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ONYK CONSTRUCT

Active
Private limited companyfounded 2022active for 4 yearsBergensesteenweg 24, 1600 Sint-Pieters-Leeuw, BelgiumKBO/BCE: BE 0780.666.292
Summary

The computed 12-month bankruptcy probability of ONYK CONSTRUCT is 5.0% (elevated). The 2025 annual accounts show equity of €39,332 and a net result of €58,814. Equity has been growing by about 51% per year since 2022. Its solvency ranks better than 46% of 2,790 sector peers (NACE 41, financial year 2025). The company has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Overview

Official details

Source: KBO
Status
Active since 20-01-2022 Normal situation
Registered office
605 active companies are registered at this address 116 started in the 12 months before. Source: KBO register, as of 2 November 2026.
Activity
General construction of other non-residential buildings NACE 41003
Establishment unit
2.326.625.667 1070 Anderlecht, since 20-01-2022
Financial year end
31 December
Peppol
Reachable since 27-01-2026

Financial position

39 Weak Checked score 2025
Bankruptcy probabilitywithin 12 months
5.0%
Annual accounts 2025
Gross margin
€79,811
▲ 223%
Turnover
≈ €320,000
estimated
Profit
€58,814
▲ 233%
Equity
€39,332
▲ 68.3%
Total assets
€111,425
▲ 33.6%
  • 2025 accounts filed 55 days after the deadline
Filed on 24-09-2026
Score breakdownraises riskSector: Construction of residential and non-residential buildings (NACE 41)Founded in 2022Last filed accounts filed 55 days late; 3 of the last 3 accounts lateSize: total assets €111,425Show the evidence

Checked score

Score 2025
39 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially stronger than 59% of micro companies in construction of buildings (NACE 41)
Financial strength · tick: 2024
Strong
Solvency 60+7
equity 35.3% of total assets
Liquidity 23+10
short-term debt 64.7% · cash 5.4%
Profitability 100+5
return on assets 52.8%
Bankruptcy probability within 12 months
5.0% Elevated
0%0.5%1.5%4%10%≥ 25%

About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,452 companies, NACE 41, micro)
Last 24 months 12-2024: 8.8%highest value 01-2025: 8.7%▼ -0.1 percentage points vs 12-2024 02-2025: 8.7%● unchanged vs 01-2025 03-2025: 6.6%▼ -2.1 percentage points vs 02-2025 04-2025: 6.7%▲ +0.1 percentage points vs 03-2025 05-2025: 6.7%● unchanged vs 04-2025 06-2025: 6.7%● unchanged vs 05-2025 07-2025: 6.7%● unchanged vs 06-2025 08-2025: 7.4%▲ +0.7 percentage points vs 07-2025 09-2025: 7.5%▲ +0.1 percentage points vs 08-2025 10-2025: 7.4%▼ -0.1 percentage points vs 09-2025 11-2025: 5.9%▼ -1.5 percentage points vs 10-2025 12-2025: 5.9%● unchanged vs 11-2025 01-2026: 5.7%▼ -0.2 percentage points vs 12-2025 02-2026: 5.7%● unchanged vs 01-2026 03-2026: 5.7%● unchanged vs 02-2026 04-2026: 5.8%▲ +0.1 percentage points vs 03-2026 05-2026: 5.9%▲ +0.1 percentage points vs 04-2026 06-2026: 6.0%▲ +0.1 percentage points vs 05-2026 07-2026: 6.1%▲ +0.1 percentage points vs 06-2026 08-2026: 6.9%▲ +0.8 percentage points vs 07-2026 09-2026: 7.0%▲ +0.1 percentage points vs 08-2026 10-2026: 5.0%▼ -2.0 percentage points vs 09-2026lowest value 11-2026: 5.0%● unchanged vs 10-2026lowest value
Credit of up to €1,500 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms
Liquidity is tight, with a current ratio of 1.36 (1.29 in 2024), below the usual 1.5. Short-term debt is 64.7% and cash 5.4% of total assets. 64.7% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 43% of them on solvency, 18% on liquidity, 91% on profitability and 84% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
raises risk
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
raises risk · Founded in 2022
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Last filed accounts filed 55 days late; 3 of the last 3 accounts late
NBB · filings
raises risk · Size: total assets €111,425
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · 2025 accounts filed 55 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-09-2026, 55 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 4 filings
Deviation from the deadline
2025
55 days late
2024
60 days late
2023
91 days late
2022
26 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 4 accounts on average 45 days after the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 September (3 of the last 4 accounts filed within 34 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2022.
KBO publications

Financials

Financials · financial year 2025, abbreviated format

2025 annual accounts filed 55 days after the deadline Filed on 24 September 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00531026.

