Equity
€130,831 ▲ 2.9%
ONIRO has made a profit without a break since 2021.
ONIRO
Overview
Lifetime
7 annual accounts with figures on one time axispeak €104,518 (2021)
€64,584▼ 30.9%
lowest -€18,632 (2020)
€3,638▼ 85.1%
peak €130,831 (2025)
€130,831▲ 2.9%
€112,921▼ 15.5%
Board3 names since 2019
3 directors and 2 others
Documentsfilings and deeds
25-08-202625 days late
2025micro format
Gross margin from €93,419 to €64,584Result from €24,374 to €3,638Debts from €133,626 to €112,921Cash from €55,265 to €80,127
Key points
from the 2025 annual accountsChecked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 5,053 companies had the same profile as ONIRO has now. Each dot stands for 13 companies, two years later.
93.9%
were still trading
3.8%
stopped another way
2.2%
went bankrupt
Test of the method
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 5,053 companies, not a prediction for ONIRO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Board and ownership
Director
Director
Director
- founderdeed of 07-03-2019
- founderdeed of 07-03-2019
- founderdeed of 07-03-2019
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0721886470
Changes of role: , and
Legal-form conversion: to private limited company · Director discharge: · Director discharge: · General meeting of 12-12-2023 · Gazette deed
Incorporation
Founding capital of €18,600, 186 shares, €6,200 paid up · Founders: , and · Appointments: , and · published on 07-03-2019 · Gazette deed
First establishment
Rue Fontenoy 30, Tournai
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| ONIRO Tournai | €243,752 | €64,584 | 53.7% | - |
| VEREENIGDE ANTWERPSE COMPAGNIE Ghent | €237,509 | €65,096 | -30.7% | - |
| Studio Hoy Antwerp | €254,512 | €71,452 | 5.7% | - |
| STEK-GROND Hooglede | €296,136 | €49,297 | 12.3% | - |
| FOOD-ART4EVENTS Beveren-Kruibeke-Zwijndrecht | €272,830 | €67,334 | 12.8% | - |
| Bunker Hosting Deinze | €199,405 | €71,054 | 64.1% | - |
| Refuge Kapelleberg Maarkedal | €295,558 | €82,054 | -5.4% | - |
These companies have the same main activity as ONIRO: guest rooms (bed and breakfast) (NACE 55204). They are comparable in size and age: total assets between €199,000 and €296,000, founded between 2016 and 2021.
Official details
Source: KBO- Status
- Active since 05-03-2019Normal situation
- Activity
- Guest rooms (bed and breakfast)NACE 55204and 1 other
- Establishment unit
- 2.310.050.7437500 Tournai, since 05-03-2019
- Financial year end
- 31 December
- Peppol
- Reachable since 05-12-2025
Annual accounts 2025
- €64,584▼ 30.9%
- €3,638▼ 85.1%
- €130,831▲ 2.9%
- €243,752▼ 6.5%
- Filing
- Filed on 25-08-2026
Insights on ONIRO
ONIRO files the micro format. That format states no turnover. The gross margin rose from -€2,381 in 2019 to €64,584 in 2025.
The balance sheet grew most from 2021 to 2023 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 25-08-2026, 25 days late€64,584
▼ 30.9%
€10,872
▼ 72.9%
€3,638
▼ 85.1%
-€29,936
▲ €32,805
53.7%
▲ 4.9 percentage points
0.73
▲ 0.25
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €190,000. Estimated: probably between €130,000 and €340,000.
Balance sheet
balance sheet total €243,752 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
53.7%
Higher than 74% of 1,847 companies in 2025.
0.73
Higher than 54% of 1,790 companies in 2025.
1.5%
Higher than 56% of 1,817 companies in 2025.
