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OPENMIND

Active Private limited companyfounded 2008active for 18 yearsHansez (SUPPRIME) 107, 4877 OlneKBO/BCE: BE 0896.038.290 #8 oldest company in Olne, Professional and technical services sector

Lifetime

18 annual accounts with figures on one time axis
peak €151,794 (2020)
€141,015▼ 5.2%
peak €99,978 (2020)
€80,352▼ 6.7%
peak €435,146 (2024)
€381,085▼ 12.4%
€170,764▼ 11.0%
Board2 names since 2019
1 directorKEYEUX Philippe
Documentsfilings and deeds
22-08-202622 days late
2025financial year
Equity from €435,146 to €381,085Cash from €32,451 to €16,147

Key points

from the 2025 annual accounts

Equity

€381,085 ▼ 12.4%

OPENMIND has made a profit in every financial year since 2008.

Turnover

≈ €250,000 estimated

The accounts state no turnover.

Filings

18 annual accounts since 2008
AprilJune31 JulyOctober2010201520202025

Ten of the last ten came late. The 2020 accounts came latest: 38 days after the end of the period.

Checked score

92
Excellent
Financially stronger than 39% of micro companies in legal and accounting (NACE 69)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: < 0.1% across 20,107 companies (NACE 69, micro).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.2%▲ +0.1 percentage points vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 0.3%▲ +0.1 percentage points vs 07-2025highest value 09-2025: < 0.1%▼ -0.3 percentage points vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: 0.1%▲ +0.1 percentage points vs 07-2026 09-2026: < 0.1%▼ -0.1 percentage points vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026lowest value 11-2026: < 0.1%● unchanged vs 10-2026lowest value

Financial strength
Strong

94=equity 69.1% of total assets
46-6short-term debt 22.0% · cash 2.9%
87+1return on assets 14.6%

Score breakdown

raises risk
Liquidity: current ratio 4.30, cash €16,147, halved
lowers risk
Sector: Legal and accounting activities (NACE 69)
Size: total assets €551,849
Figures for financial year 2025 (filed on 22-08-2026)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro). It does better than 66% of them on solvency, 21% on liquidity, 46% on profitability and 23% on growth.

The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 17,811 companies had the same profile as OPENMIND has now. Each dot stands for 45 companies, two years later.

96.5%
were still trading
3.2%
stopped another way
0.3%
went bankrupt
  • Small
  • 10 to 20 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

That fits the bankruptcy probability of OPENMIND itself: < 0.1% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 17,811 companies, not a prediction for OPENMIND. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €35,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 4.3 (5.47 in 2024), above the usual 1.5. Short-term debt is 22% and cash 2.9% of total assets. 30.9% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
lowers risk · Sector: Legal and accounting activities (NACE 69)
KBO
lowers risk · Size: total assets €551,849
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 22-08-2026)
NBB · annual accounts
raises risk · Liquidity: current ratio 4.30, cash €16,147, halved
NBB · annual accounts
raises risk · 2025 accounts filed 22 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-08-2026, 22 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
22 days late
2024
24 days late
2023
1 day late
2022
31 days late
2021
22 days late
2020
38 days late
2019
26 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 23 days after the deadline. In the sector (NACE 69), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 22 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

KP
Director
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0896038290
Reappointment: KEYEUX Philippe (director) “La société a également pour objet,tant en Belgique qu’à l’étranger,pour elle-même ou pour le compte de tiers…” (deed in French) · General meeting of 02-03-2022 · Gazette deed
New manager Philippe KEYEUX appointed, Sandra GOUVY resigned · Gazette deed
First establishment Hansez (SUPPRIME) 91A, Olne
All 29 events

Comparable companies

same main activity, similar in size and age
Company
OPENMIND Olne €551,849 €141,015 69.1% -
VLS TRADING Maarkedal €629,701 €140,703 69.8% -
BOFID Scherpenheuvel-Zichem €541,336 €126,737 78.0% -
Wouter Brackx Leuven €594,792 €123,145 47.5% -
Jump4more Accountancy Anzegem €569,732 €187,223 64.5% 1.4
FTC LAWYERS Antwerp €681,355 €165,851 13.4% -
TRiE Dilbeek €457,439 €117,047 74.1% -

These companies have the same main activity as OPENMIND: other tax advisory services (NACE 69209). They are comparable in size and age: total assets between €457,000 and €681,000, founded between 2004 and 2011.

Official details

Source: KBO
Status
Active since 11-02-2008Normal situation
Activity
Other tax advisory servicesNACE 69209
Establishment unit
2.169.810.6184877 Olne, since 27-02-2008
Financial year end
31 December
Peppol
Reachable since 02-01-2026
Company details

Annual accounts 2025

€551,849▼ 12.0%
Filing
Filed on 22-08-2026
Financials

Insights on OPENMIND

OPENMIND has existed since 2008. The gross margin grew from €19,469 in 2008 to €141,015 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about OPENMIND

What is the company number of OPENMIND?
The company number of OPENMIND is 0896.038.290. The VAT number is the same number with BE in front: BE 0896.038.290.
Where is OPENMIND based?
The registered office is at Hansez (SUPPRIME) 107, 4877 Olne.Company details
What does OPENMIND do?
According to the KBO register, the main activity is other tax advisory services (NACE 69209).
What is the legal form of OPENMIND?
OPENMIND is a private limited company (BV).
When was OPENMIND founded?
OPENMIND was founded on 11-02-2008.
Is OPENMIND still active?
Yes, OPENMIND is an active enterprise in the KBO register.
What is the turnover of OPENMIND?
The turnover in financial year 2025 is ≈ €250,000. This figure is estimated from the gross margin of €141,015 and 68 comparable companies (NACE 692). It probably lies between €190,000 and €320,000.Financials
Is OPENMIND profitable?
In financial year 2025, OPENMIND made a profit of €80,352.
Where can I find the annual accounts of OPENMIND?
OPENMIND filed 18 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of OPENMIND due?
OPENMIND must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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