Financials
- Fiscal year
- 2025
- Total assets
- €264,882
- Profit
- €131,492
- Solvency
- -15.2%
Total assets▲ 349%
Net result
20192025
ONLYJEWELS
ActiveSummary
The computed 12-month bankruptcy probability of ONLYJEWELS is 2.4% (moderate). The 2025 annual accounts show negative equity (-€40,346) and a net result of €131,492. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 18% of 21069 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Other non-specialised retail sale
NACE 47120Retail sale of watches and jewellery NACE 47770Intermediation services for non-specialised retail NACE 47910
1 site
Size
€264,882total assets 2025
- Equity
- -€40,346
- Profit
- €131,492
Turnover not published (abridged schema)
Structure
- Board
- 1 member
Accounts filed 54 d late1 of 4 deeds read
Why 53- Latest accounts 54 days late; 1 of the last 3 late- Sector Retail trade (NACE 47)- Negative equity -€40,346+ Size: total assets €264,882Show the evidence
Checked score
Score 2025
53
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 51% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Weak
Solvency
10+10
equity -15.2% of total assets
Liquidity
1-9
short-term debt 115.2% · cash 0.6%
Profitability
100+100
return on assets 49.6%
Bankruptcy probability, 12 months
2.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 3.1%
12-2024: 3.1%● 0.0% vs 11-2024
01-2025: 3.1%▼ -0.9% vs 12-2024
02-2025: 3.1%● 0.0% vs 01-2025
03-2025: 3.0%▼ -3.2% vs 02-2025
04-2025: 3.0%● 0.0% vs 03-2025
05-2025: 2.9%▼ -1.8% vs 04-2025
06-2025: 2.8%▼ -2.9% vs 05-2025
07-2025: 2.9%▲ +2.2% vs 06-2025
08-2025: 3.6%▲ +26.3% vs 07-2025
09-2025: 3.6%● 0.0% vs 08-2025
10-2025: 3.6%● 0.0% vs 09-2025
11-2025: 3.6%● 0.0% vs 10-2025
12-2025: 3.6%● 0.0% vs 11-2025
01-2026: 3.6%▼ -0.9% vs 12-2025
02-2026: 3.4%▼ -5.4% vs 01-2026
03-2026: 3.3%▼ -3.2% vs 02-2026
04-2026: 3.3%● 0.0% vs 03-2026
05-2026: 3.3%▼ -1.7% vs 04-2026
06-2026: 3.2%▼ -2.8% vs 05-2026
07-2026: 3.2%▲ +0.4% vs 06-2026
08-2026: 3.9%▲ +24.1% vs 07-2026
09-2026: 4.2%▲ +6.4% vs 08-2026highest value
10-2026: 2.4%▼ -43.6% vs 09-2026lowest value
- Latest accounts 54 days late; 1 of the last 3 late raises the probability
- Size: total assets €264,882 lowers the probability for this profile
- Sector Retail trade (NACE 47) raises the probability
- Negative equity -€40,346 raises the probability
No credit on open account
Liquidity short (current ratio 0.8 against 0.12 in 2024; short-term debt: 115.2% and cash: 0.6% of total assets), and equity is negative.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 15%, liquidity 3%, profitability 96%, growth against the median 90%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 21069 sector peers (2025).
NBB · sector comparisonPosition among 21069 sector peers
Solvency
better than 18%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-09-2026, 54 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
54 d late
2024
2 d early
2023
1 d early
2022
344 d late
2021
11 d late
2020
58 d late
2019
88 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 79 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 11 August (4 of the last 5 filed years within 43 days of that day).
Companies Code · seven monthsPosition in the running window
04-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Resignation: Tyser Charlotte (director)Appointment: Auerbach Benjamin (director) ·…
- Back to profitnet €131,492
Key points
- Risk: Negative equityfiscal year 2025: debts exceed assets -€40,346 View
- Positive: Back in profit in 2025after -€36,676 in 2024 €131,492 View
- Caution: Among the weakest 10% on equitysector median €41,989 · 21,107 companies -€40,346 View
- Caution: Board changedlatest change 11-05-2026 · 1 in office 1 joined · 1 left View
By topic
Board & ownership
- Board
- 1 member
Go to Board & ownership
Timeline
- Events
- 9
- Since
- 2020
- Next accounts
- by 31-07-2027
- 23-09-2026Annual accounts filed
- 11-05-2026Resignation: Tyser Charlotte (director)
- 31-12-2025Back to profit
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Other non-specialised retail saleNACE 47120
- Founded
- 28-06-2018
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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