Operational Management Solution
ActiveOperational Management Solution has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €137k and a net result of €60k. Equity is growing by ~64.2% per year across the filed fiscal years. Its solvency ranks better than 58% of 6717 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2024
68
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability94▲+35
Solvency71▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 1.52 against 1.74 in 2023; short-term debt: 54.4% and cash: 22.5% of total assets), but 54.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
68 d late
2022
71 d late
2021
94 d late
2020
9 d late
2019
89 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€137k▲ 78.1%
2023 · €77k
2018: €9k
2019: €9k
2020: €2k
2021: €32k
2022: €63k
2023: €77k
2018 → 2024
Total assets
€299k▲ 75.7%
2023 · €170k
2018: €198k
2019: €268k
2020: €156k
2021: €131k
2022: €155k
2023: €170k
2018 → 2024
Net result
€60k▲ 333%
2023 · €14k
2018: €-1k
2019: €305
2020: €-7k
2021: €31k
2022: €31k
2023: €14k
2018 → 2024
Working capital
€85k▲ 21.5%
2023 · €70k
2018: €883
2019: €2k
2020: €26k
2021: €49k
2022: €65k
2023: €70k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€2k-€32k▲ 1,789%€63k▲ 94.9%€77k▲ 22.0%€137k▲ 78.1%
Operating result€6k-€43k▲ 663%€51k▲ 17.4%€26k▼ 48.9%€94k▲ 261%
Net result€-7k-€31k€31k▲ 0.2%€14k▼ 54.8%€60k▲ 333%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 261% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €299k
Fixed assets
€52k▲ 635%
Current assets
€247k▲ 51.4%
Equity and liabilities €299k
Equity
€137k▲ 78.1%
Debt
€163k▲ 73.7%
The debt ratio falls from 55.0% to 54.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€109k▲
2023 · €26k
Cash flow
€75k▲
2023 · €14k
Solvency
45.6%▲
2023 · 45.0%
Current ratio
1.52▼
2023 · 1.74
Quick ratio
1.52▼
2023 · 1.74
Debt / equity
1.19▼
2023 · 1.22
ROE
43.8%▲
2023 · 18.0%
ROA
20.0%▲
2023 · 8.1%
Interest coverage
72.81▲
2023 · 3.67
Debt
€163k▲
2023 · €94k
Debt ≤ 1 year
€163k▲
2023 · €94k
Income taxes
€32k▲
2023 · €5k
Staff costs
€15k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€170k€299k▲
Fixed assets21/28€7k€52k▲
Intangible fixed assets21-€7k
Tangible fixed assets22/27€7k€45k▲
Land and buildings22-€7k
Furniture and vehicles24€7k€38k▲
Current assets29/58€163k€247k▲
Amounts receivable within one year40/41€161k€175k▲
Trade receivables40€154k€123k▼
Other amounts receivable41€6k€52k▲
Cash at bank and in hand54/58€364€67k▲
Deferred charges and accrued income490/1€2k€5k▲
Equity and liabilities
Total equity and liabilities10/49€170k€299k▲
Equity10/15€77k€137k▲
Contributions10/11€6k€6k=
Reserves13€71k€130k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€69k€129k▲
Amounts payable17/49€94k€163k▲
Amounts payable within one year42/48€94k€163k▲
Financial debts43€9k€159▼
Credit institutions430/8€9k€159▼
Trade debts44€36k€23k▼
Suppliers440/4€36k€23k▼
Taxes, remuneration and social security45€28k€58k▲
Taxes450/3€28k€56k▲
Remuneration and social security454/9-€2k
Other amounts payable47/48€20k€81k▲
Income statement
Code20232024
Remuneration, social security and pensions62-€15k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€400€15k▲
Other operating charges640/8€8k€6k▼
Gross operating margin9900€34k€130k▲
Operating profit (loss)9901€26k€94k▲
Financial income75/76B-€1
Recurring financial income75-€1
Financial charges65/66B€7k€1k▼
Recurring financial charges65€7k€1k▼
Profit (loss) for the period before taxes9903€19k€92k▲
Income taxes67/77€5k€32k▲
Profit (loss) for the period9904€14k€60k▲
Profit (loss) for the period to be appropriated9905€14k€60k▲
Appropriation of the result
Profit (loss) to be appropriated9906€14k€60k▲
Transfer to equity691/2€14k€60k▲
To other reserves6921€14k€60k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
31-12
Financial
Highest result since 2018net €60k ▲333%
Operating result €94k, net result €60k, both a record.
31-12
Financial
Equity above €100kEq €137k ▲78.1%
4 profitable years in a row build equity to €137k.
07-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 68 days late
2023
10-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 71 days late
2022
02-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 94 days late
2021
31-12
Financial
Back to profitnet €31k
Net result €31k after one loss-making year.
09-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 9 days late
2020
31-12
Financial
Weakest financial yearnet €-7k ▼2472%
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
28-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 89 days late
2019
31-12
Financial
Back to profitnet €305
Net result €305 after one loss-making year.
29-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
22-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 22 days late
2017
02-10
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 63 days late
2016
18-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 18 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Gelbressée(GB) 1885024 NamurGround area
3.4 ha
Parcel 92083B0207/00F000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Operational Management Solutions
since 20132.221.485.288
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92083B0207/00F000 | Wallonia | 3.4 ha | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
CONCEPT M & H
BE 0659.683.439
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CITY TAX
BE 0446.092.805
Namur · Eq €137k
Luchthavenvervoer-VDW
BE 0663.780.601
Kortemark · Eq €136k
BRACKE-clincke
BE 0821.841.606
Wingene · Eq €136k
JAM & CO
BE 0767.392.437
Ternat · Eq €137k
Of 6,687 companies in sector 49330 we hold annual accounts for 2,291. 1,431 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-08-2013
Fiscal year end31-12
Abbreviation FR
OPSMAN
Trade name FR
OPSMAN
Activities, NACEBEL
49320Taxi operation
49330On-demand passenger transport by chauffeured vehicle
73300Public relations and communication consultancy
74909Other professional, scientific and technical activities
74999Other professional, scientific and technical activities
47400Retail sale of information and communication equipment
47410Retail trade
52250Logistics services
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73110Advertising agencies
73200Market research and public opinion polling
74300Other professional, scientific and technical activities
74301Translation services
82300Organisation of conventions and trade shows
82990Other business support services
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.opsman.eu
E-mail:info@opsman.eu