Skip to content

DELI BRUUL

Active
Private limited company (pre-2019)founded 1988active for 38 yearsBruul 62, 2800 Mechelen, BelgiumKBO/BCE: BE 0434.249.303
Summary

DELI BRUUL has been active since 1988 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €68,854 and a net result of €72,070. Equity has been stable since 2018 (±2% per year). Its solvency ranks better than 31% of 5,039 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Overview

Official details

Source: KBO
Status
Active since 10-05-1988 Normal situation
Activity
Retail sale of bread and pastry (bakery outlets) NACE 47241and 1 other
Joint committees
118 Paritair Comité voor de voedingsnijverheid
201 Paritair Comité voor de zelfstandige kleinhandel · annual accounts 2025
Establishment unit
2.038.451.733 2800 Mechelen, since 02-06-1988
Financial year end
31 December
Peppol
Reachable since 31-03-2026

Board and ownership

Board
  • Bravo Wilmer EloyDirector · since 01-07-2007
  • Els Investment Comm.VDirector · since 12-11-2015
Shareholders
  • Els investment Comm. V.annual accounts 2025

Financial position

72 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.6%
Annual accounts 2025
Gross margin
€230,279
▼ 0.9%
Turnover
≈ €1.1m
estimated
Profit
€72,070
▼ 12.8%
Equity
€68,854
▲ 33.0%
Total assets
€339,481
▼ 4.1%
Employees on 31-12-2025
4
▼ 33.3%
  • 2025 accounts filed 59 days after the deadline
Score breakdownraises riskLast filed accounts filed 59 days late; 2 of the last 3 accounts lateSector: Retail trade (NACE 47)lowers riskFounded in 1988Liquidity: current ratio 0.82, cash €120,279Show the evidence

Checked score

Score 2025
72 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 70% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Strong
Solvency 45+5
equity 20.3% of total assets
Liquidity 70+6
short-term debt 49.6% · cash 35.4%
Profitability 95-3
return on assets 21.2%
Bankruptcy probability within 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,272 companies, NACE 47, micro)
Last 24 months 12-2024: 0.2% 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.1%▼ -0.1 percentage points vs 05-2025lowest value 07-2025: 0.2%▲ +0.1 percentage points vs 06-2025 08-2025: 0.3%▲ +0.1 percentage points vs 07-2025 09-2025: 0.4%▲ +0.1 percentage points vs 08-2025 10-2025: 0.7%▲ +0.3 percentage points vs 09-2025 11-2025: 0.6%▼ -0.1 percentage points vs 10-2025 12-2025: 0.6%● unchanged vs 11-2025 01-2026: 0.6%● unchanged vs 12-2025 02-2026: 0.6%● unchanged vs 01-2026 03-2026: 0.6%● unchanged vs 02-2026 04-2026: 0.6%● unchanged vs 03-2026 05-2026: 0.6%● unchanged vs 04-2026 06-2026: 0.5%▼ -0.1 percentage points vs 05-2026 07-2026: 0.5%● unchanged vs 06-2026 08-2026: 0.9%▲ +0.4 percentage points vs 07-2026 09-2026: 1.0%▲ +0.1 percentage points vs 08-2026highest value 10-2026: 0.6%▼ -0.4 percentage points vs 09-2026 11-2026: 0.6%● unchanged vs 10-2026
Credit of up to €4,500 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.82 (0.69 in 2024), below 1. Short-term debt is 49.6% and cash 35.4% of total assets. 79.7% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 36% of them on solvency, 76% on liquidity, 89% on profitability and 81% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
lowers risk · Founded in 1988
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Last filed accounts filed 59 days late; 2 of the last 3 accounts late
NBB · filings
lowers risk · Liquidity: current ratio 0.82, cash €120,279
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €68,854
raises risk · 2025 accounts filed 59 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-09-2026, 59 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
59 days late
2024
82 days late
2023
on the day
2022
24 days late
2021
24 days late
2020
26 days late
2019
21 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 34 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 24 August (4 of the last 5 accounts filed within 35 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Less equity than 80% of companies in retail tradesector median €447,349 · 5,040 companies €68,854 View

Recent changes

  1. · Gazette deed Incorporation
All 14 events

Comparable companies

These companies have the same main activity as DELI BRUUL: retail sale of bread and pastry (bakery outlets) (NACE 47241). They are comparable in size and age: total assets between €274,000 and €496,000, founded between 1986 and 1989.

CompanyTotal assetsGross margin
DELI BRUUL Mechelen€339,481€230,279
CARLINE FLANDERS CHOCOLATES Roeselare€439,152€182,344
Deli Pieter Oostende€496,425€250,814
LEMA Hasselt€349,190€165,544
DURMAN Watermaal-Bosvoorde€351,551€243,011
DELI DIEST Diest€273,533€168,967
DELI AARSCHOT Aarschot€372,240€194,349
Full comparison

Key facts about DELI BRUUL

What is the company number of DELI BRUUL?
The company number of DELI BRUUL is 0434.249.303. The VAT number is the same number with BE in front: BE 0434.249.303.
Where is DELI BRUUL based?
The registered office is at Bruul 62, 2800 Mechelen.Company details
What does DELI BRUUL do?
According to the KBO register, the main activity is retail sale of bread and pastry (bakery outlets) (NACE 47241).
What is the legal form of DELI BRUUL?
The legal form of DELI BRUUL is Private limited company (pre-2019) (BVBA).
When was DELI BRUUL founded?
DELI BRUUL was founded on 10-05-1988.
Is DELI BRUUL still active?
Yes, DELI BRUUL is an active enterprise in the KBO register.
How many employees does DELI BRUUL have?
DELI BRUUL had an average of 3.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does DELI BRUUL fall under?
In its 2025 annual accounts, DELI BRUUL states joint committees 118 (Paritair Comité voor de voedingsnijverheid) and 201 (Paritair Comité voor de zelfstandige kleinhandel).
What is the turnover of DELI BRUUL?
The turnover in financial year 2025 is ≈ €1.1m. This figure is estimated from the gross margin of €230,279 and 30 comparable companies (NACE 472). It probably lies between €630,000 and €1.8m.
Is DELI BRUUL profitable?
In financial year 2025, DELI BRUUL made a profit of €72,070.
Where can I find the annual accounts of DELI BRUUL?
DELI BRUUL filed 35 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of DELI BRUUL due?
DELI BRUUL must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.