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Generated 10-08-2026
Active BE 0467.953.437Public limited company

Opéra Finance

Rue de l'Ancienne Gare 2B ·1380 Lasne, Belgium· 26 yrs active
Conclusion Checked

The computed 12-month bankruptcy probability of Opéra Finance is 2.2% (moderate). The company has been active since 1999 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags). No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 26 yrs
Board 2
Locations 1
Publications 8
Bankruptcy probability (12 mo) Checked model v1 · free
2.2% Moderate
0%0,5%1,5%4%10%≥25%
Recent warning signals +No NACE activity registered +Long track record −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
3 / 100
Low risk
Components
· 1 administrative flag (+3)
Trust signals 1 signals
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags 1 events
UBO non-compliance
Financial overview10 NBB filings
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2025 (micro). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
30-06-2025 micro 21-01-2026 2026-00014070
30-06-2024 micro 21-01-2026 2026-00014069
30-06-2023 micro 02-02-2024 2024-00022679
30-06-2022 micro 07-02-2023 2023-00024246
30-06-2021 micro 03-02-2022 2022-04500572
30-06-2020 micro 23-02-2021 2021-05800470
30-06-2019 micro 18-02-2020 2020-05100429
30-06-2018 micro 19-02-2019 2019-05200161
30-06-2017 micro 31-01-2018 2018-03100527
30-06-2016 volledig 16-02-2017 2017-04400592
Directors & mandates 5 directors
Current directors & mandates
  • Olivia ROCHE
    Director
    State Gazette act 26009684 (20-01-2026)
    Current
    01-01-2025 → present
  • Vanessa CHAMBON
    Director
    State Gazette act 26009684 (20-01-2026)
    Current
    01-01-2025 → present
Historic, not recently confirmed (2)
These mandates remain open in the register but have not been confirmed by a new act in over six years. They do not count as active directors.
  • Cynthia Hugoboom
    Director
    State Gazette act 19025705 (19-02-2019)
    Not recently confirmed
    last confirmed in an act from 2019
    2 events
    • 19-02-2019 Mandate renewed· Director
    • 01-02-2019 Appointed· Managing director
  • Philippe Montenay
    Director
    State Gazette act 19025705 (19-02-2019)
    Not recently confirmed
    last confirmed in an act from 2019
    2 events
    • 19-02-2019 Mandate renewed· Director
    • 19-02-2019 Mandate renewed· Managing director
Former directors (1)
  • Bernard Tardy
    Director
    State Gazette act 11095800 (28-06-2011)
    Former
    - → 05-07-2010
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Legal Structure
NACE primary -
Legal form Public limited company(014)
Incorporation07-12-1999
StatusActive
Postal code1380
Connections & network 33 connected companies
Network connections
AMWAY BELGIUM CO
Shared address
→
BOTANIC BUILDING
Shared address
→
→
CADERONNE
Shared address
→
canopus consulting
Shared address
→
CB REAL
Shared address
→
Centromatic Amusement
Shared address
→
CITRAN GREYSAC
Shared address
→
EDO ARTS CONSTRUCT
Shared address
→
Enzo Life Sciences
Shared address
→
EU Watch
Shared address
→
GMS CONSULT
Shared address
→
→
Leader Services
Shared address
→
NBF Consulting
Shared address
→
NUMA BELGIUM CENTRAL
Shared address
→
NUMA BELGIUM NORTH
Shared address
→
NUMITAX
Shared address
→
PALEIZENSTRAAT
Shared address
→
PHOTONIKE CAPITAL
Shared address
→
→
RUBENS 2000
Shared address
→
SENINVEST
Shared address
→
SULAIMAN
Shared address
→
TENNESSEE
Shared address
→
THE FIRST
Shared address
→
The Safariland Group
Shared address
→
VERSO FINANCE
Shared address
→
Visio Property BelCo
Shared address
→
WAT TECHNICS
Shared address
→
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.
