Equity
€386,466 ▲ 19.3%
OPIS has made a profit in every financial year since 2021.
OPIS
Lifetime
5 annual accounts with figures on one time axispeak €219,153 (2024)
€129,059▼ 41.1%
peak €157,874 (2024)
€62,548▼ 60.4%
peak €386,466 (2025)
€386,466▲ 19.3%
€164,677▼ 24.5%
Board2 names since 2020
2 directorsHOYLAERTS Jelle and 1 other
Documentsfilings and deeds
15-07-202616 days before the deadline
2025micro format
Gross margin from €219,153 to €129,059Result from €157,874 to €62,548Appointment: VANSANT Lore, Cyriel (director) 18-03Equity from €323,918 to €386,466Debts from €218,210 to €164,677Cash from €32,399 to €357,285
Key points
from the 2025 annual accountsResult
€62,548 ▼ 60.4%
The result fell in 2025 from €157,874 to €62,548.
Turnover
≈ €190,000 estimated
The accounts state no turnover.
Liquidity
5.45 was 3.60 in 2024
Short-term debts fell from €104,450 to €78,496.
Filings
5 annual accounts since 2021
The last five annual accounts were filed 3 to 27 days before the end of the period.
Position in the sector
€386,466
More equity than 92% of companies in computer programming and consultancy. Sector median €69,072 · 21,214 companies.
Checked score
96
Excellent
Financially stronger than 65% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024lowest value
02-2025: < 0.1%● unchanged vs 01-2025lowest value
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: 0.1%▲ +0.1 percentage points vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026highest value
08-2026: < 0.1%▼ -0.1 percentage points vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
lowers risk
Sector: Computer programming, consultancy and related activities (NACE 62)
Liquidity: current ratio 5.45, cash €357,285
Size: total assets €551,143
Equity €386,466 (70.1% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 63% of them on solvency, 88% on liquidity, 44% on profitability and 65% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 6,782 companies had the same profile as OPIS has now. Each dot stands for 17 companies, two years later.
96.7%
were still trading
2.7%
stopped another way
0.6%
went bankrupt
That fits the bankruptcy probability of OPIS itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,782 companies, not a prediction for OPIS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €35,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 5.45 (3.6 in 2024), above the usual 1.5. Short-term debt is 14.2% and cash 64.8% of total assets. 29.9% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
16 days early
2024
27 days early
2023
15 days early
2022
3 days early
2021
3 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 5 accounts on average 13 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 17 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0756908024
Appointment: VANSANT Lore, Cyriel (director)
General meeting of 31-01-2025 · Gazette deed
Incorporation
Founding capital of €5,000, 50 shares · Founder: HOYLAERTS Jelle · Appointment: HOYLAERTS Jelle (statutory director) · published on 26-10-2020 · Gazette deed
First establishment
Aarschotsesteenweg 774, Tienen
Comparable companies
same main activity, similar in size and ageThese companies have the same main activity as OPIS: computer programming (NACE 62100). They are comparable in size and age: total assets between €483,000 and €549,000, founded between 2020 and 2021.
Official details
Source: KBO- Status
- Active since 22-10-2020Normal situation
- Activity
- Computer programmingNACE 62100and 1 other
- Establishment unit
- 2.309.151.9103300 Tienen, since 22-10-2020
- Financial year end
- 31 December
- Peppol
- Reachable since 27-03-2026
Annual accounts 2025
- €551,143▲ 1.7%
- Filing
- Filed on 15-07-2026, 16 days before the end of the filing period
Insights on OPIS
OPIS files the micro format. That format states no turnover. The gross margin rose from €99,400 in 2021 to €129,059 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about OPIS
- What is the company number of OPIS?
- The company number of OPIS is 0756.908.024. The VAT number is the same number with BE in front: BE 0756.908.024.
- Where is OPIS based?
- The registered office is at Aarschotsesteenweg 774, 3300 Tienen.Company details
- What does OPIS do?
- According to the KBO register, the main activity is computer programming (NACE 62100).
- What is the legal form of OPIS?
- OPIS is a private limited company (BV).
- When was OPIS founded?
- OPIS was founded on 22-10-2020.
- Is OPIS still active?
- Yes, OPIS is an active enterprise in the KBO register.
- What is the turnover of OPIS?
- The turnover in financial year 2025 is ≈ €190,000. This figure is estimated from the gross margin of €129,059 and 32 comparable companies (NACE 62100). It probably lies between €160,000 and €270,000.Financials
- Is OPIS profitable?
- In financial year 2025, OPIS made a profit of €62,548.
- Where can I find the annual accounts of OPIS?
- OPIS filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of OPIS due?
- OPIS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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