Annual accounts 2025 filed on 24-09-2026 at the NBB all 4 filings

Turnover
≈ €320,000
Estimated: probably between €230,000 and €480,000
Total assets
€111,425▲ 33.6%
2024 · €83,430
Net result
€58,814▲ 233%
2024 · €17,655
Working capital
€25,670▲ 47.5%
2024 · €17,398
Trend over the years

2022 to 2025, 4 financial years

The operating result for 2025 is nearly 3.4 times that of 2024 and the highest since 2022. It is a recovery after the fall in 2024.

Operating result€74,742 2025 Net result€58,814 2025

Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.

Use the arrow keys on the chart for the figures per year.

The sector band is the middle half of the companies in Construction of residential and non-residential buildings (NACE 41). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30. The dashed line is the median. There is a sector band for net result, equity, total assets, working capital, solvency, current ratio and return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line2022202320242025
Operating result-€2,496-€42,429€22,304▼ 47.4%€74,742▲ 235%
Net result-€2,496below the sector's middle half-€34,145above the sector's middle half€17,655within the sector's middle half▼ 48.3%€58,814within the sector's middle half▲ 233%
Equity-€1,496below the sector's middle half-€28,149within the sector's middle half€23,375within the sector's middle half▼ 17.0%€39,332within the sector's middle half▲ 68.3%
Total assets€6,642below the sector's middle half-€77,347within the sector's middle half▲ 12×€83,430within the sector's middle half▲ 7.9%€111,425below the sector's middle half▲ 33.6%
Debt€8,138-€49,198▲ 505%€60,054▲ 22.1%€72,093▲ 20.0%
Working capital-€1,496below the sector's middle half-€25,634within the sector's middle half€17,398within the sector's middle half▼ 32.1%€25,670within the sector's middle half▲ 47.5%
Solvency-22.5%below the sector's middle half-36.4%within the sector's middle half▲ 58.9pp28.0%within the sector's middle half▼ 8.4pp35.3%within the sector's middle half▲ 7.3pp
Current ratio0.82below the sector's middle half-1.52within the sector's middle half▲ 0.701.29within the sector's middle half▼ 0.231.36within the sector's middle half▲ 0.07
Return on assets (ROA)-37.6%below the sector's middle half-44.1%above the sector's middle half▲ 81.7pp21.2%above the sector's middle half▼ 23.0pp52.8%above the sector's middle half▲ 31.6pp
above within below The sector band is the middle half of the companies in Construction of residential and non-residential buildings (NACE 41). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin are not published. The abbreviated or micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €111,425
Fixed assets €13,662 ▲ 129%
Current assets €97,763 ▲ 26.2%
Equity and liabilities €111,425
Equity €39,332 ▲ 68.3%
Debt €72,093 ▲ 20.0%
Debt's share of the balance-sheet total falls from 72.0% to 64.7%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€78,993▲
2024 · €23,897
Cash flow
€63,065▲
2024 · €19,248
Debt to equity
1.83▼
2024 · 2.57
ROE
149.5%▲
2024 · 75.5%
Interest coverage
34.11▲
2024 · 12.06
Debt ≤ 1 year
€72,093▲
2024 · €60,054
Income taxes
€16,311▲
2024 · €4,798
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.

Investments

fixed assets acquired
Item2022202320242025
Tangible fixed assets-€3,345€5,056€11,936
Intangible fixed assets€2,283---
Depreciation and write-downs of the year€2,283€831€1,593€4,252

Source: notes to the 2022 to 2025 annual accounts (statement of fixed assets)

Comparable companies

These companies have the same main activity as ONYK CONSTRUCT: general construction of other non-residential buildings (NACE 41003). They are comparable in size and age: total assets between €78,300 and €144,000, founded between 2020 and 2023.

CompanyFoundedTotal assetsEquityGross marginNet resultFinancial year
ONYK CONSTRUCT Sint-Pieters-Leeuw2022€111,425€39,332€79,811€58,8142025
SAH CONSTRUCT Anderlecht2021€127,386€85,478€76,878€53,0822025
QQB Elsene2022€144,404€81,051€80,248€57,6812025
MOTRESCU CONSTRUCT Sint-Pieters-Leeuw2023€79,815€50,952€64,671€50,4522024
3XFCONCEPT Grimbergen2022€87,243€37,776€65,204€49,5442024
Tchabola Kraainem2021€78,335€78,124€105,005€99,7442025
J.B. CONSTRUCT Tervuren2020€138,427€67,517€51,481€32,4532025

They were chosen from the 1,026 other active companies with that main activity and annual accounts from the past two years. All companies with this main activity

Companies with the same profile, two years later

Historical observation

In July 2024, 39,278 companies had the same profile as ONYK CONSTRUCT has now. Two years later, 1.8% had gone bankrupt and 95.9% were still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
95.9% was still going

The bankruptcy probability of ONYK CONSTRUCT itself is higher: 5.0% within 12 months. It rests on far more data about ONYK CONSTRUCT than the profile alone.

