Equity
€25,800 ▲ 24.1%
Your Mind paid out €833 in dividends. That is 14% of the 2025 profit.
Your Mind
Lifetime
2 annual accounts with figures on one time axispeak €59,775 (2025)
€59,775▲ 99.7%
peak €18,618 (2024)
€5,847▼ 68.6%
peak €25,800 (2025)
€25,800▲ 24.1%
€35,169▲ 15.6%
Board2 names since 2024
2 directorsSMITS David Gray and 1 other
Documentsfilings and deeds
07-05-202685 days before the deadline
2025micro format
Gross margin from €29,935 to €59,775Result from €18,618 to €5,847Dividend €833Equity from €20,785 to €25,800Debts from €30,416 to €35,169
Key points
from the 2025 annual accountsChecked score
93
Excellent
Financially stronger than 40% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
05-2025: 0.4%highest value
06-2025: < 0.1%▼ -0.4 percentage points vs 05-2025lowest value
07-2025: < 0.1%● unchanged vs 06-2025lowest value
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: 0.1%▲ +0.1 percentage points vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Founded in 2024
lowers risk
Sector: Computer programming, consultancy and related activities (NACE 62)
Liquidity: current ratio 1.64, cash €15,199
Size: total assets €60,968
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 37% of them on solvency, 32% on liquidity, 24% on profitability and 68% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as Your Mind has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Your Mind itself is lower: 0.1% within 12 months. It rests on far more data about Your Mind than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for Your Mind. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €2,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.64 (1.54 in 2024), above the usual 1.5. Short-term debt is 57.7% and cash 24.9% of total assets. However, 57.7% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-05-2026, 85 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
85 days early
2024
77 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 81 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Appointment: Cindy Fulgoni (director)
General meeting of 10-03-2026 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1008853349
Incorporation
Founding capital of €3,000, 100 shares · Founder: SMITS David Gray (comparant) · Appointment: SMITS David Gray (statutory director) · published on 30-04-2024 · Gazette deed
First establishment
Rue de Warpotte 53, Chièvres
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Your Mind Chièvres | €60,968 | €59,775 | 42.3% | - |
| KUAO Rumes | €62,612 | €66,448 | 65.9% | - |
| DATADRIVN Antwerp | €60,990 | €57,798 | 94.6% | - |
| MHATEVER Huy | €58,664 | €55,968 | 25.9% | - |
| MEGAWILLS Waterloo | €61,695 | €55,738 | 56.3% | - |
| VFDB CONSULTING Nivelles | €60,851 | €65,089 | 62.9% | - |
| SmartPawn Company Anderlecht | €57,988 | €53,344 | 63.4% | - |
These companies have the same main activity as Your Mind: computer programming (NACE 62100). They are comparable in size and age: total assets between €58,000 and €62,600, founded in 2024.
Official details
Source: KBO- Status
- Active since 26-04-2024Normal situation
- Activity
- Computer programmingNACE 62100and 7 others
- Establishment unit
- 2.359.020.7967950 Chièvres, since 26-04-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 16-10-2024
Annual accounts 2025
- €60,968▲ 19.1%
- Employeeson 31-12-2025
- 1
- Filing
- Filed on 07-05-2026, 85 days before the end of the filing period
Insights on Your Mind
Your Mind has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €25,800 and a net result of €5,847.
Its solvency ranks better than 35% of 21,206 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Your Mind
- What is the company number of Your Mind?
- The company number of Your Mind is 1008.853.349. The VAT number is the same number with BE in front: BE 1008.853.349.
- Where is Your Mind based?
- The registered office is at Rue de Warpotte 53, 7950 Chièvres.Company details
- What does Your Mind do?
- According to the KBO register, the main activity is computer programming (NACE 62100).
- What is the legal form of Your Mind?
- Your Mind is a private limited company (BV).
- When was Your Mind founded?
- Your Mind was founded on 26-04-2024.
- Is Your Mind still active?
- Yes, Your Mind is an active enterprise in the KBO register.
- How many employees does Your Mind have?
- Your Mind had an average of 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of Your Mind?
- The turnover in financial year 2025 is ≈ €140,000. This figure is estimated from the gross margin of €59,775 and 41 comparable companies (NACE 62100). It probably lies between €120,000 and €180,000.
- Is Your Mind profitable?
- In financial year 2025, Your Mind made a profit of €5,847.
- Where can I find the annual accounts of Your Mind?
- Your Mind filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Your Mind due?
- Your Mind must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark See what changed in the latest annual accounts.What changed
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