Munerix
ActiveMunerix has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €156k and a net result of €58k. Equity is growing by ~4.6% per year across the filed fiscal years. Its solvency ranks better than 23% of 16935 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
71
/ 100
Healthy▼ -9 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency40▼-23
Growth78=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity tight (current ratio 1.36 against 2.74 in 2024), and 77.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
22.8%
Return on assets
8.4%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 16935 sector peers (2025).
NBB · sector comparisonPosition among 16935 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-03-2026, 136 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
136 d early
2024
134 d early
2023
111 d early
2022
56 d early
2021
172 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€156k▲ 6.3%
2024 · €147k
2021: €140k
2022: €115k
2023: €163k
2024: €147k
2021 → 2025
Total assets
€686k▲ 25.2%
2024 · €548k
2021: €195k
2022: €539k
2023: €588k
2024: €548k
2021 → 2025
Net result
€58k▲ 0.9%
2024 · €57k
2021: €50k
2022: €26k
2023: €58k
2024: €57k
2021 → 2025
Working capital
€52k▼ 33.3%
2024 · €78k
2021: €104k
2022: €72k
2023: €116k
2024: €78k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€140k-€115k▼ 17.5%€163k▲ 41.5%€147k▼ 9.8%€156k▲ 6.3%
Operating result€65k-€41k▼ 38.0%€80k▲ 98.4%€76k▼ 5.4%€135k▲ 76.9%
Net result€50k-€26k▼ 48.8%€58k▲ 128%€57k▼ 1.6%€58k▲ 0.9%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 77% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €686k
Fixed assets
€491k▲ 15.4%
Current assets
€195k▲ 59.1%
Equity and liabilities €686k
Equity
€156k▲ 6.3%
Debt
€530k▲ 32.1%
The debt ratio rises from 73.2% to 77.2%: debt grows faster than equity.
Key figures and ratios
EBITDA
€154k▲
2024 · €93k
Cash flow
€78k▲
2024 · €74k
Solvency
22.8%▼
2024 · 26.8%
Current ratio
1.36▼
2024 · 2.74
Quick ratio
1.36▼
2024 · 2.74
Debt / equity
3.39▲
2024 · 2.73
ROE
37.1%▼
2024 · 39.1%
ROA
8.4%▼
2024 · 10.5%
Interest coverage
2.48▼
2024 · 14.27
Debt
€530k▲
2024 · €401k
Debt ≤ 1 year
€143k▲
2024 · €45k
Debt > 1 year
€387k▲
2024 · €356k
Income taxes
€15k▼
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€548k€686k▲
Fixed assets21/28€426k€491k▲
Tangible fixed assets22/27€401k€466k▲
Land and buildings22€400k€406k▲
Plant, machinery and equipment23€61€0▼
Furniture and vehicles24-€60k
Financial fixed assets28€25k€25k=
Current assets29/58€123k€195k▲
Amounts receivable within one year40/41€22k€49k▲
Trade receivables40€19k€41k▲
Other amounts receivable41€3k€8k▲
Current investments50/53€0-
Cash at bank and in hand54/58€98k€145k▲
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€548k€686k▲
Equity10/15€147k€156k▲
Reserves13€147k€156k▲
Distributable reserves133€147k€156k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€401k€530k▲
Amounts payable after more than one year17€356k€387k▲
Financial debts170/4€356k€387k▲
Amounts payable within one year42/48€45k€143k▲
Current portion of amounts payable after more than one year42€14k€25k▲
Trade debts44€8k€7k▼
Suppliers440/4€8k€7k▼
Taxes, remuneration and social security45€11k€12k▲
Taxes450/3€11k€12k▲
Other amounts payable47/48€11k€99k▲
Income statement
Code20242025
Non-recurring operating income76A€1k€11k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€20k▲
Other operating charges640/8€6k€6k=
Non-recurring operating charges66A€79€0▼
Gross operating margin9900€99k€161k▲
Operating profit (loss)9901€76k€135k▲
Financial income75/76B€4k€584▼
Recurring financial income75€4k€584▼
Financial charges65/66B€6k€62k▲
Recurring financial charges65€6k€62k▲
Profit (loss) for the period before taxes9903€73k€73k▼
Income taxes67/77€16k€15k▼
Profit (loss) for the period9904€57k€58k▲
Profit (loss) for the period to be appropriated9905€57k€58k▲
Appropriation of the result
Profit (loss) to be appropriated9906€57k€58k▲
Transfer from equity791/2€73k€49k▼
Transfer to equity691/2€57k€58k▲
To other reserves6921€57k€58k▲
Profit to be distributed694/7€73k€49k▼
Return on contributions (dividend)694€73k€49k▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €150kEq €156k ▲6.3%
5 profitable years in a row build equity to €156k.
19-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
11-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
07-03
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2023
31-12
Financial
Highest result since 2021net €58k ▲128%
Net result €58k, the highest in the series.
31-12
Financial
Equity above €150kEq €163k ▲41.5%
3 profitable years in a row build equity to €163k.
05-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €26k ▼48.8%
Net result drops to €26k, the lowest in the series; recovery starts the following year.
09-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lokeren · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Brouwerijstraat 599160 LokerenGround area
194 m²
Building footprint
91 m²
Volume, LiDAR
494 m³
Parcel 46014A0706/00F008, Flanders · tallest building 11.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Munerix
since 20182.280.780.103
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46014A0706/00F008 | Flanders | 193 m² | 1 · 91 m² | 11.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 57 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 0 EUR | 57 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Legal Entity Identifier
254900CD72Q83023FN98
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Of 29,889 companies in sector 62200 we hold annual accounts for 18,318. 15,233 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-10-2018
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryWebsite:munerix.be