OPALE COACHING
ActiveOPALE COACHING has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3k and a net result of €1k. Its solvency ranks better than 23% of 782 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
49
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability48
Solvency37
Growth-
Track record67
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 78
Relative position
BE, all sectors
reference
Sector 78
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 782 sector peers (2025).
NBB · sector comparisonPosition among 782 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
25 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€3k
Total assets
€25k
Net result
€1k
Working capital
€3k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Equity and liabilities €25k
Equity
€3k
Debt
€22k
Debt finances 87.8% of the balance-sheet total.
Key figures and ratios
Solvency
12.2%
Current ratio
1.14
Quick ratio
1.14
Debt / equity
7.17
ROE
34.5%
ROA
4.2%
Debt
€22k
Debt ≤ 1 year
€22k
Income taxes
€1k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€25k
Current assets29/58€25k
Amounts receivable within one year40/41€20k
Trade receivables40€12k
Other amounts receivable41€8k
Cash at bank and in hand54/58€4k
Deferred charges and accrued income490/1€484
Equity and liabilities
Total equity and liabilities10/49€25k
Equity10/15€3k
Contributions10/11€2k
Profit (loss) carried forward14€1k
Amounts payable17/49€22k
Amounts payable within one year42/48€22k
Financial debts43€578
Credit institutions430/8€578
Trade debts44€5k
Suppliers440/4€5k
Taxes, remuneration and social security45€16k
Taxes450/3€13k
Remuneration and social security454/9€3k
Other amounts payable47/48€0
Income statement
Code2025
Other operating charges640/8€1k
Gross operating margin9900€5k
Operating profit (loss)9901€4k
Financial income75/76B€223
Recurring financial income75€223
Financial charges65/66B€2k
Recurring financial charges65€2k
Profit (loss) for the period before taxes9903€2k
Income taxes67/77€1k
Profit (loss) for the period9904€1k
Profit (loss) for the period to be appropriated9905€1k
Appropriation of the result
Profit (loss) to be appropriated9906€1k
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 25 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Paris 154020 LiègeGround area
184 m²
Building footprint
114 m²
Volume, LiDAR
1,721 m³
Parcel 62806C0658/00B004, Wallonia · tallest building 16.7 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
OPALE COACHING
since 20252.370.477.585
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62806C0658/00B004 | Wallonia | 184 m² | 1 · 114 m² | 16.7 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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U-nlock
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Appro Projects
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Plaatselijk Werkgelegenheidsagentschap van Sint-Gillis - Agence locale pour l'Emploi de Saint-Gilles
BE 0458.080.916
Sint-Gillis (bij-Brussel) · Eq €3k
Of 2,362 companies in sector 78100 we hold annual accounts for 1,365. 326 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-02-2025
Fiscal year end31-12
Activities, NACEBEL
78100Employment placement agencies
70200Business and other management consultancy
82990Other business support services
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.