Turnover
≈ €150,000 estimated
The micro format states no turnover.
OPENSPANTECH
Overview
Lifetime
3 annual accounts with figures on one time axispeak €78,537 (2024)
€77,793▼ 0.9%
peak €45,690 (2023)
€29,405▼ 7.5%
peak €34,389 (2025)
€34,389▲ 590%
€39,358▼ 38.3%
Board1 name since 2022
1 directorAbdellah JOUMDANE
Documentsfilings and deeds
20-06-202641 days before the deadline
2025micro format
Equity from €4,984 to €34,389Debts from €63,769 to €39,358Cash from €31,142 to €16,240
Key points
from the 2025 annual accountsChecked score
95
Excellent
Financially stronger than 63% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025highest value
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: < 0.1%▼ -0.1 percentage points vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
lowers risk
Sector: Computer programming, consultancy and related activities (NACE 62)
Liquidity: current ratio 1.69, cash €16,240
Size: total assets €73,747
Figures for financial year 2025 (filed on 20-06-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 40% of them on solvency, 31% on liquidity, 82% on profitability and 99% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as OPENSPANTECH has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of OPENSPANTECH itself is lower: < 0.1% within 12 months. It rests on far more data about OPENSPANTECH than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for OPENSPANTECH. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €3,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.69 (0.96 in 2024), above the usual 1.5. Short-term debt is 53.4% and cash 22% of total assets. However, 53.4% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-06-2026, 41 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
41 days early
2024
35 days early
2023
25 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 3 accounts on average 17 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 26 June (3 of the last 3 accounts filed within 61 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0794348143
First establishment
Melkerijstraat 88, Anderlecht
Incorporation
Founding capital of €1,000, 100 shares · Founder: Abdellah JOUMDANE (comparant) · Appointment: Abdellah JOUMDANE (director) · published on 06-12-2022 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| OPENSPANTECH Anderlecht | €73,747 | €77,793 | 46.6% | - |
| MBA BELGIUM Etterbeek | €71,959 | €83,982 | 3.8% | - |
| Tizav Kontich | €71,564 | €79,110 | 0.7% | - |
| QLIQ Ghent | €76,131 | €78,046 | 73.9% | - |
| MaxLab Rotselaar | €74,102 | €76,912 | 0.1% | - |
| HAKAMALE Hemiksem | €81,233 | €78,365 | 46.9% | - |
| Niels Tuts Consultancy Sint-Truiden | €73,777 | €85,964 | 5.5% | - |
These companies have the same main activity as OPENSPANTECH: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €71,600 and €81,200, founded in 2022.
Official details
Source: KBO- Status
- Active since 02-12-2022Normal situation
- Activity
- Computer consultancy and computer facilities managementNACE 62200and 1 other
- Establishment unit
- 2.338.760.2681070 Anderlecht, since 01-01-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 05-11-2025
Annual accounts 2025
- €77,793▼ 0.9%
- €29,405▼ 7.5%
- €34,389▲ 590%
- €73,747▲ 7.3%
- Employeeson 31-12-2025
- 1
- Filing
- Filed on 20-06-2026, 41 days before the end of the filing period
Insights on OPENSPANTECH
OPENSPANTECH files the micro format. That format states no turnover. The gross margin rose from €68,498 in 2023 to €77,793 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 20-06-2026, 41 days before the deadline€77,793
▼ 0.9%
€38,150
▼ 5.5%
€29,405
▼ 7.5%
€27,307
▲ €29,662
46.6%
▲ 39.4 percentage points
1.69
▲ 0.73
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €150,000. Estimated: probably between €130,000 and €190,000.
Balance sheet
balance sheet total €73,747 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
46.6%
Higher than 39% of 21,208 companies in 2025.
1.69
Higher than 37% of 20,571 companies in 2025.
39.9%
Higher than 78% of 20,746 companies in 2025.
OPENSPANTECH
Middle half of the sector
80% of the sector
Micro accounts in computer programming and consultancy (NACE 62)
Net result: middle half · Equity: middle half · Balance sheet total: middle half · Working capital: middle half
Staff
€38,160
Staff costs divided by the average number of full-time equivalents.