ONIRO
Middle half of the sector
80% of the sector
Micro accounts in accommodation (NACE 55)
Net result: middle half · Equity: middle half · Balance sheet total: middle half · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|---|---|
| Balance sheet: assets | ||||||||
20/58 |
243,752 | 260,819 | 259,860 | 259,554 | 216,143 | 127,693 | 168,073 | |
21/28 |
160,766 | 201,674 | 243,324 | 234,682 | 189,189 | 120,707 | 93,144 | |
22/27 |
160,766 | 201,674 | 243,324 | 234,682 | 189,189 | 120,707 | 93,144 | |
22 |
125,561 | 154,826 | 186,393 | 166,802 | 154,645 | 83,998 | 67,790 | |
23 |
11,929 | 13,075 | 15,621 | 19,861 | 24,095 | 24,801 | 11,990 | |
24 |
23,276 | 33,772 | 41,311 | 48,019 | 10,450 | 11,907 | 13,364 | |
29/58 |
82,986 | 59,145 | 16,535 | 24,872 | 26,953 | 6,986 | 74,929 | |
40/41 |
2,859 | 2,943 | 2,274 | 10,312 | 839 | 1,205 | 15,202 | |
41 |
2,859 | 2,943 | 2,274 | 10,312 | 839 | 1,205 | 15,202 | |
54/58 |
80,127 | 55,265 | 14,261 | 14,561 | 26,114 | 5,781 | 59,727 | |
490/1 |
- | 937 | - | - | - | - | - | |
| Balance sheet: equity and liabilities | ||||||||
10/49 |
243,752 | 260,819 | 259,860 | 259,554 | 216,143 | 127,693 | 168,073 | |
10/15 |
130,831 | 127,193 | 102,819 | 88,565 | 61,650 | -22,878 | -4,245 | |
10/11 |
18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 6,200 | 6,200 | |
100 |
- | - | - | - | - | - | 18,600 | |
101 |
- | - | - | - | - | - | 12,400 | |
11 |
- | - | - | - | 18,600 | 6,200 | - | |
1109/19 |
- | - | - | - | 18,600 | 6,200 | - | |
14 |
112,231 | 108,593 | 84,219 | 69,965 | 43,050 | -29,078 | -10,445 | |
17/49 |
112,921 | 133,626 | 157,040 | 170,989 | 154,493 | 150,571 | 172,318 | |
17 |
- | 11,741 | 24,077 | 48,458 | 24,770 | 36,765 | 48,506 | |
170/4 |
- | 11,741 | 24,077 | 48,458 | 24,770 | 36,765 | 48,506 | |
42/48 |
112,921 | 121,885 | 132,963 | 122,531 | 129,722 | 113,806 | 123,812 | |
42 |
11,741 | 12,337 | 24,381 | 23,661 | 11,994 | 11,741 | 11,494 | |
44 |
2,731 | 8,187 | 9,111 | 5,675 | 27,381 | 24,236 | 70,623 | |
440/4 |
2,731 | 8,187 | 9,111 | 5,675 | 27,381 | 24,236 | 70,623 | |
46 |
7,276 | 9,105 | 9,145 | 4,520 | 1,208 | 1,636 | - | |
45 |
860 | 4,813 | 3,110 | 3,200 | 4,400 | - | 8,433 | |
450/3 |
- | 1,553 | 450 | 1,400 | 4,400 | - | 8,433 | |
454/9 |
860 | 3,260 | 2,660 | 1,800 | - | - | - | |
47/48 |
90,315 | 87,444 | 87,217 | 85,475 | 84,739 | 76,192 | 33,262 | |
| Income statement | ||||||||
76A |
10 | - | - | 4 | 5,500 | - | - | |
9900 |
64,584 | 93,419 | 72,828 | 61,282 | 104,518 | 1,201 | -2,381 | |
62 |
-44 | 134 | - | - | - | - | - | |
630 |
50,628 | 50,324 | 43,501 | 31,449 | 23,925 | 17,718 | 6,933 | |
640/8 |
3,128 | 2,906 | 2,756 | 116 | 584 | 691 | 359 | |
66A |
0 | 0 | 0 | 11 | 15 | 19 | - | |
9901 |
10,872 | 40,055 | 26,572 | 29,706 | 79,994 | -17,228 | -9,673 | |
65/66B |
5,674 | 6,881 | 7,067 | 4,936 | 3,466 | 1,405 | 772 | |
65 |
5,674 | 6,881 | 7,067 | 4,936 | 3,466 | 1,405 | 772 | |
9903 |
5,198 | 33,174 | 19,505 | 24,770 | 76,528 | -18,632 | -10,445 | |
67/77 |
1,560 | 8,800 | 5,251 | -2,144 | 4,400 | - | - | |
9904 |
3,638 | 24,374 | 14,254 | 26,915 | 72,128 | -18,632 | -10,445 | |
9905 |
3,638 | 24,374 | 14,254 | 26,915 | 72,128 | -18,632 | -10,445 | |
| Appropriation of the result | ||||||||
9906 |
112,231 | 108,593 | 84,219 | 69,965 | 43,050 | -29,078 | -10,445 | |
14P |
108,593 | 84,219 | 69,965 | 43,050 | -29,078 | - | - | |
| Document | ||||||||
The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 25-08-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank2025 annual accounts filed 25 days after the deadline. Filed on 25 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00424355.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 25-08-2026 | 2026-00424355 | |
| 31-12-2024 | micro format | 02-07-2025 | 2025-00218402 | |
| 31-12-2023 | micro format | 30-07-2024 | 2024-00315036 | |
| 31-12-2022 | micro format | 27-06-2023 | 2023-00170246 | |
| 31-12-2021 | micro format | 15-07-2022 | 2022-20197021 | |
| 31-12-2020 | micro format | 19-08-2021 | 2021-50600574 | |
