SERVICES CENTER
ActiveSERVICES CENTER has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €98k and a net result of €30k. Equity is shrinking by ~4.3% per year across the filed fiscal years. Its solvency ranks better than 36% of 142 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2026
54
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2025
Profitability52▲+35
Solvency43▲+1
Growth26=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity tight (current ratio 1.01 against 1.2 in 2025; short-term debt: 79% and cash: 10.1% of total assets), and 82.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
17.6%
Return on assets
5.4%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-01-2026 was due by 31-08-2026 and was filed on 17-08-2026, 14 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
14 d early
2025
34 d early
2024
3 d early
2023
1 d late
2021
68 d late
2020
25 d late
2019
38 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-01-2027 and is due by 31-08-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-01-2027 close31-08-2027 deadline
Financials · fiscal year 2026, full schema
Turnover
€1.39M▼ 6.1%
2018 · €1.49M
2018: €1.49M
2018 → 2019
EBIT margin
3.5%▼ 8.7pp
2018 · 12.1%
2018: 12.1%
2018 → 2019
Net result
€30k
2025 · €-78k
2018: €150k
2019: €-21k
2020: €-104k
2021: €83k
2023: €-180k
2024: €631
2025: €-78k
2018 → 2026
Working capital
€3k▼ 99.7%
2025 · €1.07M
2018: €2.32M
2019: €2.39M
2020: €2.24M
2021: €2.22M
2023: €2.04M
2024: €2.05M
2025: €1.07M
2018 → 2026
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212023202420252026Trend
Equity€2.28M-€2.10M▼ 7.9%€2.10M=€1.12M▼ 46.6%€98k▼ 91.2%
Operating result€18k-€-232k€-36k▲ 84.6%€-122k▼ 243%€45k
Net result€83k-€-180k€631€-78k€30k
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2026: €45k after a loss of €122k in 2025, the highest result in the available series.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €559k
Fixed assets
€114k▼ 13.9%
Current assets
€445k▼ 93.1%
Equity and liabilities €559k
Equity
€98k▼ 91.2%
Debt
€460k▼ 91.5%
The debt ratio falls from 82.9% to 82.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
€69k▲
2025 · €-98k
Cash flow
€55k▲
2025 · €-53k
Solvency
17.6%▲
2025 · 17.1%
Current ratio
1.01▼
2025 · 1.20
Quick ratio
0.21▼
2025 · 1.17
Debt / equity
4.68▼
2025 · 4.85
ROE
30.8%▲
2025 · -6.9%
ROA
5.4%▲
2025 · -1.2%
Interest coverage
3.20▲
2025 · -1.27
Debt
€460k▼
2025 · €5.43M
Debt ≤ 1 year
€442k▼
2025 · €5.35M
Income taxes
€416▲
2025 · €11
Staff costs
€191k▼
2025 · €236k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2026 against 2025
Balance sheet
Code20252026
Assets
Total assets20/58€6.55M€559k▼
Fixed assets21/28€132k€114k▼
Tangible fixed assets22/27€131k€108k▼
Furniture and vehicles24€10k€7k▼
Leasing and similar rights25€121k€101k▼
Financial fixed assets28€2k€6k▲
Current assets29/58€6.42M€445k▼
Stocks and contracts in progress3€142k€352k▲
Stocks30/36€142k€352k▲
Amounts receivable within one year40/41€6.11M€35k▼
Other amounts receivable41€6.11M€35k▼
Cash at bank and in hand54/58€48k€57k▲
Deferred charges and accrued income490/1€124k€522▼
Equity and liabilities
Total equity and liabilities10/49€6.55M€559k▼
Equity10/15€1.12M€98k▼
Contributions10/11€1.12M€63k▼
Capital10€1.12M€63k▼
Issued capital100€1.12M€63k▼
Reserves13€201k€201k=
Non-distributable reserves130/1€112k€112k=
Legal reserve130€112k€112k=
Tax-exempt reserves132€15k€15k=
Distributable reserves133€74k€74k=
Profit (loss) carried forward14€-195k€-165k▲
Amounts payable17/49€5.43M€460k▼
Amounts payable within one year42/48€5.35M€442k▼
Trade debts44€41k€88k▲
Suppliers440/4€41k€88k▲
Taxes, remuneration and social security45€29k€28k▼
Taxes450/3€1k€4k▲
Remuneration and social security454/9€27k€23k▼
Other amounts payable47/48€5.28M€325k▼
Accrued charges and deferred income492/3€81k€19k▼
Income statement
Code20252026
Remuneration, social security and pensions62€236k€191k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25k€25k▼
Other operating charges640/8€563€4k▲
Gross operating margin9900€140k€265k▲
Operating profit (loss)9901€-122k€45k▲
Financial income75/76B€121k€8k▼
Recurring financial income75€121k€8k▼
Financial charges65/66B€77k€22k▼
Recurring financial charges65€77k€22k▼
Profit (loss) for the period before taxes9903€-78k€31k▲
Income taxes67/77€11€416▲
Profit (loss) for the period9904€-78k€30k▲
Profit (loss) for the period to be appropriated9905€-78k€30k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-195k€-165k▲
Profit (loss) brought forward from the previous period14P€-117k€-195k▼
Transfer from equity791/2€900k-
Profit to be distributed694/7€900k-
Return on contributions (dividend)694€900k-
Social balance
Average headcount (FTE)90876.54.8▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
17-08
NBB filing
Annual accounts filed
fiscal year 2026 · full schema
31-01
Financial
Back to profitnet €30k
Net result €30k after one loss-making year.
2025
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2024
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
31-01
Financial
Back to profitnet €631
Net result €631 after one loss-making year.
2023
01-09
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 1 day late
31-01
Financial
Weakest financial yearnet €-180k ▼317%
Net result drops to €-180k, the lowest in the series; recovery starts the following year.
2022
07-10
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 68 days late
2021
31-12
Financial
Back to profitnet €83k
Net result €83k after 2 loss-making years.
25-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 25 days late
2020
07-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 38 days late
2019
14-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 14 days late
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
28-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chimay · 1 establishment unit since 1990
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Bourlers(CH) 1A6460 ChimayGround area
7,926 m²
Building footprint
784 m²
Volume, LiDAR
4,876 m³
2 parcels, Wallonia · tallest building 12.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
SERVICES CENTER
since 19902.049.089.663
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 56016D0427/00P010 | Wallonia | 7,138 m² | 1 · 500 m² | 5.8 m · 2 fl. |
| 56016D0426/00B004 | Wallonia | 788 m² | 1 · 284 m² | 12.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteChimay2.049.089.663
Legal Entity Identifier
967600LJOTA4C2VV1203
Similar companies · same sector, comparable size
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DELICIA KVSS
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VDB Chocolats
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BON BON BALLON
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Belgian Souvenirs Bruges
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Brugge · Eq €97k
Of 899 companies in sector 47242 we hold annual accounts for 339. 300 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded25-06-1990
Fiscal year end31-01
Activities, NACEBEL
47241Retail sale of bread and pastry (bakery outlets)
47242Retail sale of chocolate and confectionery
52240
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
Sources
Crossroads Bank for EnterprisesNational Bank · 36 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryWebsite:info@thonetgroup.be