people who joined
people who left
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| Balance sheet: assets | ||||
20/58 |
73,747 | 68,752 | 74,556 | |
21/28 |
7,082 | 7,339 | 984 | |
22/27 |
1,928 | 2,185 | 984 | |
23 |
1,928 | 2,185 | 984 | |
28 |
5,154 | 5,154 | - | |
29/58 |
66,665 | 61,413 | 73,572 | |
40/41 |
50,265 | 30,087 | 28,336 | |
40 |
34,566 | 15,631 | 12,401 | |
41 |
15,699 | 14,456 | 15,935 | |
54/58 |
16,240 | 31,142 | 45,236 | |
490/1 |
159 | 184 | - | |
| Balance sheet: equity and liabilities | ||||
10/49 |
73,747 | 68,752 | 74,556 | |
10/15 |
34,389 | 4,984 | 1,690 | |
10/11 |
1,000 | 1,000 | 1,000 | |
14 |
33,389 | 3,984 | 690 | |
17/49 |
39,358 | 63,769 | 72,866 | |
42/48 |
39,358 | 63,769 | 72,866 | |
44 |
1,679 | - | 637 | |
440/4 |
1,679 | - | 637 | |
45 |
37,679 | 35,269 | 27,229 | |
450/3 |
30,541 | 28,450 | 24,616 | |
454/9 |
7,138 | 6,819 | 2,613 | |
47/48 |
- | 28,500 | 45,000 | |
| Income statement | ||||
9900 |
77,793 | 78,537 | 68,498 | |
62 |
38,160 | 37,343 | 10,642 | |
630 |
1,083 | 808 | 239 | |
640/8 |
400 | - | 291 | |
9901 |
38,150 | 40,385 | 57,326 | |
75/76B |
904 | 938 | 426 | |
75 |
904 | 938 | 426 | |
65/66B |
116 | 45 | 41 | |
65 |
116 | 45 | 41 | |
9903 |
38,938 | 41,278 | 57,712 | |
67/77 |
9,532 | 9,485 | 12,022 | |
9904 |
29,405 | 31,794 | 45,690 | |
9905 |
29,405 | 31,794 | 45,690 | |
| Appropriation of the result | ||||
9906 |
33,389 | 32,484 | 45,690 | |
14P |
3,984 | 690 | - | |
694/7 |
- | 28,500 | 45,000 | |
694 |
- | 28,500 | 45,000 | |
| Social balance sheet | ||||
9087 |
1 | - | 0.3 | |
Hours worked1013 |
- | - | 248 | |
| Document | ||||
The notes to these accounts have 7 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 20-06-2026.
Filings
each dot is a set of accounts, on the day it reached the National BankKey figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| 39,232 | 41,194 | 57,565 | ||
| 30,488 | 32,602 | 45,929 | ||
| 826 | 7,164 | 1,222 | ||
| -14,902 | -14,094 | - | ||
| 27,307 | -2,356 | 706 | ||
| 46.6% | 7.2% | 2.3% | ||
| 1.69 | 0.96 | 1.01 | ||
| 1.14 | 12.80 | 43.12 | ||
| 85.5% | 638.0% | - | ||
| 39.9% | 46.2% | 61.3% | ||
| over 100 | over 100 | over 100 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Social balance sheet
| Item | 31-12-2025 | 31-12-2023 |
|---|---|---|
| Employees at the balance-sheet date | 1 | 1 |
| part-time | 1 | 1 |
| in full-time equivalents | 0.5 | 0.5 |
| 0.5 | 0.1 | |
| On a permanent contract | 1 | 1 |
| Joined | - | 1 |
| Left | - | 0 |
Source: social balance sheet in the 2023 to 2025 annual accounts
Investments
fixed assets acquired| Item | 2025 | 2024 | 2023 |
|---|---|---|---|
| Tangible fixed assets | €826 | €2,010 | €1,222 |
| Financial fixed assets | - | €5,154 | - |
| €1,083 | €808 | €239 |
Source: notes to the 2023 to 2025 annual accounts (statement of fixed assets)
Insights on OPENSPANTECH
The operating result for 2025 is 6% lower than in 2024 and the lowest since 2023. It is the second fall in a row.
Debt's share of the balance-sheet total falls from 92.8% to 53.4%. Equity is higher and debt is lower.
Board & ownership
Board
1 director, since incorporationDirector (not named in the articles)
appointed by deed of 06-12-2022
term without a fixed end
Mandates through the years
1 name, the dashed line is todayAbdellah JOUMDANE
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- Abdellah JOUMDANE
- Director (not named in the articles), appointed by deed of 06-12-2022, still in office
Control
Capital
- Contribution
- €1,000
- Shares
- 100
- Contribution per share
- €10
- Equity per share
- €344 in 2025
- Source
- deed of 06-12-2022
Articles of association
deed of 06-12-2022 (in French)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- First Monday of June at 18:00
Shareholders
At incorporation
deed of 06-12-2022 ↗
- Abdellah JOUMDANE 100 shares (100%) · €1,000
Network & group
No group
OPENSPANTECH has no parent and no holdings in its annual accounts. Abdellah JOUMDANE is the only director. OPENSPANTECH shares no director with another company.