Establishment units 1 location
Rue de l'Ancienne Gare 2b, 1380 Lasne
Financiële holdings
since 20002.096.599.570
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25051C0091/00A003 Wallonia 1,953 m² 1 · 369 m² 12.3 m · 3 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 19 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
20-02-2026
KBO administration UBO non-compliance
event 09-02-2026
21-01-2026
NBB filing Annual accounts filed
fiscal year 2025 · micro
21-01-2026
NBB filing Annual accounts filed
fiscal year 2024 · micro
20-01-2026
State Gazette act Director changes
v3.2
2024
02-02-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
07-02-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
03-02-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2021
23-02-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2020
18-02-2020
NBB filing Annual accounts filed
fiscal year 2019 · micro
2019
19-02-2019
NBB filing Annual accounts filed
fiscal year 2018 · micro
19-02-2019
State Gazette act Director changes
v3.2
2018
31-01-2018
NBB filing Annual accounts filed
fiscal year 2017 · micro
2017
08-12-2017
State Gazette act Registered-office change
v3.2
16-02-2017
NBB filing Annual accounts filed
fiscal year 2016 · volledig
2016
23-05-2016
State Gazette act Capital & shares
v3.2
2015
22-09-2015
State Gazette act Registered-office change
v3.2
2014
29-08-2014
State Gazette act Director changes
v3.2
2011
28-06-2011
State Gazette act Director changes
v3.2
Lifecycle & Insolvency Signals 1 events
20-02-2026
KBO administration UBO non-compliance
Date: 09-02-2026 · Publications in State Gazette ↗
Time machine, BS events + macro context 2021, 2026
COVID lockdownEnergiecrisisECB hikes2021202220232024202520262026-02-20 · KBO administration · UBO non-compliance
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Belgisch Staatsblad, acts 7 acts
Capital history · 1
23-05-2016
v3.2
Address history · 2
08-12-2017
v3.2
22-09-2015
v3.2
All acts · 7 updated 6 months ago
2026
20-01-2026 2 directors appointed Director changes
  • Olivia ROCHE, Bestuurder
  • Vanessa CHAMBON, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Olivia ROCHE",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2025-01-01",
      "evidence_quote": "Les actionnaires d\u00E9cident de nommer les personnes suivantes en qualit\u00E9 d\u0027administrateurs de la Soci\u00E9t\u00E9, pour une dur\u00E9e illimit\u00E9e, et ratifient, pour autant que de besoin, l\u0027ensemble des actes, d\u00E9cisions et engagements pris ou accomplis au nom et pour le compte de la Soci\u00E9t\u00E9 par les int\u00E9ress\u00E9s \u00E0 part",
      "discharge_granted": true
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Vanessa CHAMBON",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2025-01-01",
      "evidence_quote": "Les actionnaires d\u00E9cident de nommer les personnes suivantes en qualit\u00E9 d\u0027administrateurs de la Soci\u00E9t\u00E9, pour une dur\u00E9e illimit\u00E9e, et ratifient, pour autant que de besoin, l\u0027ensemble des actes, d\u00E9cisions et engagements pris ou accomplis au nom et pour le compte de la Soci\u00E9t\u00E9 par les int\u00E9ress\u00E9s \u00E0 part",
      "discharge_granted": true
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0467.953.437",
    "name_full": "OPERA FINANCE",
    "legal_form": "SA"
  }
}
2019
19-02-2019 1 director appointed, 3 reappointed Director changes
  • Cynthia Hugoboom, Gedelegeerd bestuurder
  • Philippe Montenay, Bestuurder
  • Philippe Montenay, Gedelegeerd bestuurder
  • Cynthia Hugoboom, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_renew",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Philippe Montenay",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "L\u0027assembl\u00E9e d\u00E9cide de renouveler les mandats des administrateurs suivants ceux-ci viendront \u00E0 \u00E9ch\u00E9ance \u00E0 l\u0027assembl\u00E9e g\u00E9n\u00E9rale de 2024: -Monsieur Philippe Montenay, domicili\u00E9 Avenue Moliere 319, 1180 Uccle, Belgique (Administrateur d\u00E9l\u00E9gu\u00E9)"
    },
    {
      "kind": "director_renew",
      "role": "gedelegeerd_bestuurder",
      "person": {
        "rrn": null,
        "name": "Philippe Montenay",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "Les membres du Conseil d\u0027Administration \u00E9tant tous pr\u00E9sents d\u00E9cident de renouveler le mandat d\u0027administrateur d\u00E9l\u00E9gu\u00E9 suivant, celui-ci viendra \u00E0 \u00E9ch\u00E9ance \u00E0 l\u0027assembl\u00E9e g\u00E9n\u00E9rale de 2024: -Monsieur Philippe Montenay, domicili\u00E9 Avenue Moliere 319, 1180 Uccle, Belgique (Administrateur d\u00E9l\u00E9gu\u00E9)"
    },
    {
      "kind": "director_renew",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Cynthia Hugoboom",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "L\u0027assembl\u00E9e d\u00E9cide de renouveler les mandats des administrateurs suivants ceux-ci viendront \u00E0 \u00E9ch\u00E9ance \u00E0 l\u0027assembl\u00E9e g\u00E9n\u00E9rale de 2024: -Madame Cynthia Hugoboom, domicili\u00E9 Avenue Moliere 319, 1180 Uccle, Belgique (Administrateur)"
