OPPEMEG
ActiveSummary
OPPEMEG has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €171k and a net result of €11k. Equity is shrinking by ~9.4% per year across the filed fiscal years. Its solvency ranks better than 58% of 19356 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability72▼-1
Solvency66▲+8
Growth32=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 3.05 against 2.62 in 2023; short-term debt: 3.4% and cash: 10% of total assets), but 58.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 19-08-2025, 19 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
19 d late
2023
14 d early
2022
23 d late
2021
12 d early
2020
30 d late
2019
26 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€171k▲ 6.6%
2023 · €160k
Total assets
€414k▼ 15.6%
2023 · €490k
Net result
€11k▼ 34.9%
2023 · €16k
Working capital
€29k▼ 54.9%
2023 · €64k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€22k▲ 62.8%€-11k€-23k▼ 120%€21k€14k▼ 34.4%
Net result€13k▲ 36.6%€-12k€-26k▼ 120%€16k€11k▼ 34.9%
Equity€234k▲ 1.4%€207k▼ 11.4%€164k▼ 21.1%€160k▼ 2.0%€171k▲ 6.6%
Total assets€338k▲ 7.0%€341k▲ 0.9%€477k▲ 40.0%€490k▲ 2.6%€414k▼ 15.6%
Debt€104k▲ 22.1%€134k▲ 28.5%€314k▲ 135%€330k▲ 5.0%€243k▼ 26.4%
Working capital€38k▲ 130%€88k▲ 130%€33k▼ 62.5%€64k▲ 93.2%€29k▼ 54.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 34% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €414k
Fixed assets
€371k ▼ 4.1%
Current assets
€43k ▼ 58.5%
Equity and liabilities €414k
Equity
€171k ▲ 6.6%
Debt
€243k ▼ 26.4%
Debt's share of the balance-sheet total falls from 67.3% to 58.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€39k▼
2023 · €45k
Cash flow
€36k▼
2023 · €41k
Current ratio
3.05▲
2023 · 2.62
Debt to equity
1.42▼
2023 · 2.06
ROE
6.2%▼
2023 · 10.2%
ROA
2.6%▼
2023 · 3.3%
Interest coverage
19.05▲
2023 · 16.07
Debt ≤ 1 year
€14k▼
2023 · €39k
Debt > 1 year
€229k▼
2023 · €290k
Income taxes
€1k▼
2023 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €18k | €18k | €23k | €25k | €25k | ▲ 3.0% |
| Other operating charges640/8 | - | €347 | €404 | €448 | €2k | ▲ 276% |
| Gross operating margin9900 | €40k | €8k | €-119 | €46k | €41k | ▼ 11.2% |
| Operating profit (loss)9901 | €22k | €-11k | €-23k | €21k | €14k | ▼ 34.4% |
| Financial income75/76B | - | - | - | - | €101 | - |
| Recurring financial income75 | - | - | - | - | €101 | - |
| Financial charges65/66B | - | €748 | €2k | €3k | €2k | ▼ 27.5% |
| Recurring financial charges65 | €654 | €748 | €2k | €3k | €2k | ▼ 27.5% |
| Profit (loss) for the period before taxes9903 | €21k | €-11k | €-26k | €18k | €12k | ▼ 34.9% |
| Income taxes67/77 | €8k | €365 | - | €2k | €1k | ▼ 35.0% |
| Profit (loss) for the period9904 | €13k | €-12k | €-26k | €16k | €11k | ▼ 34.9% |
| Profit (loss) for the period to be appropriated9905 | €13k | €-12k | €-26k | €16k | €11k | ▼ 34.9% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €338k | €341k | €477k | €490k | €414k | ▼ 15.6% |
| Fixed assets21/28 | €233k | €237k | €403k | €386k | €371k | ▼ 4.1% |
| Tangible fixed assets22/27 | €233k | €237k | €403k | €386k | €371k | ▼ 4.1% |
| Land and buildings22 | - | €237k | €403k | €386k | €371k | ▼ 4.1% |
| Current assets29/58 | €105k | €104k | €74k | €103k | €43k | ▼ 58.5% |
| Amounts receivable within one year40/41 | €6k | €371 | €1k | €8k | €0 | ▼ 100% |
| Trade receivables40 | - | €42 | - | €6k | €0 | ▼ 100% |
| Other amounts receivable41 | - | €329 | €1k | €2k | €0 | ▼ 100% |
| Cash at bank and in hand54/58 | €99k | €104k | €73k | €95k | €41k | ▼ 56.7% |
