Financials
- Fiscal year
- 2025
- Total assets
- €98.0m
- Loss
- -€1.1m
- Solvency
- 80.6%
Opex Group
ActiveSummary
Opex Group has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €78.9m and a net result of -€1.1m. Equity is growing by ~26.8% per year across the filed fiscal years. Its solvency ranks better than 74% of 3447 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
What they do
Activities of head offices
NACE 70100Real estate agency activities NACE 68310NACE 68311
#7 company by equity in Roeselare, Professional and technical services sector1 site
How big
€98.0mtotal assets 2025
- Staff
- 1 FTE
- Equity
- €78.9m
- Loss
- -€1.1m
Who decides
- Holdings
- 8
Accounts filed 1 d late0 of 16 deeds read
Why 92- Liquidity: current ratio 0.64, cash €1.1m+ Size: 1 FTE, total assets €98.0m+ Equity €78.9m (80.6% of total assets)+ Founded in 1999Show the evidence
Checked score
Score 2025
92
/ 100
Excellent
Probability in this band: under 0.55%
Better than 40% of its sector peers (NACE 70, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Average
Solvency
100=
equity 80.6% of total assets
Liquidity
47+3
short-term debt 17.0% · cash 1.1%
Profitability
17-7
return on assets -1.1%
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 4 months
07-2026: 0.2%
08-2026: 0.4%▲ +89.6% vs 07-2026highest value
09-2026: 0.1%▼ -74.9% vs 08-2026lowest value
10-2026: 0.1%● 0.0% vs 09-2026lowest value
- Liquidity: current ratio 0.64, cash €1.1m raises the probability
- Size: 1 FTE, total assets €98.0m lowers the probability for this profile
- Equity €78.9m (80.6% of total assets) lowers the probability
- Founded in 1999 lowers the probability for this profile
Credit up to €7,250,000 at 30 days acceptable
Liquidity short (current ratio 0.64 against 1.68 in 2024; short-term debt: 17% and cash: 1.1% of total assets), and 19.4% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 70, micro). Better than this share of them on solvency 86%, liquidity 27%, profitability 13%, growth against the median 36%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-08-2026, 1 day later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
1 d late
2024
29 d early
2023
2 d early
2022
32 d late
2021
1 d early
2020
23 d early
2019
18 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 1 day before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- General meeting · Director resignationDirector appointment · Director reappointment
- General meeting · Director resignationDirector appointment · Permanent representative
- General meeting · Director resignationDirector appointment · Director reappointment
Key points
By topic
Network & group
- Subsidiaries
- 9
- Holdings
- 8
9 subsidiaries
Timeline
- Events
- 20
- Since
- 2017
- Next accounts
- by 31-07-2027
- 24-09-2026General meeting · Director resignation
- 24-09-2026General meeting · Director resignation
- 24-09-2026General meeting · Director resignation
Company details
- Sites
- 1
- Legal form
- Public limited company
- Activity
- Activities of head officesNACE 70100
- Founded
- 11-06-1999
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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