ONYK CONSTRUCT
ActiveThe computed 12-month bankruptcy probability of ONYK CONSTRUCT is 2.5% (moderate). The 2024 annual accounts show equity of €23k and a net result of €18k. Equity is growing by ~53.2% per year across the filed fiscal years. Its solvency ranks better than 35% of 9985 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
75
/ 100
Excellent▼ -19 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency50▼-18
Growth78=
Stability94
Bankruptcy probability, 12 months
2.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.29 against 1.52 in 2023), and 72% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
28%
Return on assets
21.2%
Age of the figures
20 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-09-2025, 60 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
60 d late
2023
91 d late
2022
26 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€23k▼ 17.0%
2023 · €28k
2022: €-1k
2023: €28k
2022 → 2024
Total assets
€83k▲ 7.9%
2023 · €77k
2022: €7k
2023: €77k
2022 → 2024
Net result
€18k▼ 48.3%
2023 · €34k
2022: €-2k
2023: €34k
2022 → 2024
Working capital
€17k▼ 32.1%
2023 · €26k
2022: €-1k
2023: €26k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€-1k-€28k€23k▼ 17.0%
Operating result€-2k-€42k€22k▼ 47.4%
Net result€-2k-€34k€18k▼ 48.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 47% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €83k
Fixed assets
€6k▲ 138%
Current assets
€77k▲ 3.5%
Equity and liabilities €83k
Equity
€23k▼ 17.0%
Debt
€60k▲ 22.1%
The debt ratio rises from 63.6% to 72.0%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€24k▼
2023 · €43k
Cash flow
€19k▼
2023 · €35k
Solvency
28.0%▼
2023 · 36.4%
Current ratio
1.29▼
2023 · 1.52
Quick ratio
1.29▼
2023 · 1.52
Debt / equity
2.57▲
2023 · 1.75
ROE
75.5%▼
2023 · 121.3%
ROA
21.2%▼
2023 · 44.1%
Interest coverage
12.06▼
2023 · 511.95
Debt
€60k▲
2023 · €49k
Debt ≤ 1 year
€60k▲
2023 · €49k
Income taxes
€5k▼
2023 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€77k€83k▲
Fixed assets21/28€3k€6k▲
Tangible fixed assets22/27€3k€6k▲
Plant, machinery and equipment23-€4k
Furniture and vehicles24€3k€2k▼
Current assets29/58€75k€77k▲
Amounts receivable within one year40/41€72k€76k▲
Trade receivables40€43k€24k▼
Other amounts receivable41€30k€52k▲
Cash at bank and in hand54/58€3k€1k▼
Deferred charges and accrued income490/1€25€543▲
Equity and liabilities
Total equity and liabilities10/49€77k€83k▲
Equity10/15€28k€23k▼
Contributions10/11€2k€1k▼
Profit (loss) carried forward14€26k€22k▼
Amounts payable17/49€49k€60k▲
Amounts payable within one year42/48€49k€60k▲
Trade debts44€31k€25k▼
Suppliers440/4€31k€25k▼
Taxes, remuneration and social security45€12k€20k▲
Taxes450/3€9k€20k▲
Remuneration and social security454/9€4k-
Other amounts payable47/48€6k€15k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€831€2k▲
Other operating charges640/8€340€783▲
Gross operating margin9900€44k€25k▼
Operating profit (loss)9901€42k€22k▼
Financial income75/76B€632€2k▲
Recurring financial income75€632€2k▲
Financial charges65/66B€85€2k▲
Recurring financial charges65€85€2k▲
Profit (loss) for the period before taxes9903€43k€22k▼
Income taxes67/77€9k€5k▼
Profit (loss) for the period9904€34k€18k▼
Profit (loss) for the period to be appropriated9905€34k€18k▼
Appropriation of the result
Profit (loss) to be appropriated9906€32k€44k▲
Profit (loss) brought forward from the previous period14P€-2k€26k▲
Profit to be distributed694/7€6k€21k▲
Return on contributions (dividend)694-€21k
Directors or managers695€6k-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 60 days late
2024
30-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 91 days late
2023
31-12
Financial
Back to profitnet €34k
Net result €34k after one loss-making year.
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Leeuw · 1 establishment unit since 2022
Ground area
1,727 m²
Building footprint
466 m²
Volume, LiDAR
4,246 m³
2 parcels, Brussels, Flanders · tallest building 18.1 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
ONYK CONSTRUCT
since 20222.326.625.667
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23077A0118/00W082 | Flanders | 1,638 m² | 1 · 398 m² | 9.5 m · 3 fl. |
| 21305B0258/00C009 | Brussels | 89 m² | 1 · 68 m² | 18.1 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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FUTURE CHANGES
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JOVAN
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SOLDADO CONSTRUCT
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Of 2,430 companies in sector 41003 we hold annual accounts for 1,044. 624 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-01-2022
Fiscal year end31-12
Activities, NACEBEL
41003General construction of other non-residential buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 08-09-2026. Scores and ratios are computed by Checked and are not a credit decision.