Financials
- Fiscal year
- 2024
- Total assets
- €192,670
- Loss
- -€57,464
- Solvency
- -19.6%
Total assets▼ 41.5%
Net result
20222024
NEW-TOM
ActiveSummary
The computed 12-month bankruptcy probability of NEW-TOM is 9.3% (elevated). The 2024 annual accounts show negative equity (-€37,785) and a net result of -€57,464. Equity is shrinking by ~142.7% per year across the filed fiscal years. Its solvency ranks better than 5% of 3556 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Roofing work
NACE 43410Bricklaying and masonry work NACE 43910
1 site
Size
€192,670total assets 2024
- Staff
- 2.8 FTE
- Equity
- -€37,785
- Loss
- -€57,464
Structure
Accounts 65 d overdue1 of 2 deeds read
Why 30- Figures for FY 2024 (filed 12-08-2025)- 1 change of registered office in 24 months- Founded in 2022- Loss of €57,464 (FY 2024)Show the evidence
Checked score
Score 2024
30
/ 100
Weak
Probability in this band: 4.2% to 15.0%
Better than 11% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2023
Weak
Solvency
5-26
equity -19.6% of total assets
Liquidity
22=
short-term debt 119.6% · cash 17.3%
Profitability
50-19
return on assets -29.8%
Bankruptcy probability, 12 months
9.3%
Elevated
0%0.5%1.5%4%10%≥ 25%
About 9 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 2.3%
12-2024: 2.2%▼ -7.4% vs 11-2024
01-2025: 2.2%● 0.0% vs 12-2024
02-2025: 2.2%● 0.0% vs 01-2025
03-2025: 2.1%▼ -0.6% vs 02-2025lowest value
04-2025: 2.2%▲ +4.2% vs 03-2025
05-2025: 2.3%▲ +1.2% vs 04-2025
06-2025: 2.2%▼ -2.4% vs 05-2025
07-2025: 2.4%▲ +7.0% vs 06-2025
08-2025: 3.0%▲ +27.3% vs 07-2025
09-2025: 3.0%▼ -1.3% vs 08-2025
10-2025: 3.0%● 0.0% vs 09-2025
11-2025: 2.6%▼ -14.0% vs 10-2025
12-2025: 2.5%▼ -1.4% vs 11-2025
01-2026: 2.5%● 0.0% vs 12-2025
02-2026: 2.5%● 0.0% vs 01-2026
03-2026: 2.5%▼ -0.8% vs 02-2026
04-2026: 4.0%▲ +60.0% vs 03-2026
05-2026: 4.5%▲ +12.4% vs 04-2026
06-2026: 4.5%▼ -0.4% vs 05-2026
07-2026: 4.5%▲ +1.4% vs 06-2026
08-2026: 5.5%▲ +21.2% vs 07-2026
09-2026: 6.0%▲ +8.8% vs 08-2026
10-2026: 9.3%▲ +55.2% vs 09-2026highest value
- Figures for FY 2024 (filed 12-08-2025) raises the probability
- 1 change of registered office in 24 months raises the probability
- Founded in 2022 raises the probability for this profile
- Loss of €57,464 (FY 2024) raises the probability
No credit on open account
Liquidity short (current ratio 0.32 against 0.39 in 2023; short-term debt: 119.6% and cash: 17.3% of total assets), and equity is negative.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 6%, liquidity 12%, profitability 24%, growth against the median 1%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
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Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
222324
2022 to 2024 · latest year -€37,785
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 12-08-2025, 12 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
12 d late
2023
19 d late
2022
30 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average 20 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (1)
- Registered office · Purpose · Resignations…Name change · Statutes amendment…
- Annual accounts filedfiscal year 2024 · full…
- Weakest financial yearnet -€57,464
Key points
By topic
Timeline
- Events
- 5
- Since
- 2023
- 31-03-2026Registered office · Purpose · Resignations &…
- 12-08-2025Annual accounts filed
- 31-12-2024Weakest financial year
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Roofing workNACE 43410
- Founded
- 17-03-2022
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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