Test of the method

The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 39,278 companies, not a prediction for ONYK CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines

Source: Annual accounts 2025 at the NBB, filed on 24-09-2026.

Balance sheet Code20242025
Assets
Total assets20/58€83,430€111,425▲
Fixed assets21/28€5,977€13,662▲
Tangible fixed assets22/27€5,977€13,662▲
Plant, machinery and equipment23€3,516€8,425▲
Furniture and vehicles24€2,461€5,237▲
Current assets29/58€77,452€97,763▲
Amounts receivable within one year40/41€75,878€91,064▲
Trade receivables40€23,833€34,788▲
Other amounts receivable41€52,046€56,275▲
Cash at bank and in hand54/58€1,030€5,976▲
Deferred charges and accrued income490/1€543€724▲
Equity and liabilities
Total equity and liabilities10/49€83,430€111,425▲
Equity10/15€23,375€39,332▲
Contributions10/11€1,000€1,000=
Contributions outside capital11-€1,000
Other1109/19-€1,000
Reserves13-€20,000
Distributable reserves133-€20,000
Profit (loss) carried forward14€22,375€18,332▼
Amounts payable17/49€60,054€72,093▲
Amounts payable within one year42/48€60,054€72,093▲
Trade debts44€24,997€2,850▼
Suppliers440/4€24,997€2,850▼
Taxes, remuneration and social security45€20,058€39,243▲
Taxes450/3€20,058€33,966▲
Remuneration and social security454/9-€5,277
Other amounts payable47/48€15,000€30,000▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,593€4,252▲
Other operating charges640/8€783€817▲
Gross operating margin9900€24,680€79,811▲
Operating profit (loss)9901€22,304€74,742▲
Financial income75/76B€2,130€2,700▲
Recurring financial income75€2,130€2,700▲
Financial charges65/66B€1,981€2,316▲
Recurring financial charges65€1,981€2,316▲
Profit (loss) for the period before taxes9903€22,453€75,125▲
Income taxes67/77€4,798€16,311▲
Profit (loss) for the period9904€17,655€58,814▲
Profit (loss) for the period to be appropriated9905€17,655€58,814▲
Appropriation of the result
Profit (loss) to be appropriated9906€43,804€81,189▲
Profit (loss) brought forward from the previous period14P€26,149€22,375▼
Transfer to equity691/2-€20,000
To other reserves6921-€20,000
Profit to be distributed694/7€21,429€42,857▲
Return on contributions (dividend)694€21,429€42,857▲

The notes to these accounts have 4 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Line2022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,283€831€1,593€4,252▲ 167%
Other operating charges640/8-€340€783€817▲ 4.3%
Gross operating margin9900-€213€43,600€24,680€79,811▲ 223%
Operating profit (loss)9901-€2,496€42,429€22,304€74,742▲ 235%
Financial income75/76B-€632€2,130€2,700▲ 26.8%
Recurring financial income75-€632€2,130€2,700▲ 26.8%
Financial charges65/66B-€85€1,981€2,316▲ 16.9%
Recurring financial charges65-€85€1,981€2,316▲ 16.9%
Profit (loss) for the period before taxes9903-€2,496€42,976€22,453€75,125▲ 235%
Income taxes67/77-€8,831€4,798€16,311▲ 240%
Profit (loss) for the period9904-€2,496€34,145€17,655€58,814▲ 233%
Profit (loss) for the period to be appropriated9905-€2,496€34,145€17,655€58,814▲ 233%
Line2022202320242025Change
Assets
Total assets20/58€6,642€77,347€83,430€111,425▲ 33.6%
Fixed assets21/28-€2,514€5,977€13,662▲ 129%
Tangible fixed assets22/27-€2,514€5,977€13,662▲ 129%
Plant, machinery and equipment23--€3,516€8,425▲ 140%
Furniture and vehicles24-€2,514€2,461€5,237▲ 113%
Current assets29/58€6,642€74,832€77,452€97,763▲ 26.2%
Amounts receivable within one year40/41€6,642€72,277€75,878€91,064▲ 20.0%
Trade receivables40€6,642€42,691€23,833€34,788▲ 46.0%
Other amounts receivable41-€29,586€52,046€56,275▲ 8.1%
Cash at bank and in hand54/58-€2,531€1,030€5,976▲ 480%
Deferred charges and accrued income490/1-€25€543€724▲ 33.2%
Equity and liabilities
Total equity and liabilities10/49€6,642€77,347€83,430€111,425▲ 33.6%
Equity10/15-€1,496€28,149€23,375€39,332▲ 68.3%
Contributions10/11€1,000€2,000€1,000€1,000=
Contributions outside capital11---€1,000-
Other1109/19---€1,000-
Reserves13---€20,000-
Distributable reserves133---€20,000-
Profit (loss) carried forward14-€2,496€26,149€22,375€18,332▼ 18.1%
Amounts payable17/49€8,138€49,198€60,054€72,093▲ 20.0%
Amounts payable within one year42/48€8,138€49,198€60,054€72,093▲ 20.0%
Trade debts44€6,638€31,266€24,997€2,850▼ 88.6%
Suppliers440/4€6,638€31,266€24,997€2,850▼ 88.6%
Taxes, remuneration and social security45-€12,431€20,058€39,243▲ 95.7%
Taxes450/3-€8,831€20,058€33,966▲ 69.3%
Remuneration and social security454/9-€3,600-€5,277-
Other amounts payable47/48€1,500€5,500€15,000€30,000▲ 100%
Line2022202320242025Change
Profit (loss) for the period9904-€2,496€34,145€17,655€58,814▲ 233%
+ Depreciation and write-downs630€2,283€831€1,593€4,252▲ 167%
Operating cash flow (approximation)-€213€34,975€19,248€63,065▲ 228%
Investment in fixed assets (approximation)---€5,056-€11,936▼ 136%
Change in cash---€1,500€4,945-

