Opsinjoor
ActiveSummary
Opsinjoor has been active since 1974 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €143,663 and a net result of €11,371. Equity has been growing by about 11% per year since 2018. Its solvency ranks better than 52% of 1,008 sector peers (NACE 10, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Overview
Official details
Source: KBO- Status
- Active since 12-09-1974 Normal situation
- Activity
- Artisanal bread and fresh pastry making NACE 10712
- Joint committee
- 201 Paritair Comité voor de zelfstandige kleinhandel · annual accounts 2025
- Establishment unit
- 2.010.858.795 2800 Mechelen, since 01-12-1974
- Financial year end
- 31 December
- Peppol
- Reachable since 27-01-2026
Board and ownership
- FOUBERT Sofie Jacqueline FransDirector
- CLEIRBAUT38.33%30-09-2024 annual accounts of CLEIRBAUT
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.4%
- Gross margin
- €263,867
- ▼ 36.6%
- Turnover
- ≈ €620,000
- estimated
- Profit
- €11,371
- ▼ 90.8%
- Equity
- €143,663
- ▼ 48.3%
- Total assets
- €403,361
- ▼ 30.4%
- Employees on 31-12-2025
- 12
- =
Score breakdownraises riskSector: Manufacture of food products (NACE 10)Size: 4.8 FTE, total assets €403,361lowers riskFounded in 1974Liquidity: current ratio 1.41, cash €129,488Show the evidence
Checked score
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 10, micro). It does better than 53% of them on solvency, 83% on liquidity, 50% on profitability and 12% on growth.
The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 7 accounts on average 31 days before the deadline. In the sector (NACE 10), the median for financial year 2024 was 4 days before the deadline, and 38% of those companies filed late.
Searched, nothing found (2)
Key points
- Caution: Result fell in 2025from €123,198 to €11,371 ▼ 90.8% View
- Positive: 10th oldest company in Mechelen, Manufacturing sectorin the Checked rankings No. 10 View
- Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
- Positive: 8 profitable years in a rowprofit 2025: €11,371 8 years View
Recent changes
- · Gazette deed Capital & shares · Amendment of the articles
- · Gazette deed Change of role: FOUBERT Sofie Jacqueline Frans, from manager to director
Comparable companies
These companies have the same main activity as Opsinjoor: artisanal bread and fresh pastry making (NACE 10712). They are comparable in size and age: total assets between €210,000 and €501,000, founded between 1982 and 2001.
| Company | Total assets | Gross margin |
|---|---|---|
| Opsinjoor Mechelen | €403,361 | €263,867 |
| FRABAK Antwerpen | €418,124 | €331,561 |
| DELI BRUUL Mechelen | €339,481 | €230,279 |
| BAKKERIJ VAN RIEL - PRIEM Wijnegem | €476,659 | €400,249 |
| COPA BAK Zemst | €501,084 | €299,508 |
| MENS Herentals | €209,842 | €381,327 |
| JOOSENS Antwerpen | €472,129 | €275,897 |
Key facts about Opsinjoor
- What is the company number of Opsinjoor?
- The company number of Opsinjoor is 0414.245.230. The VAT number is the same number with BE in front: BE 0414.245.230.
- Where is Opsinjoor based?
- The registered office is at Grote Nieuwedijkstraat 89, 2800 Mechelen.Company details
- What does Opsinjoor do?
- According to the KBO register, the main activity is artisanal bread and fresh pastry making (NACE 10712).
- What is the legal form of Opsinjoor?
- The legal form of Opsinjoor is Private limited company (BV).
- When was Opsinjoor founded?
- Opsinjoor was founded on 12-09-1974.
- Is Opsinjoor still active?
- Yes, Opsinjoor is an active enterprise in the KBO register.
- How many employees does Opsinjoor have?
- Opsinjoor had an average of 4.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does Opsinjoor fall under?
- In its 2025 annual accounts, Opsinjoor states joint committee 201 (Paritair Comité voor de zelfstandige kleinhandel).
- What is the turnover of Opsinjoor?
- The turnover in financial year 2025 is ≈ €620,000. This figure is estimated from the gross margin of €263,867 and 2,285 comparable companies of the same size. It probably lies between €370,000 and €1.1m. It is a rough estimate.
- Is Opsinjoor profitable?
- In financial year 2025, Opsinjoor made a profit of €11,371.
- Where can I find the annual accounts of Opsinjoor?
- Opsinjoor filed 49 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Opsinjoor due?
- Opsinjoor must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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