At the same address
Melkerijstraat 88, 1070 Anderlecht · 6 other companies| Rosa Lima, Rafael (sole trader)
establishment since 01-01-2026 |
founded in 2026 1033.112.752 |
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establishment since 07-05-2024 |
founded in 2024 1008.808.710 |
| Chrij, Mohamed (sole trader)
establishment since 01-01-2024 |
founded in 2024 1006.257.313 |
| Samia, Nesrine (sole trader)
establishment since 22-09-2023 |
founded in 2023 1001.609.231 |
| Chrij, Amine (sole trader)
establishment since 01-09-2022 |
founded in 2022 0803.166.829 |
| Naeyaert, Jolien (sole trader)
establishment since 01-01-2016 |
founded in 2016 0646.954.663 |
Timeline
Timeline
6 events since 2022Filings
Establishments
20222023202420252026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed NBBmicro format · 41 days before the deadline
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:0794348143
Annual accounts 2024 filed PDFmicro format · 35 days before the deadline
2024
Annual accounts 2023 filed PDFmicro format · 25 days late
2023
First establishment Melkerijstraat 88, Anderlecht
2022
IncorporationFounding capital of €1,000, 100 shares · Founder: Abdellah JOUMDANE (comparant) · Appointment: Abdellah JOUMDANE (director) · published on 06-12-20226 points ▸
- Founder, Abdellah JOUMDANE (comparant)
- Founding capital, €1,000, 100 shares
- 100 shares
- Registered office clause, rue de la Laiterie, 88/4, 1070 Anderlecht
- Board rule, 1
- Director appointment, Abdellah JOUMDANE (director (not named in the articles))
- The deed holds 5 more points.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
OPENSPANTECH was incorporated on 2 December 2022 as a private limited company by one natural person, with a starting capital of €1,000.12 Abdellah JOUMDANE is director of the company, appointed by deed of 06-12-2022.2 Total assets went from €74,556 in 2023 to €73,747 in 2025 and headcount from 0.3 to 1 full-time equivalents.3
Company details
Identity
- Enterprise number
- 0794.348.143
- VAT number
- BE 0794.348.143
- Peppol ID
- 0208:0794348143
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 02-12-2022
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- First Monday of June at 18:00deed of 06-12-2022 (in French)
- Peppol
- Reachable since 05-11-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- OPENSPANTECH in French
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 06-12-2022 (in French)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Région de Bruxelles-Capitale”deed of 06-12-2022 (in French)
Activities
NACEBEL 2025VAT activities
62200
Computer consultancy and computer facilities management main activity
62100
Computer programming
Social security (RSZ) activities
62200
Computer consultancy and computer facilities management main activity
Codes under NACEBEL 2008
VAT activities
62020
IT consultancy main activity
62010
Computer programming, consultancy and related activities
Social security (RSZ) activities
62020
IT consultancy main activity
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “La conception de tous logiciels, leurs adaptations et modifications, la programmation de tous matériels et supports et toutes les opérations…”deed of 06-12-2022 (in French)
9 activities
- La conception de tous logiciels, leurs adaptations et modifications, la programmation de tous matériels et supports et toutes les opérations telles que achat, vente, import, export, prêt et dépôt, location, emballage et conditionnement, fabrication et montage, expédition et transport, acquisition de brevets, licences et marques de fabrique ou de commerce, leur exploitation et la concession de droits y afférents, l'organisation de cours, conférences et séminaires, la formation et l'édition et la publication, toutes ces opérations visant tant les logiciels (software) que le matériel (hardware) et les connexions diverses (réseaux).
- La fabrication de d’équipement de contrôle des processus industriels ;
- La reproduction d’enregistrements informatiques ;
- Les travaux d’installation électrique ;
- Le conseil en systèmes informatiques ;
- Le traitement de données, la gestion de banques de données ;
- Le commerce de matériel informatique, de machine de bureau et leur entretien ;
- L’automatisation, la robotique ;
- Elle pourra également faire l'achat, la vente, le lotissement, la promotion, la démolition, la reconstruction, la transformation, la mise en valeur, la location, la sous-location, la gestion et l'entretien de tous biens immeubles bâtis ou non.
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Melkerijstraat 88 registered office 1070 Anderlecht | 01-01-2023 | 2.338.760.268 |
Buildings and parcels at the address
- Ground area
- 9,973 m²
- Buildings
- 718 m²
- Volume, LiDAR
- 11,228 m³
- Tallest building
- 22.6 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 21304B0387/00A000 | 9,973 m² | 1 · 718 m² | 22.6 m · 5 |
Contact
E-mail
abdellah.joumdane@gmail.com establishment in Anderlecht
Phone
+32 474 02 42 97 establishment in Anderlecht