OPERIT

Active

Private limited companyfounded 20232 yrs activeRue des Sept Collines 70, 4052 Chaudfontaine, BelgiumKBO/BCE: BE 1000.592.117

OPERIT has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €11k and a net result of €16k. Its solvency ranks better than 23% of 2768 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).

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Checked score

Score 2025

56 / 100

Fair▲ +36 vs 2024

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability100=

Solvency14▼-19

Growth78

Stability82

Bankruptcy probability, 12 months

0.5% Low

0%0.5%1.5%4%10%≥ 25%

Credit up to €500 at 30 days acceptable

Liquidity short (current ratio 0.65 against 0.45 in 2024), and 83.3% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Eight signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 62

Relative position

BE, all sectors

reference

Sector 62

lower

← fewer bankruptcies more bankruptcies →

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

16.7%

Return on assets

25.4%

Age of the figures

8 mo

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 2768 sector peers (2025).

NBB · sector comparison

Position among 2768 sector peers

Solvency

better than 23%

← weakest strongest →

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 2 filings

Deviation from the deadline

2025

25 d late

2024

6 d early

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

04-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€11k

2024 · €-6k

2024: €-6k

2024 → 2025

Total assets

€64k▲ 53.6%

2024 · €42k

2024: €42k

2024 → 2025

Net result

€16k

2024 · €-11k

2024: €-11k

2024 → 2025

Working capital

€-19k▲ 27.9%

2024 · €-26k

2024: €-26k

2024 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20242025Trend

Equity€-6k-€11k

Operating result€-8k-€20k

Net result€-11k-€16k

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result returns to profit in 2025: €20k after a loss of €8k in 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €64k

46.2%

53.8%

Fixed assets €29k▲ 43.5%

Current assets €34k▲ 63.5%

Equity and liabilities €64k

16.7%

83.3%

Equity €11k

Debt €53k

Debt finances 83.3% of the balance-sheet total.

Key figures and ratios

2025 value · change against 2024

EBITDA

€20k

Cash flow

€16k

Solvency

16.7%▲

2024 · -13.3%

Current ratio

0.65▲

2024 · 0.45

Quick ratio

0.65▲

2024 · 0.45

Debt / equity

4.97▲

2024 · -8.50

ROE

151.9%▼

2024 · 190.3%

ROA

25.4%▲

2024 · -25.4%

Interest coverage

11.66

Debt

€53k▲

2024 · €47k

Debt ≤ 1 year

€53k▲

2024 · €47k

Income taxes

€2k▲

2024 · €226

Staff costs

€48k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Total assets 20/58€42k€64k▲

Fixed assets 21/28€21k€29k▲

Tangible fixed assets 22/27€3k€11k▲

Financial fixed assets 28€18k€18k=

Current assets 29/58€21k€34k▲

Amounts receivable within one year 40/41€13k€23k▲

Cash & bank 54/58€146€3k▲

Total equity & liabilities 10/49€42k€64k▲

Equity 10/15€-6k€11k▲

Contributions / capital 10/11€5k€5k=

Accumulated profits (losses) 14€-11k€6k▲

Amounts payable 17/49€47k€53k▲

Amounts payable within one year 42/48€47k€53k▲

Trade debts payable within one year 44€3k€3k▼

Income statement Code20242025

Gross operating margin 9900€-8k€68k▲

Operating result 9901€-8k€20k▲

Financial income 75-€320

Financial charges 65€2k€2k▼

Result before taxes 9903€-10k€19k▲

Income taxes 67/77€226€2k▲

Net result for the period 9904€-11k€16k▲

Result to be appropriated 9905€-11k€16k▲

Timeline · acts, filings and financial milestones

All 3Financial 1Filings 2

Next filing, fiscal year 2026, expected by 31-07-2027

2026

25-08

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 25 days late

2025

31-12

Financial Back to profitnet €16k

Net result €16k after one loss-making year.

25-07

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

0 of 1 act read

About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Structure & network

Ownership & control

1 party

OPERITBE 1000.592.117

controls

Where this company holds controlthis company sits on their board1

PRISM3

1 location

Comparable companies · same sector, comparable size

Similar companies · same sector, comparable size

FORI

BE 0747.539.210

Nazareth-De Pinte · Eq €11k

Braine-l'Alleud · Eq €11k

Of 16,864 companies in sector 62100 we hold annual accounts for 8,443. 4,321 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded02-10-2023

Fiscal year end31-12

Activities, NACEBEL

62010Computer programming, consultancy and related activities

62100Computer programming

70200Business and other management consultancy

62020IT consultancy

62030Computer programming, consultancy and related activities

62900Other information technology and computer services

62200Computer consultancy and computer facilities management

70220Business consulting

82990Other business support services

Sources

Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers

Data from official sources, last processed on 25-07-2026. Scores and ratios are computed by Checked and are not a credit decision.