OPEX ROESELARE
ActiveOPEX ROESELARE has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €15.89M and a net result of €194k. Equity remains stable across the filed fiscal years (±0.2% per year). Its solvency ranks better than 93% of 4504 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
86
/ 100
Excellent▼ -8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability6▼-11
Solvency100=
Growth78=
Stability94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.4M at 30 days acceptable
Liquidity ample (current ratio 3.45 against 2.95 in 2024), and 3.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
96.8%
Return on assets
1.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
on the day
2024
29 d early
2023
2 d early
2022
31 d late
2021
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€194k▼ 64.0%
2024 · €539k
2021: €8k
2022: €177k
2023: €537k
2024: €539k
2021 → 2025
Working capital
€1.30M▲ 27.6%
2024 · €1.02M
2021: €348k
2022: €733k
2023: €810k
2024: €1.02M
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€15.76M-€15.81M▲ 0.3%€15.85M▲ 0.2%€15.89M▲ 0.2%€15.89M=
Operating result€11k-€203k▲ 1,693%€523k▲ 158%€538k▲ 3.0%€253k▼ 53.0%
Net result€8k-€177k▲ 2,037%€537k▲ 203%€539k▲ 0.3%€194k▼ 64.0%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 53% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €16.42M
Fixed assets
€14.59M▼ 1.9%
Current assets
€1.82M▲ 18.7%
Equity and liabilities €16.42M
Equity
€15.89M=
Debt
€528k▲ 1.5%
The debt ratio stays at 3.2%.
Key figures and ratios
EBITDA
€735k▼
2024 · €992k
Cash flow
€676k▼
2024 · €992k
Solvency
96.8%=
2024 · 96.8%
Current ratio
3.45▲
2024 · 2.95
Quick ratio
3.45▲
2024 · 2.95
Debt / equity
0.03▲
2024 · 0.03
ROE
1.2%▼
2024 · 3.4%
ROA
1.2%▼
2024 · 3.3%
Interest coverage
497.73▼
2024 · 3706.42
Debt
€528k▲
2024 · €521k
Debt ≤ 1 year
€528k▲
2024 · €521k
Income taxes
€70k▲
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€16.41M€16.42M▲
Fixed assets21/28€14.87M€14.59M▼
Tangible fixed assets22/27€14.87M€14.59M▼
Land and buildings22€14.87M€14.59M▼
Plant, machinery and equipment23€4k€3k▼
Current assets29/58€1.54M€1.82M▲
Amounts receivable within one year40/41€1.47M€1.64M▲
Trade receivables40€238k€263k▲
Other amounts receivable41€1.23M€1.38M▲
Cash at bank and in hand54/58€58k€31k▼
Deferred charges and accrued income490/1€4k€152k▲
Equity and liabilities
Total equity and liabilities10/49€16.41M€16.42M▲
Equity10/15€15.89M€15.89M=
Contributions10/11€15.75M€15.75M=
Capital10€15.75M€15.75M=
Issued capital100€15.75M€15.75M=
Reserves13€126k€136k▲
Non-distributable reserves130/1€101k€111k▲
Legal reserve130€101k€111k▲
Distributable reserves133€25k€25k=
Profit (loss) carried forward14€10k€1k▼
Amounts payable17/49€521k€528k▲
Amounts payable within one year42/48€521k€528k▲
Trade debts44€7k€265k▲
Suppliers440/4€7k€265k▲
Taxes, remuneration and social security45€13k€71k▲
Taxes450/3€13k€71k▲
Other amounts payable47/48€500k€193k▼
Income statement
Code20242025
Remuneration, social security and pensions62€17k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€454k€482k▲
Other operating charges640/8€96k€99k▲
Non-recurring operating charges66A-€6k
Gross operating margin9900€1.10M€839k▼
Operating profit (loss)9901€538k€253k▼
Financial income75/76B€13k€13k▼
Recurring financial income75€13k€13k▼
Financial charges65/66B€268€1k▲
Recurring financial charges65€268€1k▲
Profit (loss) for the period before taxes9903€551k€264k▼
Income taxes67/77€13k€70k▲
Profit (loss) for the period9904€539k€194k▼
Profit (loss) for the period to be appropriated9905€539k€194k▼
Appropriation of the result
Profit (loss) to be appropriated9906€539k€204k▼
Profit (loss) brought forward from the previous period14P-€10k
Transfer to equity691/2€29k€10k▼
To the legal reserve6920€29k€10k▼
Profit to be distributed694/7€500k€193k▼
Return on contributions (dividend)694-€193k
Directors or managers695€500k-
Social balance
Average headcount (FTE)90870.2-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2021net €539k ▲0.3%
Operating result €538k, net result €539k, both a record.
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roeselare · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kwadestraat 1578800 RoeselareGround area
3,447 m²
Building footprint
1,220 m²
Volume, LiDAR
28,494 m³
Parcel 36017A1287/00G000, Flanders · tallest building 28.0 m, ±8 floors. Linked by address, not a title deed.
1 establishment unit
OPEX ROESELARE
since 20202.326.141.657
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36017A1287/00G000 | Flanders | 3,447 m² | 1 · 1,220 m² | 28.0 m · 8 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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MULTI PROPERTIES
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ANDROMEDA HOTEL
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COGESPAR
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Ukkel · Eq €16.06M
Of 9,095 companies in sector 68201 we hold annual accounts for 6,729. 1,568 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded17-12-2020
Fiscal year end31-12
Activities, NACEBEL
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.