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Generated 16-08-2026
Active BE 0726.795.858Private limited company

OPTAFIN

Klipgaardestraat 26 ·3473 Kortenaken, Belgium· 7 yrs active
Sector: Activiteiten van verzekeringsagenten en -makelaars (66220)
Conclusion Checked

OPTAFIN is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 7 yrs
Board 3
Locations 1
Publications 1
Bankruptcy probability (12 mo) Checked model v1 · free

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
More than 3 years active
Founded in 2019, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Financial overview5 NBB filings
Financials being processed
NBB has 5 filing(s) on record for this company, latest fiscal year 2024 (micro). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 micro 23-05-2025 2025-00106233
31-12-2023 micro 24-07-2024 2024-00277194
31-12-2022 verkort 05-07-2023 2023-00210176
31-12-2021 micro 25-07-2022 2022-20225844
31-12-2020 micro 20-07-2021 2021-37600549
Directors & mandates 4 directors
Directors derived from a single State Gazette act, under verification
All 3 current directors first appear in the same act (22057005). Founders or capital subscribers may have been counted as directors here; the real board composition is being verified.
Current directors & mandates
  • De besloten vennootschap Katrien TheunisLegal entity
    Director· perm. rep.: Katrien Theunis
    State Gazette act 22057005 (09-05-2022)
    Current
    09-05-2022 → present
  • Happaerts Johan BVLegal entity
    Director· perm. rep.: Happaerts Johan
    State Gazette act 22057005 (09-05-2022)
    Current
    09-05-2022 → present
  • JCA Finance BVLegal entity
    Director· perm. rep.: Clabots Jan
    State Gazette act 22057005 (09-05-2022)
    Current
    09-05-2022 → present
Former directors (1)
  • Happaerts Johan
    Director
    State Gazette act 22057005 (09-05-2022)
    Former
    - → 09-05-2022
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Legal Structure
NACE primary Activiteiten van verzekeringsagenten en -makelaars(66220)
Legal form Private limited company(610)
Incorporation15-05-2019
StatusActive
Postal code3473
Establishment units 1 location
OPTAFIN
Klipgaardestraat 26, 3473 KortenakenOverige financiële dienstverlening, neg
since 20192.289.409.044
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24115C0013/00K002 Flanders 1,467 m² 1 · 276 m² 9.1 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 6 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
23-05-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
24-07-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
05-07-2023
NBB filing Annual accounts filed
fiscal year 2022 · verkort
2022
25-07-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
09-05-2022
State Gazette act Director changes
2021
20-07-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
Belgian State Gazette reading coverage 0 of 3 acts read

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 4 years ago
2022
09-05-2022 4 directors appointed, 1 resigning Director changes
  • Katrien Theunis, Bestuurder
  • Clabots Jan, Bestuurder
  • Theunis Katrien, Bestuurder
  • Happaerts Johan, Bestuurder
  • Happaerts Johan, Bestuurder
Technical details 
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      "evidence_quote": "De vergadering beslist, met \u00E9\u00E9nparigheid van stemmen, het ontslag van bestuurder Happaerts Johan BV te aanvaarden.",
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      "evidence_quote": "De vergadering beslist, met \u00E9\u00E9nparigheid van stemmen te benoemen tot bestuurder: De besloten vennootschap Katrien Theunis, met zetel te 3440 Zoutleeuw, Steengrachtstraat 12A,",
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      "via_org": {
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      "via_org": {
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      "via_org": {
        "kbo": "0886.912.768",
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        "address": "Hoeledensebaan 77 A, 3471 Kortenaken",
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  "notary": {
    "name": null,
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    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2022-05-09",
    "filing_date": "2022-05-02",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "buitengewone_algemene_vergadering",
      "date": "2022-04-19",
      "unanimous": true
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      "unanimous": true
    }
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  "is_correction": false,
  "subject_company": {
    "kbo": "0726.795.858",
    "name_full": "Optafin",
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    "_kbo_filled_from_list": true
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  "publication_proxy": {
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  "co_filed_documents": [],
  "corrected_publication_numac": null
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Agenten en makelaars in bankdiensten66191Agenten en makelaars in bankdiensten66191Verzekeringsagenten en -makelaars66220Activiteiten van verzekeringsagenten en -makelaars66220Overige financiële dienstverlening64999Overige financiële dienstverlening, neg64999
Primary activity highlighted.
Names & trade names
Legal nameNL OPTAFIN
Trade nameNL OPTAFIN
Registered office
Klipgaardestraat 26
3473 Kortenaken, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative