ONZEA-CHEM
ActiveONZEA-CHEM has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €50k and a net result of €2k. Equity is growing by ~57.5% per year across the filed fiscal years. Its solvency ranks better than 90% of 2024 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2024
63
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability33▼-35
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 6.79 against 3.56 in 2023; short-term debt: 14.4% and cash: 2.5% of total assets), and 14.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 77
Relative position
BE, all sectors
reference
Sector 77
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
85.6%
Return on assets
3.3%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-06-2025, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
31 d early
2023
16 d late
2022
on the day
2021
31 d early
2020
29 d early
2019
37 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€50k▲ 4.0%
2023 · €48k
2018: €-25k
2019: €-15k
2020: €2k
2021: €26k
2022: €48k
2023: €48k
2018 → 2024
Total assets
€58k▼ 3.2%
2023 · €60k
2018: €8k
2019: €8k
2020: €15k
2021: €51k
2022: €65k
2023: €60k
2018 → 2024
Net result
€2k
2023 · €-272
2018: €10k
2019: €10k
2020: €17k
2021: €24k
2022: €23k
2023: €-272
2018 → 2024
Working capital
€49k▲ 55.6%
2023 · €31k
2018: €-25k
2019: €-15k
2020: €2k
2021: €8k
2022: €33k
2023: €31k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€2k-€26k▲ 1,261%€48k▲ 88.6%€48k▼ 0.6%€50k▲ 4.0%
Operating result€22k-€34k▲ 52.8%€27k▼ 20.4%€10k▼ 63.1%€601▼ 94.0%
Net result€17k-€24k▲ 39.7%€23k▼ 4.3%€-272€2k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2024 is 94% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €58k
Fixed assets
€1k▼ 93.6%
Current assets
€57k▲ 31.2%
Equity and liabilities €58k
Equity
€50k▲ 4.0%
Debt
€8k▼ 31.3%
The debt ratio falls from 20.4% to 14.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€724▼
2023 · €17k
Cash flow
€2k▼
2023 · €6k
Solvency
85.6%▲
2023 · 79.6%
Current ratio
6.79▲
2023 · 3.56
Quick ratio
6.79▲
2023 · 3.56
Debt / equity
0.17▼
2023 · 0.26
ROE
3.8%▲
2023 · -0.6%
ROA
3.3%▲
2023 · -0.5%
Interest coverage
1.22▼
2023 · 26.18
Debt
€8k▼
2023 · €12k
Debt ≤ 1 year
€8k▼
2023 · €12k
Income taxes
€3k▼
2023 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€60k€58k▼
Fixed assets21/28€17k€1k▼
Tangible fixed assets22/27€17k€1k▼
Land and buildings22€1k€1k▼
Furniture and vehicles24€15k-
Current assets29/58€44k€57k▲
Amounts receivable within one year40/41€41k€56k▲
Trade receivables40€5k€4k▼
Other amounts receivable41€36k€52k▲
Cash at bank and in hand54/58€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€60k€58k▼
Equity10/15€48k€50k▲
Contributions10/11€19k€19k=
Reserves13€29k€31k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€27k€29k▲
Amounts payable17/49€12k€8k▼
Amounts payable within one year42/48€12k€8k▼
Current portion of amounts payable after more than one year42€7k-
Trade debts44€5k€5k▲
Suppliers440/4€5k€5k▲
Taxes, remuneration and social security45-€3k
Taxes450/3-€3k
Income statement
Code20232024
Non-recurring operating income76A-€4k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€123▼
Other operating charges640/8€546€319▼
Gross operating margin9900€17k€1k▼
Operating profit (loss)9901€10k€601▼
Financial income75/76B€3k€5k▲
Recurring financial income75€3k€5k▲
Financial charges65/66B€636€595▼
Recurring financial charges65€636€595▼
Profit (loss) for the period before taxes9903€12k€5k▼
Income taxes67/77€12k€3k▼
Profit (loss) for the period9904€-272€2k▲
Profit (loss) for the period to be appropriated9905€-272€2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-272€2k▲
Transfer from equity791/2€272-
Transfer to equity691/2-€2k
To other reserves6921-€2k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
16-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 16 days late
2023
31-12
Financial
Weakest financial yearnet €-272 ▼101%
Net result drops to €-272, the lowest in the series; recovery starts the following year.
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity doublescurrent ratio 4.36
Current ratio from 1.75 to 4.36; short-term debt falls from €10k to €10k.
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €24k ▲39.7%
Operating result €34k, net result €24k, both a record.
02-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Liquidity triplescurrent ratio 1.15
Current ratio from 0.34 to 1.15; short-term debt falls from €23k to €13k.
24-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
19-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
05-10
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 66 days late
2016
24-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grobbendonk · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Eikenlei 1282280 GrobbendonkGround area
1,330 m²
Building footprint
242 m²
Volume, LiDAR
1,411 m³
2 parcels, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Onzea-Chem
since 20102.186.715.441
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13010B0122/00F000 | Flanders | 776 m² | 1 · 141 m² | 8.2 m · 2 fl. |
| 13010B0602/00M000 | Flanders | 555 m² | 1 · 101 m² | 8.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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HIMALAYA SERVICES
BE 0897.880.302
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P. Lehoucq
BE 0550.998.305
Evergem · Eq €49k
L.A.B.
BE 0479.059.343
Tienen · Eq €51k
Of 1,443 companies in sector 77110 we hold annual accounts for 726. 477 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-03-2010
Fiscal year end31-12
Activities, NACEBEL
77110Renting and leasing of cars and light motor vehicles
47811Retail sale of cars and light vans (up to 3.5 tonnes)
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
49320Taxi operation
49330On-demand passenger transport by chauffeured vehicle
70200Business and other management consultancy
70220Business consulting
77120Rental and leasing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.