    },
    {
      "kind": "director_in",
      "role": "gedelegeerd_bestuurder",
      "person": {
        "rrn": null,
        "name": "Cynthia Hugoboom",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2019-02-01",
      "evidence_quote": "Les membres du Conseil d\u0027Administration approuve \u00E0 l\u0027unanimit\u00E9 la nomination: -Madame Cynthia Hugoboom, domicili\u00E9 Avenue Moliere 319, 1180 Uccle, Belgique au poste d\u0027administrateur d\u00E9l\u00E9gu\u00E9 avec effet imm\u00E9diat pour une dur\u00E9e de 6 ans \u00E0 compter de ce jour et se terminant lors de l\u0027Assembl\u00E9e g\u00E9n\u00E9rale d"
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0467.953.437",
    "name_full": "OPERA FINANCE",
    "legal_form": "SA"
  }
}
2017
08-12-2017 Registered office moved from Bruxelles to Lasne Registered-office change
  • Avenue Louise 65, 1050 Bruxelles → Rue de l'Ancienne Gare 2, 1380 Lasne
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "statutaire",
      "new_address": {
        "city": "Lasne",
        "region": "Vlaams Gewest",
        "street": "Rue de l\u0027Ancienne Gare",
        "country": "BE",
        "postcode": "1380",
        "box_number": "B",
        "street_number": "2"
      },
      "old_address": {
        "city": "Bruxelles",
        "region": "Brussels Gewest",
        "street": "Avenue Louise",
        "country": "BE",
        "postcode": "1050",
        "box_number": "11",
        "street_number": "65"
      },
      "effective_date": "2017-11-02",
      "evidence_quote": "Le Conseil d\u0027Administration d\u00E9cide avec effet imm\u00E9diat de d\u00E9placer le si\u00E8ge social et administratif \u00E0 l\u0027adresse suivante: Rue de l\u0027Ancienne Gare, 2B 1380 Lasne"
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0467.953.437",
    "name_full": "OPERA FINANCE",
    "legal_form": "SA"
  }
}
2016
23-05-2016 Capital decrease of €520,000 to €500,000 Capital & shares
  • €1.020.000 → €500.000
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "capital_decrease",
      "amount": 520000.0,
      "currency": "EUR",
      "after_eur": 500000.0,
      "delta_eur": -520000.0,
      "before_eur": 1020000.0,
      "amount_type": "kapitaal_effectief",
      "effective_date": "2016-04-22",
      "evidence_quote": "L\u0027assembl\u00E9e d\u00E9cide de r\u00E9duire le capital \u00E0 concurrence de cing cent vingt mille euros (520.000,00 \u20AC) pour le ramener d\u0027un million vingt mille euros (1.020.000,00 \u20AC) \u00E0 cing cents mille euros (500.000,00 \u20AC)",
      "contribution_type": "cash"
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0467.953.437",
    "name_full": "OPERA FINANCE",
    "legal_form": "SA"
  }
}
2015
22-09-2015 Registered office moved within Ixelles Registered-office change
  • Rue de Florence 37, 1050 Ixelles → Avenue Louise 65, 1050 Ixelles
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "statutaire",
      "new_address": {
        "city": "Ixelles",
        "region": "Brussels",
        "street": "Avenue Louise",
        "country": "BE",
        "postcode": "1050",
        "box_number": "11",
        "street_number": "65"
      },
      "old_address": {
        "city": "Ixelles",
        "region": "Brussels",
        "street": "Rue de Florence",
        "country": "BE",
        "postcode": "1050",
        "box_number": null,
        "street_number": "37"
      },
      "effective_date": "2015-07-27",
      "evidence_quote": "Le Conseil d\u0027Administration d\u00E9cide avec effet imm\u00E9diat de d\u00E9placer le si\u00E8ge social et administratif l\u0027adresse suivante: St\u00E9phanie Square Centre Avenue Louise 65, Bo\u00EEte 11 1050 Bruxelies"
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0467.953.437",
    "name_full": "OPERA FINANCE",
    "legal_form": "SA"
  }
}
2014
29-08-2014 Change in the board of directors Director changes
Summary: v3.2
Technical details 
{
  "events": [],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0467.953.437",
    "name_full": "OPERA FINANCE",
    "legal_form": "SA"
  }
}
2011
28-06-2011 Bernard Tardy resigns as director Director changes
  • Bernard Tardy, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Bernard Tardy",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2010-07-05",
      "evidence_quote": "L\u0027assembl\u00E9e prend acte de la d\u00E9mission de Monsieur Bernard Tardy \u00E0 dat\u00E9e de sa lettre de d\u00E9mission du 05/07/2010. L\u0027assembl\u00E9e lui donne d\u00E9charge pour sa mission d\u0027administrateur jusqu\u0027\u00E0 cette date.",
      "discharge_granted": true
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0467.953.437",
    "name_full": "OPERA FINANCE",
    "legal_form": "SA"
  }
}
Credit advice verdict per customer and amount

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Names & trade names
Legal nameFR Opéra Finance
Registered office
Rue de l'Ancienne Gare 2B
1380 Lasne, Belgium
Registration history
  1. 09-02-2026 UBO non-compliance
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative