FID TALENT
ActiveThe computed 12-month bankruptcy probability of FID TALENT is 2.7% (moderate). The 2024 annual accounts show equity of €5k and a net result of €-87. Equity is shrinking by ~220.5% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2025. Its solvency ranks better than 33% of 998 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes · tick = 2023
Profitability0=
Solvency60▼-15
Growth32=
Stability94
Bankruptcy probability, 12 months
2.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.44 against 1.37 in 2023), and 67.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
32.1%
Return on assets
-0.6%
Age of the figures
20 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 78
Relative position
BE, all sectors
reference
Sector 78
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
222324
2022 to 2024 · latest year -€87
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 19-06-2025, 42 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
42 d early
2023
12 d late
2022
13 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€5k▼ 1.9%
2023 · €5k
2022: €25k
2023: €5k
2022 → 2024
Total assets
€14k▲ 36.0%
2023 · €10k
2022: €41k
2023: €10k
2022 → 2024
Net result
€-87▲ 99.6%
2023 · €-20k
2022: €15k
2023: €-20k
2022 → 2024
Working capital
€4k▲ 95.8%
2023 · €2k
2022: €22k
2023: €2k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€25k-€5k▼ 81.5%€5k▼ 1.9%
Operating result€18k-€-20k€40
Net result€15k-€-20k€-87▲ 99.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €40 after a loss of €20k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €14k
Fixed assets
€362▼ 85.5%
Current assets
€14k▲ 74.3%
Equity and liabilities €14k
Equity
€5k▼ 1.9%
Debt
€10k▲ 66.3%
The debt ratio rises from 55.5% to 67.9%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€338▲
2023 · €-19k
Cash flow
€212▲
2023 · €-19k
Solvency
32.1%▼
2023 · 44.5%
Current ratio
1.44▲
2023 · 1.37
Quick ratio
1.44▲
2023 · 1.37
Debt / equity
2.11▲
2023 · 1.25
ROE
-1.9%▲
2023 · -439.2%
ROA
-0.6%▲
2023 · -195.5%
Interest coverage
2.67▲
2023 · -489.11
Debt
€10k▲
2023 · €6k
Debt ≤ 1 year
€10k▲
2023 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€10k€14k▲
Fixed assets21/28€2k€362▼
Intangible fixed assets21€2k-
Tangible fixed assets22/27€661€362▼
Furniture and vehicles24€661€362▼
Current assets29/58€8k€14k▲
Amounts receivable within one year40/41€4k€14k▲
Trade receivables40€95€14k▲
Other amounts receivable41€4k-
Cash at bank and in hand54/58€4k-
Equity and liabilities
Total equity and liabilities10/49€10k€14k▲
Equity10/15€5k€5k▼
Contributions10/11€10k€10k=
Profit (loss) carried forward14€-5k€-5k▼
Amounts payable17/49€6k€10k▲
Amounts payable within one year42/48€6k€10k▲
Financial debts43-€23
Credit institutions430/8-€23
Trade debts44€2k€8k▲
Suppliers440/4€2k€8k▲
Taxes, remuneration and social security45€4k€2k▼
Taxes450/3€4k€2k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€299▼
Other operating charges640/8€384€387▲
Non-recurring operating charges66A-€2k
Gross operating margin9900€-19k€3k▲
Operating profit (loss)9901€-20k€40▲
Financial charges65/66B€39€127▲
Recurring financial charges65€39€127▲
Profit (loss) for the period before taxes9903€-20k€-87▲
Profit (loss) for the period9904€-20k€-87▲
Profit (loss) for the period to be appropriated9905€-20k€-87▲
Appropriation of the result
Profit (loss) to be appropriated9906€-5k€-5k▼
Profit (loss) brought forward from the previous period14P€15k€-5k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
19-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
12-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 12 days late
2023
31-12
Financial
Weakest financial yearnet €-20k ▼236%
Net result drops to €-20k, the lowest in the series; recovery starts the following year.
13-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 13 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lasne · 2 establishment units since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chaussée de Louvain 498/C61380 LasneGround area
1.4 ha
Building footprint
961 m²
Volume, LiDAR
12,849 m³
2 parcels, Brussels, Wallonia · tallest building 18.4 m, ±5 floors. Linked by address, not a title deed.
2 establishment units
FID TALENT
since 20222.336.416.531
FID TALENT
since 20222.336.416.630
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25076G0621/00A000 | Wallonia | 1.0 ha | 1 · 242 m² | 9.5 m · 2 fl. |
| 21652E0165/00X003 | Brussels | 3,327 m² | 1 · 719 m² | 18.4 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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DIVENDI
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Of 2,346 companies in sector 78100 we hold annual accounts for 1,354. 408 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-09-2022
Fiscal year end31-12
Activities, NACEBEL
78100Employment placement agencies
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.