Ons Droomboompje
ActiveOns Droomboompje has been active since 1984 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €79k and a net result of €-32k. Equity is shrinking by ~2.8% per year across the filed fiscal years. Its solvency ranks better than 49% of 27407 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency92▲+1
Growth32=
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 2.39 against 2.42 in 2024), but 53.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
46.7%
Return on assets
-18.6%
Age of the figures
15 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year -€32k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 16-12-2025, 46 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
46 d early
2024
on the day
2023
40 d early
2022
27 d early
2021
39 d early
2020
33 d early
2019
23 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close15-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€79k▼ 28.5%
2024 · €111k
2019: €128k
2020: €128k
2021: €120k
2022: €138k
2023: €161k
2024: €111k
2019 → 2025
Total assets
€169k▼ 29.9%
2024 · €242k
2019: €277k
2020: €233k
2021: €213k
2022: €255k
2023: €246k
2024: €242k
2019 → 2025
Net result
€-32k▼ 16.9%
2024 · €-27k
2019: €-1k
2020: €876
2021: €-8k
2022: €17k
2023: €23k
2024: €-27k
2019 → 2025
Working capital
€51k▼ 34.1%
2024 · €78k
2019: €78k
2020: €106k
2021: €89k
2022: €135k
2023: €118k
2024: €78k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€120k-€138k▲ 14.4%€161k▲ 16.9%€111k▼ 31.2%€79k▼ 28.5%
Operating result€-6k-€24k€33k▲ 37.7%€-20k€-27k▼ 36.2%
Net result€-8k-€17k€23k▲ 34.5%€-27k€-32k▼ 16.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €27k in 2025 against €20k in 2024; the loss grows and 2025 is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €169k
Fixed assets
€82k▼ 25.5%
Current assets
€88k▼ 33.5%
Equity and liabilities €169k
Equity
€79k▼ 28.5%
Debt
€90k▼ 31.0%
The debt ratio falls from 54.2% to 53.3%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€387▼
2024 · €14k
Cash flow
€-4k▼
2024 · €8k
Solvency
46.7%▲
2024 · 45.8%
Current ratio
2.39▼
2024 · 2.42
Quick ratio
2.23▼
2024 · 2.42
Debt / equity
1.14▼
2024 · 1.18
ROE
-39.9%▼
2024 · -24.4%
ROA
-18.6%▼
2024 · -11.2%
Interest coverage
0.08▼
2024 · 1.85
Debt
€90k▼
2024 · €131k
Debt ≤ 1 year
€37k▼
2024 · €55k
Debt > 1 year
€52k▼
2024 · €75k
Income taxes
€231▲
2024 · €225
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€242k€169k▼
Fixed assets21/28€109k€82k▼
Intangible fixed assets21€0-
Tangible fixed assets22/27€109k€82k▼
Land and buildings22€65k€51k▼
Plant, machinery and equipment23€10k€6k▼
Furniture and vehicles24€32k€23k▼
Other tangible fixed assets26€2k€2k▼
Financial fixed assets28€135-
Current assets29/58€132k€88k▼
Stocks and contracts in progress3-€6k
Stocks30/36-€6k
Amounts receivable within one year40/41€98k€29k▼
Trade receivables40€86k€23k▼
Other amounts receivable41€12k€6k▼
Cash at bank and in hand54/58€10k€28k▲
Deferred charges and accrued income490/1€24k€25k▲
Equity and liabilities
Total equity and liabilities10/49€242k€169k▼
Equity10/15€111k€79k▼
Contributions10/11€20k€20k=
Reserves13€91k€59k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€245€245=
Distributable reserves133€88k€57k▼
Amounts payable17/49€131k€90k▼
Amounts payable after more than one year17€75k€52k▼
Financial debts170/4€75k€52k▼
Amounts payable within one year42/48€55k€37k▼
Current portion of amounts payable after more than one year42€24k€23k▼
Trade debts44€25k€8k▼
Suppliers440/4€25k€8k▼
Taxes, remuneration and social security45€6k€6k=
Taxes450/3€6k€6k=
Accrued charges and deferred income492/3€1k€1k▼
Income statement
Code20242025
Non-recurring operating income76A-€15k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€35k€28k▼
Other operating charges640/8€5k€6k▲
Gross operating margin9900€20k€6k▼
Operating profit (loss)9901€-20k€-27k▼
Financial income75/76B€1k€762▼
Recurring financial income75€1k€762▼
Financial charges65/66B€8k€5k▼
Recurring financial charges65€8k€5k▼
Profit (loss) for the period before taxes9903€-27k€-31k▼
Income taxes67/77€225€231▲
Profit (loss) for the period9904€-27k€-32k▼
Profit (loss) for the period to be appropriated9905€-27k€-32k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-27k€-32k▼
Transfer from equity791/2€50k€32k▼
Profit to be distributed694/7€23k-
Return on contributions (dividend)694€23k-
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
16-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Weakest financial yearnet €-32k
Net result drops to €-32k, the lowest in the series.
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
22-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial
Highest result since 2019net €23k ▲34.5%
Operating result €33k, net result €23k, both a record.
30-06
Financial
Equity above €150kEq €161k ▲16.9%
2 profitable years in a row build equity to €161k.
04-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Back to profitnet €17k
Net result €17k after one loss-making year.
2021
23-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
29-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
30-06
Financial
Back to profitnet €876
Net result €876 after one loss-making year.
30-06
Financial
Liquidity triplescurrent ratio 5.86
Current ratio from 2.20 to 5.86; short-term debt falls from €65k to €22k.
08-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
19-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
21-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
22-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hamme (Vl.) · 1 establishment unit since 1984
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ekelbeke 1579220 Hamme (Vl.)Ground area
2,334 m²
Building footprint
233 m²
Volume, LiDAR
1,123 m³
Parcel 42452C1020/00B000, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
GROND- EN AFBRAAKWERKEN
since 19842.102.470.050
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42452C1020/00B000 | Flanders | 2,334 m² | 1 · 233 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,348 companies in sector 43110 we hold annual accounts for 621. 484 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-09-1984
Fiscal year end30-06
Activities, NACEBEL
43110Demolition
45111
23510Manufacture of other non-metallic mineral products
41001General construction of residential buildings
45212
46831Wholesale of construction materials, general range
47521Retail sale of hardware, building materials, paint and glass (general range)
51532
52461
Sources
Crossroads Bank for EnterprisesNational Bank · 39 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0476495147