BE FRIENDS
ActiveBE FRIENDS has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €50k and a net result of €7k. Equity is growing by ~3% per year across the filed fiscal years. Its solvency ranks better than 70% of 1500 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.5% (low).
Checked score
Score 2025
68
/ 100
Healthy▼ -1 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability67▼-17
Solvency72▲+10
Growth52=
Stability100
Bankruptcy probability, 12 months
1.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity short (current ratio 0.91 against 0.82 in 2024), and 46.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 77
Relative position
BE, all sectors
reference
Sector 77
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
53.9%
Return on assets
7.2%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
31 d late
2023
96 d late
2022
92 d late
2021
57 d late
2020
31 d late
2019
69 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€7k▼ 7.9%
2024 · €7k
2018: €17k
2019: €8k
2020: €-5k
2021: €6k
2022: €-8k
2023: €5k
2024: €7k
2018 → 2025
Working capital
€-2k▲ 56.6%
2024 · €-4k
2018: €24k
2019: €22k
2020: €11k
2021: €14k
2022: €222
2023: €-5k
2024: €-4k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€44k-€36k▼ 18.4%€36k=€43k▲ 20.3%€50k▲ 15.5%
Operating result€8k-€-6k€7k€8k▲ 17.1%€10k▲ 27.2%
Net result€6k-€-8k€5k€7k▲ 45.5%€7k▼ 7.9%
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 27% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €93k
Fixed assets
€78k▼ 5.9%
Current assets
€15k▼ 6.5%
Equity and liabilities €93k
Equity
€50k▲ 15.5%
Debt
€43k▼ 22.8%
The debt ratio falls from 56.1% to 46.1%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€15k▲
2024 · €13k
Cash flow
€12k▼
2024 · €12k
Solvency
53.9%▲
2024 · 43.9%
Current ratio
0.91▲
2024 · 0.82
Quick ratio
0.91▲
2024 · 0.82
Debt / equity
0.85▼
2024 · 1.28
ROE
13.4%▼
2024 · 16.8%
ROA
7.2%▼
2024 · 7.4%
Interest coverage
6.32▼
2024 · 38.24
Debt
€43k▼
2024 · €56k
Debt ≤ 1 year
€17k▼
2024 · €20k
Debt > 1 year
€26k▼
2024 · €36k
Income taxes
€675
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€99k€93k▼
Fixed assets21/28€83k€78k▼
Tangible fixed assets22/27€83k€78k▼
Land and buildings22€83k€78k▼
Current assets29/58€16k€15k▼
Amounts receivable after more than one year29€8k€8k=
Other amounts receivable291€8k€8k=
Amounts receivable within one year40/41€8k€7k▼
Trade receivables40€5k€5k▲
Other amounts receivable41€3k€2k▼
Cash at bank and in hand54/58€294€141▼
Deferred charges and accrued income490/1€443€414▼
Equity and liabilities
Total equity and liabilities10/49€99k€93k▼
Equity10/15€43k€50k▲
Contributions10/11€19k€19k=
Reserves13€9k€15k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€6k€13k▲
Profit (loss) carried forward14€16k€16k=
Amounts payable17/49€56k€43k▼
Amounts payable after more than one year17€36k€26k▼
Financial debts170/4€36k€26k▼
Amounts payable within one year42/48€20k€17k▼
Current portion of amounts payable after more than one year42€10k€10k=
Trade debts44€4k€1k▼
Suppliers440/4€4k€1k▼
Taxes, remuneration and social security45€904€983▲
Taxes450/3€904€983▲
Other amounts payable47/48€5k€5k=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€5k=
Other operating charges640/8€2k€2k▲
Gross operating margin9900€14k€16k▲
Operating profit (loss)9901€8k€10k▲
Financial charges65/66B€327€2k▲
Recurring financial charges65€327€2k▲
Profit (loss) for the period before taxes9903€7k€7k▲
Income taxes67/77-€675
Profit (loss) for the period9904€7k€7k▼
Profit (loss) for the period to be appropriated9905€7k€7k▼
Appropriation of the result
Profit (loss) to be appropriated9906€16k€23k▲
Profit (loss) brought forward from the previous period14P€9k€16k▲
Transfer to equity691/2-€7k
To other reserves6921-€7k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
04-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 96 days late
2023
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
31-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 92 days late
2022
31-12
Financial
Weakest financial yearnet €-8k ▼230%
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
26-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 57 days late
2021
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
08-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 69 days late
2019
26-09
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 57 days late
2018
04-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 35 days late
2017
12-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Jans-Molenbeek · 2 establishment units since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Cail et Halotstraat 91080 Sint-Jans-MolenbeekGround area
86 m²
Building footprint
59 m²
Volume, LiDAR
594 m³
Parcel 21523B0934/00N011, Brussels · tallest building 13.1 m, ±4 floors. Linked by address, not a title deed.
2 establishment units
BE FRIENDS
since 20082.174.456.522
H&A Services
since 20162.252.023.264
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21523B0934/00N011 | Brussels | 86 m² | 1 · 59 m² | 13.1 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
GRADUTRADE
BE 0848.176.611
Zemst · Eq €50k
ONZEA-CHEM
BE 0824.627.682
Grobbendonk · Eq €50k
L.A.B.
BE 0479.059.343
Tienen · Eq €51k
HIMALAYA SERVICES
BE 0897.880.302
Menen · Eq €49k
P. Lehoucq
BE 0550.998.305
Evergem · Eq €49k
Of 1,435 companies in sector 77110 we hold annual accounts for 724. 475 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded31-10-2008
Fiscal year end31-12
Activities, NACEBEL
77110Renting and leasing of cars and light motor vehicles
49410Freight transport by road
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
70200Business and other management consultancy
70220Business consulting
77120Rental and leasing activities
81210General cleaning of buildings
82100Office administrative and support services
82110Office administrative, office support and other business support activities
85510Sports and recreation education
85592Vocational training
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.