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (4)
Financial year Type Filed Reference Document
31-12-2025 abbreviated format 24-09-2026 2026-00531026 NBB
31-12-2024 micro format 29-09-2025 2025-00527251 PDF
31-12-2023 micro format 30-10-2024 2024-00525658 PDF
31-12-2022 micro format 05-07-2023 2023-00232776 PDF

Timeline

Acts, filings and financial milestones

Deadline for the 2026 accounts: 31-07-2027
2026
24-09
NBB filing Annual accounts 2025 filedNBB
abbreviated format · 55 days late
2025
31-12
Financial Highest result from 2022 to 2025net €58,814 ▲233%
The operating result of €74,742 and the net result of €58,814 are both a record.
29-09
NBB filing Annual accounts 2024 filedPDF
micro format · 60 days late
2024
30-10
NBB filing Annual accounts 2023 filedPDF
micro format · 91 days late
2023
31-12
Financial Back to profitnet €34,145
The net result is €34,145, after one loss-making year.
05-07
NBB filing Annual accounts 2022 filedPDF
micro format · 26 days before the deadline
17-02
Gazette deed Registered office moved from Gent to Sint-Pieters-Leeuw
Director in office3 points ▸
  • General meeting, 05-12-2022
  • Registered-office move, Bergensesteenweg 24/8,1600 Sint-Pieters-Leeuw
  • Director in office, Teganciuc Onisim (director)

Open the act in the Belgian Official Gazette

2022
24-01
Gazette deed IncorporationPDF
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.

Sources:Publications in the Belgian Official GazetteFilings with the National Bank

History

On 20 January 2022, ONYK CONSTRUCT was incorporated as a private limited company.1 In 2023 the registered office moved to Sint-Pieters-Leeuw.2 Total assets went from €6,642 in 2022 to €111,425 in 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 17-02-2023
  3. 3National Bank, annual accounts 2022 and 2025

Company details

Register details

Identity

KBO record
Name ONYK CONSTRUCT in Dutch
Enterprise number 0780.666.292
Legal form Private limited company
Status Active, normale toestand
Founded 20-01-2022
Entity type Legal entity

Registered office and establishments

Registered office Bergensesteenweg 24, 1600 Sint-Pieters-Leeuw, Belgium
Former registered office 9000 Gent until 05-12-2022 · act of 17-02-2023
Establishment unit ONYK CONSTRUCT, Auguste Gevaertstraat 7, 1070 Anderlecht since 20-01-2022 · unit number 2.326.625.667

Activities

NACEBEL 2025
41003 General construction of other non-residential buildings main activity
Codes under NACEBEL 2008
41203 Construction of residential and non-residential buildings main activity

Invoicing and payment

VAT number BE 0780.666.292
E-invoicing via Peppol
Reachable via Peppol
Peppol ID 0208:0780666292
Other Peppol ID 9925:BE0780666292
Registered 27-01-2026

Follow this company and you will hear the next morning if it leaves the Peppol register.

Register as of 2 November 2026 · Peppol Directory

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0780.666.292

Financial year and general meeting

Accounts at the NBB
Financial year end 31-12

Sites & property

Location
registered office establishment The establishment unit on the map
605 companies at this address See who is registered here

Buildings and parcels at the addresses

Ground area
1,727 m²
Building footprint
466 m²
Building volume
4,246 m³
Tallest building: 18.1 m.
Flanders 1 (50%) Brussels 1 (50%)
Cadastral parcel Region Area Buildings Height / floors
23077A0118/00W082 Flanders 1,638 m² 1 · 398 m² 9.5 m · 3
21305B0258/00C009 Brussels 89 m² 1 · 68 m² 18.1 m · 5