OPL SC Consulting
ActiveOPL SC Consulting has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €575k and a net result of €127k. Equity is growing by ~30.4% per year across the filed fiscal years. Its solvency ranks better than 95% of 20785 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
87
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability96▼-1
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity ample (current ratio 36.16 against 30.99 in 2023; short-term debt: 2.8% and cash: 16.8% of total assets), and 2.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
97.2%
Return on assets
21.4%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 16-06-2025, 45 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
45 d early
2023
27 d early
2022
32 d early
2021
51 d early
2020
43 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€575k▲ 28.3%
2023 · €448k
2020: €144k
2021: €246k
2022: €343k
2023: €448k
2020 → 2024
Total assets
€592k▲ 27.7%
2023 · €463k
2020: €158k
2021: €253k
2022: €362k
2023: €463k
2020 → 2024
Net result
€127k▲ 19.9%
2023 · €106k
2020: €138k
2021: €102k
2022: €97k
2023: €106k
2020 → 2024
Working capital
€574k▲ 28.4%
2023 · €447k
2020: €131k
2021: €240k
2022: €323k
2023: €447k
2020 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€144k-€246k▲ 71.0%€343k▲ 39.2%€448k▲ 30.9%€575k▲ 28.3%
Operating result€204k-€144k▼ 29.3%€136k▼ 6.1%€148k▲ 8.8%€173k▲ 17.0%
Net result€138k-€102k▼ 25.9%€97k▼ 5.6%€106k▲ 9.6%€127k▲ 19.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 17% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €592k
Fixed assets
€1k▼ 21.1%
Current assets
€591k▲ 27.8%
Equity and liabilities €592k
Equity
€575k▲ 28.3%
Debt
€16k▲ 9.5%
The debt ratio falls from 3.2% to 2.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€173k▲
2023 · €148k
Cash flow
€127k▲
2023 · €106k
Solvency
97.2%▲
2023 · 96.8%
Current ratio
36.16▲
2023 · 30.99
Quick ratio
36.16▲
2023 · 30.99
Debt / equity
0.03▼
2023 · 0.03
ROE
22.0%▼
2023 · 23.6%
ROA
21.4%▼
2023 · 22.8%
Interest coverage
130.91▼
2023 · 195.24
Debt
€16k▲
2023 · €15k
Debt ≤ 1 year
€16k▲
2023 · €15k
Income taxes
€57k▲
2023 · €41k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€463k€592k▲
Fixed assets21/28€1k€1k▼
Tangible fixed assets22/27€1k€1k▼
Furniture and vehicles24€1k€1k▼
Current assets29/58€462k€591k▲
Amounts receivable within one year40/41€53k€21k▼
Trade receivables40€25k€19k▼
Other amounts receivable41€28k€1k▼
Current investments50/53€350k€470k▲
Cash at bank and in hand54/58€57k€99k▲
Deferred charges and accrued income490/1€3k€639▼
Equity and liabilities
Total equity and liabilities10/49€463k€592k▲
Equity10/15€448k€575k▲
Contributions10/11€6k€6k=
Reserves13€442k€569k▲
Distributable reserves133€442k€569k▲
Amounts payable17/49€15k€16k▲
Amounts payable within one year42/48€15k€16k▲
Trade debts44€5k€5k▲
Suppliers440/4€5k€5k▲
Taxes, remuneration and social security45€3k€5k▲
Taxes450/3€3k€5k▲
Other amounts payable47/48€7k€6k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€191€294▲
Other operating charges640/8€1k€851▼
Non-recurring operating charges66A€4k-
Gross operating margin9900€154k€174k▲
Operating profit (loss)9901€148k€173k▲
Financial income75/76B€0€13k▲
Recurring financial income75€0€13k▲
Financial charges65/66B€757€1k▲
Recurring financial charges65€757€1k▲
Profit (loss) for the period before taxes9903€147k€184k▲
Income taxes67/77€41k€57k▲
Profit (loss) for the period9904€106k€127k▲
Profit (loss) for the period to be appropriated9905€106k€127k▲
Appropriation of the result
Profit (loss) to be appropriated9906€106k€127k▲
Transfer to equity691/2€106k€127k▲
To other reserves6921€106k€127k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
16-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €500kEq €575k ▲28.3%
5 profitable years in a row build equity to €575k.
04-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €97k ▼5.6%
Net result drops to €97k, the lowest in the series; recovery starts the following year.
10-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity quadruplescurrent ratio 36.18
Current ratio from 9.97 to 36.18; short-term debt falls from €15k to €7k.
31-12
Financial
Equity above €200kEq €246k ▲71%
2 profitable years in a row build equity to €246k.
18-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ham-sur-Heure-Nalinnes · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chemin d'Oultre-Heure(HSH) 1316120 Ham-sur-Heure-NalinnesGround area
3,230 m²
Building footprint
180 m²
Volume, LiDAR
978 m³
Parcel 56034B0188/00E003, Wallonia · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
OPL SC Consulting
since 20192.296.379.582
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 56034B0188/00E003 | Wallonia | 3,229 m² | 1 · 180 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
FloConsult
BE 0465.225.163
Tubize · Eq €576k
MINIES
BE 0835.347.964
Lochristi · Eq €574k
PHARMAEXPRESS
BE 0743.800.651
Thimister-Clermont · Eq €576k
DUALOOP
BE 0773.979.430
Elsene · Eq €574k
RB TECHNOLOGIES
BE 0478.233.853
Schaarbeek · Eq €574k
Of 30,000 companies in sector 62200 we hold annual accounts for 18,395. 11,345 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-11-2019
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
71121Engineering and related technical consultancy, excluding land surveyors
74909Other professional, scientific and technical activities
74999Other professional, scientific and technical activities
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.