €3,239 | €6,144 | ▲ 89.7% |
| Profit (loss) for the period before taxes9903 | €34,809 | €48,560 | €54,495 | €2,212 | €9,415 | ▲ 326% |
| Income taxes67/77 | €7,966 | €11,143 | €11,046 | €1,060 | €1,593 | ▲ 50.2% |
| Profit (loss) for the period9904 | €26,843 | €37,417 | €43,449 | €1,152 | €7,822 | ▲ 579% |
| Profit (loss) for the period to be appropriated9905 | €26,843 | €37,417 | €43,449 | €1,152 | €7,822 | ▲ 579% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €197,915 | €210,250 | €320,097 | €278,054 | €474,815 | ▲ 70.8% |
| Fixed assets21/28 | €109,792 | €119,055 | €183,703 | €157,155 | €245,859 | ▲ 56.4% |
| Tangible fixed assets22/27 | €109,792 | €119,055 | €183,703 | €157,155 | €245,859 | ▲ 56.4% |
| Land and buildings22 | €92,766 | €95,590 | €101,448 | €95,502 | €203,454 | ▲ 113% |
| Plant, machinery and equipment23 | €1,628 | €806 | €403 | - | - | - |
| Furniture and vehicles24 | €15,398 | €22,658 | €81,852 | €61,652 | €42,405 | ▼ 31.2% |
| Current assets29/58 | €88,123 | €91,195 | €136,394 | €120,900 | €228,956 | ▲ 89.4% |
| Amounts receivable after more than one year29 | - | - | - | - | €12,135 | - |
| Other amounts receivable291 | - | - | - | - | €12,135 | - |
| Stocks and contracts in progress3 | - | - | - | €8,000 | €21,500 | ▲ 169% |
| Stocks30/36 | - | - | - | €8,000 | €21,500 | ▲ 169% |
| Amounts receivable within one year40/41 | €20,921 | €53,581 | €64,330 | €47,108 | €89,361 | ▲ 89.7% |
| Trade receivables40 | €18,413 | €51,544 | €62,981 | €36,148 | €80,069 | ▲ 122% |
| Other amounts receivable41 | €2,508 | €2,037 | €1,350 | €10,960 | €9,292 | ▼ 15.2% |
| Current investments50/53 | €9,525 | €9,525 | €19,125 | €30,325 | €30,325 | = |
| Cash at bank and in hand54/58 | €57,677 | €27,652 | €52,501 | €35,467 | €75,635 | ▲ 113% |
| Deferred charges and accrued income490/1 | - | €437 | €437 | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €197,915 | €210,250 | €320,097 | €278,054 | €474,815 | ▲ 70.8% |
| Equity10/15 | €88,937 | €126,354 | €169,803 | €170,955 | €178,777 | ▲ 4.6% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €70,337 | €107,754 | €151,203 | €152,355 | €160,177 | ▲ 5.1% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | €1,860 | - | - |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €1,860 | €1,860 | - | - |
| Distributable reserves133 | €68,477 | €105,894 | €149,343 | €150,495 | €160,177 | ▲ 6.4% |
| Amounts payable17/49 | €108,978 | €83,896 | €150,294 | €107,099 | €296,038 | ▲ 176% |
| Amounts payable after more than one year17 | €52,050 | €45,872 | €87,545 | €60,185 | €171,115 | ▲ 184% |
| Financial debts170/4 | €52,050 | €45,872 | €87,545 | €60,185 | €171,115 | ▲ 184% |
| Amounts payable within one year42/48 | €56,928 | €38,024 | €62,750 | €46,914 | €124,880 | ▲ 166% |
| Current portion of amounts payable after more than one year42 | €6,651 | €6,178 | €24,464 | €27,359 | €29,337 | ▲ 7.2% |
| Financial debts43 | €2,179 | €2,106 | €2,551 | €1,280 | €3,205 | ▲ 150% |
| Credit institutions430/8 | €2,179 | €2,106 | €2,551 | €1,280 | €3,205 | ▲ 150% |
| Trade debts44 | €15,759 | €524 | - | - | €24,876 | - |
| Suppliers440/4 | €15,759 | €524 | - | - | €24,876 | - |
| Advances received on contracts in progress46 | - | - | - | - | €30,159 | - |
| Taxes, remuneration and social security45 | €7,142 | €4,678 | €5,586 | €3,179 | €27,302 | ▲ 759% |
| Taxes450/3 | €7,142 | €4,678 | €5,586 | €3,179 | €27,302 | ▲ 759% |
| Other amounts payable47/48 | €25,197 | €24,538 | €30,149 | €15,095 | €10,000 | ▼ 33.8% |
| Accrued charges and deferred income492/3 | - | - | - | - | €43 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €26,843 | €37,417 | €43,449 | €1,152 | €7,822 | ▲ 579% |
| + Depreciation and write-downs630 | €9,322 | €9,229 | €18,660 | €26,549 | €23,443 | ▼ 11.7% |
| Operating cash flow (approximation) | €36,166 | €46,646 | €62,109 | €27,701 | €31,265 | ▲ 12.9% |
| Investment in fixed assets (approximation) | - | -€18,491 | -€83,309 | €0 | -€112,147 | - |
| Change in cash | - | -€30,025 | €24,849 | -€17,035 | €40,168 | ▲ 336% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €1,152 ▼97.3%
Net result drops to €1,152, the lowest in the series; recovery starts the following year.
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €43,449 ▲16.1%
Operating result €57,263, net result €43,449, both a record.
31-12
Financial
Equity above €150,000Eq €169,803 ▲34.4%
6 profitable years in a row build equity to €169,803.
17-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 17 days late
2022
31-12
Financial
Equity above €100,000Eq €126,354 ▲42.1%
5 profitable years in a row build equity to €126,354.
08-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 8 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
10-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 41 days late
2019
26-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 26 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dendermonde · 1 establishment unit since 2017
Ground area
605 m²
Building footprint
169 m²
Volume, LiDAR
847 m³
Parcel 42002B0880/00V000, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
OptiBizz
since 20172.262.042.374
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42002B0880/00V000 | Flanders | 605 m² | 1 · 169 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
648800UII4GBY3EY0635
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Of 30,007 companies in sector 62200 we hold annual accounts for 18,396. 15,121 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded03-03-2017
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
47400Retail sale of information and communication equipment
64210Activities of holding companies
Contact
E-mail
dimitri.lemmens@optibizz.beDendermonde
Phone
0475/274357Dendermonde
E-invoicing
Reachable via Peppol
Peppol ID
0208:0672400337
Also
9925:BE0672400337
Registered
21-11-2024
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.