OOSTENDE ICE CREAM
ActiveSummary
The computed 12-month bankruptcy probability of OOSTENDE ICE CREAM is 1.6% (moderate). The 2025 annual accounts show equity of €8k and a net result of €1k. Equity is shrinking by ~47.9% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 30% of 13305 sector peers (fiscal year 2025). The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
44
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▼-19
Solvency32▼-22
Growth32=
Track record100
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity short (current ratio 0.67 against 0.9 in 2024; short-term debt: 93.3% and cash: 14.4% of total assets), and 93.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
17 d early
2024
15 d early
2023
16 d early
2022
29 d late
2021
132 d early
2020
41 d late
2019
32 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€8k▼ 81.9%
2024 · €42k
2018: €187k
2019: €158k
2020: €60k
2021: €18k
2022: €128k
2023: €43k
2024: €42k
2018 → 2025
Total assets
€114k▼ 20.8%
2024 · €144k
2018: €402k
2019: €275k
2020: €211k
2021: €179k
2022: €158k
2023: €138k
2024: €144k
2018 → 2025
Net result
€1k▼ 94.9%
2024 · €23k
2018: €101k
2019: €-29k
2020: €-98k
2021: €-41k
2022: €110k
2023: €41k
2024: €23k
2018 → 2025
Working capital
€-35k▼ 281%
2024 · €-9k
2018: €142k
2019: €-17k
2020: €-69k
2021: €-72k
2022: €77k
2023: €18k
2024: €-9k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€18k-€128k▲ 599%€43k▼ 66.3%€42k▼ 2.0%€8k▼ 81.9%
Operating result€-41k-€110k€42k▼ 62.1%€31k▼ 25.9%€3k▼ 89.6%
Net result€-41k-€110k€41k▼ 62.6%€23k▼ 44.5%€1k▼ 94.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 90% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €114k
Fixed assets
€42k ▼ 26.4%
Current assets
€72k ▼ 17.1%
Equity and liabilities €114k
Equity
€8k ▼ 81.9%
Debt
€106k ▲ 4.6%
Debt's share of the balance-sheet total rises from 70.6% to 93.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€19k▼
2024 · €46k
Cash flow
€17k▼
2024 · €38k
Current ratio
0.67▼
2024 · 0.90
Quick ratio
0.66▼
2024 · 0.78
Debt to equity
13.84▲
2024 · 2.40
ROE
15.1%▼
2024 · 54.0%
ROA
1.0%▼
2024 · 15.9%
Interest coverage
17.14▼
2024 · 52.10
Debt ≤ 1 year
€106k▲
2024 · €95k
Debt > 1 year
€0▼
2024 · €6k
Income taxes
€948▼
2024 · €7k
Staff costs
€30k▼
2024 · €38k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet
Code20242025
Assets
Total assets20/58€144k€114k▼
Fixed assets21/28€57k€42k▼
Tangible fixed assets22/27€57k€42k▼
Plant, machinery and equipment23€35k€29k▼
Furniture and vehicles24€14k€6k▼
Other tangible fixed assets26€9k€7k▼
Current assets29/58€86k€72k▼
Stocks and contracts in progress3€12k€2k▼
Stocks30/36€12k€2k▼
Amounts receivable within one year40/41€64k€51k▼
Other amounts receivable41€64k€51k▼
Cash at bank and in hand54/58€9k€16k▲
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€144k€114k▼
Equity10/15€42k€8k▼
Contributions10/11€19k€19k=
Reserves13€24k€5k▼
Non-distributable reserves130/1€5k€5k=
Reserves not available under the articles1311€5k€5k=
Distributable reserves133€19k€0▼
Profit (loss) carried forward14€0€-16k▼
Amounts payable17/49€102k€106k▲
Amounts payable after more than one year17€6k€0▼
Financial debts170/4€6k€0▼
Amounts payable within one year42/48€95k€106k▲
Current portion of amounts payable after more than one year42€6k€6k▼
Trade debts44€63k€88k▲
Suppliers440/4€63k€88k▲
Taxes, remuneration and social security45€14k€6k▼
Taxes450/3€7k€948▼
Remuneration and social security454/9€7k€5k▼
Other amounts payable47/48€12k€6k▼
Income statement
Code20242025
Remuneration, social security and pensions62€38k€30k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€16k▲
Other operating charges640/8€3k€2k▼
Gross operating margin9900€87k€51k▼
Operating profit (loss)9901€31k€3k▼
Financial income75/76B€1€25▲
Recurring financial income75€1€25▲
Financial charges65/66B€879€1k▲
Recurring financial charges65€879€1k▲
Profit (loss) for the period before taxes9903€30k€2k▼
Income taxes67/77€7k€948▼
Profit (loss) for the period9904€23k€1k▼
Profit (loss) for the period to be appropriated9905€23k€1k▼
Appropriation of the result
Profit (loss) to be appropriated9906€23k€1k▼
Transfer from equity791/2€858€19k▲
Profit to be distributed694/7€24k€36k▲
Return on contributions (dividend)694€24k€36k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
16-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
15-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
31-12
Financial
Back to profitnet €110k
Net result €110k after 3 loss-making years.
31-12
Financial
Liquidity times 6current ratio 3.60
Current ratio from 0.55 to 3.60; short-term debt falls from €161k to €30k.
31-12
Financial
Equity above €100kEq €128k ▲599%
Equity rises from €18k to €128k.
21-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
10-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 41 days late
2020
31-12
Financial
Weakest financial yearnet €-98k
Net result drops to €-98k, the lowest in the series; recovery starts the following year.
01-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 32 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 28 days late
2017
18-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kalmthout · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kapellensteenweg (C) 2502920 KalmthoutGround area
343 m²
Building footprint
320 m²
Volume, LiDAR
2,529 m³
2 parcels, Flanders · tallest building 17.0 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Oostende Ice Cream
since 20142.227.537.593
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11022G0474/00M007 | Flanders | 280 m² | 1 · 257 m² | 8.9 m · 2 fl. |
| 35013A0805/00F000 | Flanders | 63 m² | 1 · 63 m² | 17.0 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteOostende2.227.537.593
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Of 21,888 companies in sector 56112 we hold annual accounts for 9,780. 6,268 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-01-2014
Fiscal year end31-12
Activities, NACEBEL 2025
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.