| Deferred charges and accrued income490/1 | - | - | - | - | €2k | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €338k | €341k | €477k | €490k | €414k | ▼ 15.6% |
| Equity10/15 | €234k | €207k | €164k | €160k | €171k | ▲ 6.6% |
| Contributions10/11 | - | €24k | €24k | €24k | €24k | = |
| Reserves13 | €88k | €73k | €55k | €52k | €62k | ▲ 20.6% |
| Non-distributable reserves130/1 | - | €2k | €2k | €2k | €2k | = |
| Reserves not available under the articles1311 | - | €2k | €2k | €2k | €2k | = |
| Distributable reserves133 | - | €70k | €52k | €49k | €60k | ▲ 21.6% |
| Profit (loss) carried forward14 | €122k | €110k | €85k | €85k | €85k | = |
| Amounts payable17/49 | €104k | €134k | €314k | €330k | €243k | ▼ 26.4% |
| Amounts payable after more than one year17 | €38k | €118k | €273k | €290k | €229k | ▼ 21.2% |
| Financial debts170/4 | - | €110k | €265k | €283k | €221k | ▼ 21.7% |
| Other amounts payable178/9 | - | €8k | €8k | €8k | €8k | = |
| Amounts payable within one year42/48 | €66k | €16k | €41k | €39k | €14k | ▼ 64.4% |
| Current portion of amounts payable after more than one year42 | - | - | €3k | €12k | €10k | ▼ 16.6% |
| Trade debts44 | - | - | €495 | €704 | €0 | ▼ 100% |
| Suppliers440/4 | - | - | €495 | €704 | €0 | ▼ 100% |
| Taxes, remuneration and social security45 | - | - | - | €2k | €1k | ▼ 35.0% |
| Taxes450/3 | - | - | - | €2k | €1k | ▼ 35.0% |
| Other amounts payable47/48 | - | €16k | €38k | €25k | €3k | ▼ 87.8% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €13k | €-12k | €-26k | €16k | €11k | ▼ 34.9% |
| + Depreciation and write-downs630 | €18k | €18k | €23k | €25k | €25k | ▲ 3.0% |
| Operating cash flow (approximation) | €32k | €7k | €-3k | €41k | €36k | ▼ 12.1% |
| Investment in fixed assets (approximation) | - | €-22k | €-189k | €-8k | €-10k | ▼ 20.1% |
| Change in cash | - | €5k | €-31k | €22k | €-54k | ▼ 345% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
19-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 19 days late
2024
17-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €16k
Net result €16k after 2 loss-making years.
23-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 23 days late
2022
31-12
Financial
Weakest financial yearnet €-26k
Net result drops to €-26k, the lowest in the series; recovery starts the following year.
19-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity quadruplescurrent ratio 6.46
Current ratio from 1.58 to 6.46; short-term debt falls from €66k to €16k.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
26-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 26 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
20-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
25-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
20-07
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 1996
Ground area
477 m²
Building footprint
254 m²
Volume, LiDAR
2,110 m³
Parcel 21810L2060/00D000, Brussels · tallest building 15.2 m, ±3 floors. Linked by address, not a title deed.
5
companies at this address
See who is registered here
1 establishment unit
OPPEMEG
since 19962.290.509.696
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21810L2060/00D000 | Brussels | 477 m² | 1 · 254 m² | 15.2 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,326 companies in sector 68110 we hold annual accounts for 5,385. 3,862 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded01-04-1996
Fiscal year end31-12
Activities, NACEBEL 2025
68110Buying and selling of own real estate
Contact
E-mail
compta@pele-mele.be
Scores and ratios are computed by Checked and are not a credit decision.