OPTI-MUS
ActiveOPTI-MUS has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €118k and a net result of €21k. Equity is growing by ~24.9% per year across the filed fiscal years. Its solvency ranks better than 38% of 8969 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2024
66
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability78▲+1
Solvency66▼-5
Growth52=
Track record100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 2.13 against 4.01 in 2023; short-term debt: 23% and cash: 23.5% of total assets), but 59% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 17-06-2025, 44 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
44 d early
2023
51 d early
2022
20 d early
2021
23 d early
2020
46 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€118k▲ 20.8%
2023 · €98k
2020: €31k
2021: €61k
2022: €84k
2023: €98k
2020 → 2024
Total assets
€288k▲ 36.9%
2023 · €210k
2020: €56k
2021: €84k
2022: €101k
2023: €210k
2020 → 2024
Net result
€21k▲ 50.3%
2023 · €14k
2020: €27k
2021: €30k
2022: €24k
2023: €14k
2020 → 2024
Working capital
€75k▼ 2.7%
2023 · €77k
2020: €26k
2021: €54k
2022: €77k
2023: €77k
2020 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€31k-€61k▲ 93.3%€84k▲ 38.9%€98k▲ 15.7%€118k▲ 20.8%
Operating result€35k-€38k▲ 9.4%€31k▼ 17.7%€22k▼ 29.1%€31k▲ 42.0%
Net result€27k-€30k▲ 10.6%€24k▼ 18.9%€14k▼ 42.3%€21k▲ 50.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 42% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €288k
Fixed assets
€147k▲ 35.9%
Current assets
€141k▲ 38.0%
Equity and liabilities €288k
Equity
€118k▲ 20.8%
Debt
€170k▲ 50.8%
The debt ratio rises from 53.6% to 59.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€42k▲
2023 · €34k
Cash flow
€32k▲
2023 · €26k
Solvency
41.0%▼
2023 · 46.4%
Current ratio
2.13▼
2023 · 4.01
Quick ratio
2.13▼
2023 · 4.01
Debt / equity
1.44▲
2023 · 1.15
ROE
18.0%▲
2023 · 14.4%
ROA
7.4%▲
2023 · 6.7%
Interest coverage
10.22▲
2023 · 8.48
Debt
€170k▲
2023 · €113k
Debt ≤ 1 year
€66k▲
2023 · €25k
Debt > 1 year
€104k▲
2023 · €87k
Income taxes
€6k▲
2023 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€210k€288k▲
Fixed assets21/28€108k€147k▲
Tangible fixed assets22/27€108k€147k▲
Plant, machinery and equipment23€108k€139k▲
Furniture and vehicles24-€8k
Leasing and similar rights25€598€0▼
Current assets29/58€102k€141k▲
Amounts receivable within one year40/41€14k€30k▲
Trade receivables40€10k€17k▲
Other amounts receivable41€4k€13k▲
Current investments50/53€22k€40k▲
Cash at bank and in hand54/58€63k€68k▲
Deferred charges and accrued income490/1€3k€3k▼
Equity and liabilities
Total equity and liabilities10/49€210k€288k▲
Equity10/15€98k€118k▲
Contributions10/11€5k€5k=
Reserves13€93k€113k▲
Distributable reserves133€93k€113k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€113k€170k▲
Amounts payable after more than one year17€87k€104k▲
Financial debts170/4€87k€104k▲
Amounts payable within one year42/48€25k€66k▲
Current portion of amounts payable after more than one year42€11k€15k▲
Trade debts44€11k€45k▲
Suppliers440/4€11k€45k▲
Taxes, remuneration and social security45€2k€1k▼
Taxes450/3€2k€1k▼
Other amounts payable47/48€2k€4k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€11k▼
Other operating charges640/8€1k€983▼
Gross operating margin9900€35k€43k▲
Operating profit (loss)9901€22k€31k▲
Financial income75/76B€0€0▲
Recurring financial income75€0€0▲
Financial charges65/66B€4k€4k▲
Recurring financial charges65€4k€4k▲
Profit (loss) for the period before taxes9903€18k€27k▲
Income taxes67/77€4k€6k▲
Profit (loss) for the period9904€14k€21k▲
Profit (loss) for the period to be appropriated9905€14k€21k▲
Appropriation of the result
Profit (loss) to be appropriated9906€14k€21k▲
Transfer to equity691/2€13k€20k▲
To other reserves6921€13k€20k▲
Profit to be distributed694/7€833€859▲
Return on contributions (dividend)694€833€859▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
31-03
State Gazette act
PurposeGeneral meeting · Purpose change · Statutes amendment5 facts ▸
State Gazette act
Purpose
General meeting · Purpose change · Statutes amendment5 facts ▸
- General meeting, 18 maart 2026
- Purpose change, De vennootschap heeft tot voorwerp, zowel in België als in het buitenland, voor eigen rekening of voor rekening van derden, of door deelname van dezen, en dit i…
- Statutes amendment
- Power of attorney, bestuursorgaan
- Power of attorney, Benoit De Wilde
2025
17-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €100kEq €118k ▲20.8%
5 profitable years in a row build equity to €118k.
10-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €14k ▼42.3%
Net result drops to €14k, the lowest in the series; recovery starts the following year.
11-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
08-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2020net €30k ▲10.6%
Operating result €38k, net result €30k, both a record.
15-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Gillis-Waas · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Varenbergstraat(SGW) 79170 Sint-Gillis-WaasGround area
275 m²
Building footprint
112 m²
Parcel 46020E0308/00Z000, Flanders. Linked by address, not a title deed.
1 establishment unit
OPTI-MUS
since 20192.292.344.085
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46020E0308/00Z000 | Flanders | 275 m² | 1 · 111 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 2 entries · 309 EUR awarded · 1,249 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 309 EUR | 309 EUR |
| 2023 | 1 | 0 EUR | 940 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 13,426 companies in sector 73300 we hold annual accounts for 6,900. 5,555 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-08-2019
Fiscal year end31-12
Activities, NACEBEL
73300Public relations and communication consultancy
79120Travel agency, tour operator and other reservation service and related activities
85532Education
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.