J ET J IMMO
ActiveJ ET J IMMO has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €97k and a net result of €259. Equity is growing by ~13% per year across the filed fiscal years. Its solvency ranks better than 48% of 14056 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
55
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability39▼-6
Solvency52=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity short (current ratio 0.03 against 0.05 in 2024; short-term debt: 48.3% and cash: 0.6% of total assets), and 73.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
26.9%
Return on assets
0.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-08-2026, 12 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
12 d late
2024
72 d early
2023
2 d early
2022
32 d late
2021
60 d late
2020
60 d late
2019
91 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€97k▲ 0.3%
2024 · €97k
2018: €26k
2019: €37k
2020: €59k
2021: €76k
2022: €88k
2023: €90k
2024: €97k
2018 → 2025
Total assets
€360k▲ 2.2%
2024 · €353k
2018: €431k
2019: €410k
2020: €396k
2021: €382k
2022: €371k
2023: €356k
2024: €353k
2018 → 2025
Net result
€259▼ 95.8%
2024 · €6k
2018: €20k
2019: €11k
2020: €22k
2021: €17k
2022: €12k
2023: €2k
2024: €6k
2018 → 2025
Working capital
€-169k▼ 20.7%
2024 · €-140k
2018: €-175k
2019: €-166k
2020: €-145k
2021: €-130k
2022: €-124k
2023: €-130k
2024: €-140k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€76k-€88k▲ 16.2%€90k▲ 2.3%€97k▲ 6.7%€97k▲ 0.3%
Operating result€32k-€26k▼ 20.6%€11k▼ 58.2%€21k▲ 99.8%€13k▼ 40.6%
Net result€17k-€12k▼ 27.9%€2k▼ 83.5%€6k▲ 201%€259▼ 95.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 41% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €360k
Fixed assets
€355k▲ 2.7%
Current assets
€5k▼ 24.4%
Equity and liabilities €360k
Equity
€97k▲ 0.3%
Debt
€264k▲ 2.9%
The debt ratio rises from 72.6% to 73.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€30k▼
2024 · €38k
Cash flow
€17k▼
2024 · €23k
Solvency
26.9%▼
2024 · 27.4%
Current ratio
0.03▼
2024 · 0.05
Quick ratio
0.03▼
2024 · 0.05
Debt / equity
2.72▲
2024 · 2.65
ROE
0.3%▼
2024 · 6.3%
ROA
0.1%▼
2024 · 1.7%
Interest coverage
2.45▼
2024 · 2.92
Debt
€264k▲
2024 · €256k
Debt ≤ 1 year
€174k▲
2024 · €147k
Debt > 1 year
€89k▼
2024 · €109k
Income taxes
€340▼
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€353k€360k▲
Fixed assets21/28€346k€355k▲
Tangible fixed assets22/27€346k€355k▲
Land and buildings22€346k€329k▼
Assets under construction and advance payments27-€26k
Current assets29/58€7k€5k▼
Amounts receivable within one year40/41€3k€3k▲
Other amounts receivable41€3k€3k▲
Cash at bank and in hand54/58€3k€2k▼
Deferred charges and accrued income490/1€762-
Equity and liabilities
Total equity and liabilities10/49€353k€360k▲
Equity10/15€97k€97k▲
Contributions10/11€14k€14k=
Reserves13€52k€52k=
Distributable reserves133€52k€52k=
Profit (loss) carried forward14€31k€31k▲
Amounts payable17/49€256k€264k▲
Amounts payable after more than one year17€109k€89k▼
Financial debts170/4€109k€89k▼
Amounts payable within one year42/48€147k€174k▲
Current portion of amounts payable after more than one year42€21k€22k▲
Trade debts44€2k€944▼
Suppliers440/4€2k€944▼
Taxes, remuneration and social security45€5k€5k▼
Taxes450/3€5k€5k▼
Other amounts payable47/48€119k€147k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€17k▲
Other operating charges640/8€2k€2k▲
Gross operating margin9900€40k€32k▼
Operating profit (loss)9901€21k€13k▼
Financial charges65/66B€13k€12k▼
Recurring financial charges65€13k€12k▼
Profit (loss) for the period before taxes9903€8k€599▼
Income taxes67/77€2k€340▼
Profit (loss) for the period9904€6k€259▼
Profit (loss) for the period to be appropriated9905€6k€259▼
Appropriation of the result
Profit (loss) to be appropriated9906€31k€31k▲
Profit (loss) brought forward from the previous period14P€24k€31k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 12 days late
2025
31-12
Financial
Weakest financial yearnet €259 ▼95.8%
Net result drops to €259, the lowest in the series.
20-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
2022
29-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 60 days late
2021
29-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 60 days late
2020
31-12
Financial
Highest result since 2018net €22k ▲105%
Operating result €40k, net result €22k, both a record.
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
23-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 23 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 1994
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Washuisstraat 341000 BrusselGround area
98 m²
Building footprint
58 m²
Volume, LiDAR
815 m³
Parcel 21810L1524/00P008, Brussels · tallest building 16.9 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Washuisstraat 34, 1000 Brussel
since 19942.065.916.589
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21810L1524/00P008 | Brussels | 98 m² | 1 · 58 m² | 16.9 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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IMMO DALEMANS
BE 0475.558.336
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UniReal Estate
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Elsene · Eq €97k
PREUX IMMO
BE 0729.717.835
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Fiore design
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KAJO
BE 0759.946.795
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Of 7,321 companies in sector 68110 we hold annual accounts for 5,382. 3,688 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-02-1994
Fiscal year end31-12
Activities, NACEBEL
68110Buying and selling of own real estate
Sources
Crossroads Bank for EnterprisesNational Bank · 32 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.