InforMD
ActiveInforMD has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €173k and a net result of €59k. Equity remains stable across the filed fiscal years (±2.2% per year). Its solvency ranks better than 28% of 20785 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
74
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability85▲+8
Solvency62▲+5
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity tight (current ratio 1.35 against 1.35 in 2023; short-term debt: 25.4% and cash: 8.3% of total assets), and 62.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
31 d late
2022
84 d late
2021
29 d late
2020
89 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€173k=
2023 · €172k
2020: €97k
2021: €174k
2022: €182k
2023: €172k
2020 → 2024
Total assets
€464k▼ 14.7%
2023 · €544k
2020: €153k
2021: €404k
2022: €376k
2023: €544k
2020 → 2024
Net result
€59k▲ 66.3%
2023 · €36k
2020: €40k
2021: €61k
2022: €8k
2023: €36k
2020 → 2024
Working capital
€42k▼ 31.5%
2023 · €61k
2020: €97k
2021: €95k
2022: €92k
2023: €61k
2020 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€97k-€174k▲ 79.0%€182k▲ 4.4%€172k▼ 5.3%€173k=
Operating result€57k-€78k▲ 36.1%€12k▼ 84.7%€48k▲ 304%€81k▲ 68.2%
Net result€40k-€61k▲ 53.8%€8k▼ 87.5%€36k▲ 368%€59k▲ 66.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 68% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €464k
Fixed assets
€305k▼ 2.4%
Current assets
€160k▼ 31.2%
Equity and liabilities €464k
Equity
€173k=
Debt
€292k▼ 21.5%
The debt ratio falls from 68.3% to 62.8%. Debt is lower.
Key figures and ratios
EBITDA
€108k▲
2023 · €74k
Cash flow
€86k▲
2023 · €61k
Solvency
37.2%▲
2023 · 31.7%
Current ratio
1.35▼
2023 · 1.35
Quick ratio
1.35▼
2023 · 1.35
Debt / equity
1.69▼
2023 · 2.15
ROE
34.2%▲
2023 · 20.6%
ROA
12.7%▲
2023 · 6.5%
Interest coverage
16.62▲
2023 · 11.02
Debt
€292k▼
2023 · €371k
Debt ≤ 1 year
€118k▼
2023 · €171k
Debt > 1 year
€174k▼
2023 · €200k
Income taxes
€18k▲
2023 · €8k
Staff costs
€317▲
2023 · €0
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€544k€464k▼
Fixed assets21/28€312k€305k▼
Tangible fixed assets22/27€312k€305k▼
Land and buildings22€242k€245k▲
Plant, machinery and equipment23-€5k
Furniture and vehicles24€70k€54k▼
Current assets29/58€232k€160k▼
Amounts receivable after more than one year29€42k€40k▼
Other amounts receivable291€42k€40k▼
Amounts receivable within one year40/41€152k€63k▼
Trade receivables40€96k€28k▼
Other amounts receivable41€55k€35k▼
Current investments50/53€4k€10k▲
Cash at bank and in hand54/58€27k€38k▲
Deferred charges and accrued income490/1€7k€8k▲
Equity and liabilities
Total equity and liabilities10/49€544k€464k▼
Equity10/15€172k€173k=
Contributions10/11€19k€19k=
Reserves13€58k€58k=
Non-distributable reserves130/1€250€250=
Reserves not available under the articles1311€250€250=
Distributable reserves133€58k€58k=
Profit (loss) carried forward14€95k€96k▲
Amounts payable17/49€371k€292k▼
Amounts payable after more than one year17€200k€174k▼
Financial debts170/4€200k€174k▼
Amounts payable within one year42/48€171k€118k▼
Current portion of amounts payable after more than one year42€26k€27k▲
Financial debts43€6k€6k▲
Credit institutions430/8€6k€6k▲
Trade debts44€74k€4k▼
Suppliers440/4€74k€4k▼
Taxes, remuneration and social security45€26k€31k▲
Taxes450/3€26k€31k▲
Other amounts payable47/48€38k€50k▲
Income statement
Code20232024
Non-recurring operating income76A€4k€0▼
Remuneration, social security and pensions62€0€317▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€26k€27k▲
Other operating charges640/8€3k€1k▼
Gross operating margin9900€77k€110k▲
Operating profit (loss)9901€48k€81k▲
Financial income75/76B€2k€3k▲
Recurring financial income75€2k€3k▲
Financial charges65/66B€7k€7k▼
Recurring financial charges65€7k€7k▼
Profit (loss) for the period before taxes9903€44k€77k▲
Income taxes67/77€8k€18k▲
Profit (loss) for the period9904€36k€59k▲
Profit (loss) for the period to be appropriated9905€36k€59k▲
Appropriation of the result
Profit (loss) to be appropriated9906€131k€155k▲
Profit (loss) brought forward from the previous period14P€95k€95k=
Transfer from equity791/2€10k€0▼
Profit to be distributed694/7€45k€59k▲
Return on contributions (dividend)694€45k€59k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
23-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 84 days late
2022
31-12
Financial
Weakest financial yearnet €8k ▼87.5%
Net result drops to €8k, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
31-12
Financial
Highest result since 2020net €61k ▲53.8%
Net result €61k, the highest in the series.
31-12
Financial
Equity above €150kEq €174k ▲79%
2 profitable years in a row build equity to €174k.
28-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 89 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dendermonde · 2 establishment units since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dokter Haekstraat (GRE) 439200 DendermondeGround area
2,725 m²
Building footprint
234 m²
Volume, LiDAR
915 m³
2 parcels, Flanders, Wallonia · tallest building 10.5 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
InforMD
since 20172.264.036.616
AirB&B Route D’oppagne
since 20232.349.022.769
2 parcels
Flanders
1
(50%)
Wallonia
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 83048B1596/00Z000 | Wallonia | 1,463 m² | 1 · 73 m² | - |
| 42007B0817/00E003 | Flanders | 1,262 m² | 1 · 161 m² | 10.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DATA CENTER KEMPEN
BE 0828.426.223
Geel · Eq €173k
YVES LEFFELAER
BE 0895.178.950
Schelle · Eq €172k
Demore Consulting
BE 0632.704.967
Aartselaar · Eq €172k
WOUTER SOUFFRIAU MANAGEMENT AND ENGINEERING CONSULTANCY
BE 0824.256.015
Haaltert · Eq €172k
KANREN
BE 0749.641.140
Temse · Eq €173k
Of 30,000 companies in sector 62200 we hold annual accounts for 18,394. 15,179 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-04-2017
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
62900Other information technology and computer services
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.