| 31-12-2019 | micro format | 09-07-2020 | 2020-28300459 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|---|---|
| 61,500 | 90,378 | 70,073 | 61,155 | 103,919 | 491 | -2,740 | ||
| 54,265 | 74,697 | 57,755 | 58,364 | 96,053 | -914 | -3,512 | ||
| 9,720 | 8,673 | 52,143 | 76,941 | 92,408 | 45,281 | 100,077 | ||
| 24,862 | 41,004 | -299 | -11,554 | 20,333 | -53,946 | - | ||
| -29,936 | -62,740 | -116,428 | -97,659 | -102,769 | -106,819 | -48,883 | ||
| 53.7% | 48.8% | 39.6% | 34.1% | 28.5% | -17.9% | -2.5% | ||
| 0.73 | 0.49 | 0.12 | 0.20 | 0.21 | 0.06 | 0.61 | ||
| 0.86 | 1.05 | 1.53 | 1.93 | 2.51 | - | - | ||
| 2.8% | 19.2% | 13.9% | 30.4% | 117.0% | - | - | ||
| 1.5% | 9.3% | 5.5% | 10.4% | 33.4% | -14.6% | -6.2% | ||
| 10.84 | 13.13 | 9.92 | 12.39 | 29.98 | - | - |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Tangible fixed assets | €9,720 | €8,673 | €52,143 | €76,941 | €92,408 |
| €50,628 | €50,324 | €43,501 | €31,449 | €23,925 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
Insights on ONIRO
The operating result for 2025 is 73% lower than in 2024 and the lowest since 2020.
Debt's share of the balance-sheet total falls from 51.2% to 46.3%. Equity is higher and debt is lower.
Board & ownership
Board
3 directors, no change since 2024Director (not named in the articles)
appointed by deed of 05-03-2024
term without a fixed end
earlier manager, from 07-03-2019 to 05-03-2024
Director (not named in the articles)
appointed by deed of 05-03-2024
term without a fixed end
earlier manager, from 07-03-2019 to 05-03-2024
Director (not named in the articles)
appointed by deed of 05-03-2024
term without a fixed end
earlier manager, from 07-03-2019 to 05-03-2024
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- Each director alonedeed of 05-03-2024
Mandates through the years
3 names, the dashed line is todayDirector (not named in the articles)
Director (not named in the articles)
Director (not named in the articles)
BoardEarlier
Mandates as a list
-
- Manager, appointed by deed of 07-03-2019, until 05-03-2024
- Director (not named in the articles), appointed by deed of 05-03-2024, still in office
-
- Manager, appointed by deed of 07-03-2019, until 05-03-2024
- Director (not named in the articles), appointed by deed of 05-03-2024, still in office
-
- Manager, appointed by deed of 07-03-2019, until 05-03-2024
- Director (not named in the articles), appointed by deed of 05-03-2024, still in office
Control
Founders
, ,
This company
ONIRO
Equity €130,831
Profit €3,638 in 2025
Capital
- Contribution
- €18,599.98
- Shares
- 186
- Contribution per share
- €100.00
- Equity per share
- €703 in 2025
- Source
- 2025 annual accounts
Articles of association
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 05-03-2024 (in French)
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Second Tuesday of June at 15:00deed of 07-03-2019 (in French)
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditordeed of 05-03-2024 (in French)
- Liquidation ruleIn a liquidation the creditors are paid first. What is left goes to the shareholders.
- “2:87. et suivants CSA, assemblée générale le cas échéant”deed of 05-03-2024 (in French)
Founders
At incorporation
deed of 07-03-2019 ↗
- founder
- founder
- founder
Capital transactions
Capital over time
- 05-03-2024 Converted to unavailable equity
- 07-03-2019 Incorporation · €18,600 · 186 shares
Network & group
No group
ONIRO has no parent and no holdings in its annual accounts. ONIRO shares no director with another company.
Timeline
Timeline
14 events since 2019Board
Filings
Financial
Establishments
2020202220242026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed NBBmicro format · 25 days late
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:0721886470
Annual accounts 2024 filed PDFmicro format · 29 days before the deadline
2024
Annual accounts 2023 filed PDFmicro format · 1 day before the deadline
Changes of role: , and Legal-form conversion: to private limited company · Director discharge: · Director discharge: · General meeting of 12-12-202314 points ▸
- Director appointment, (director (not named in the articles))
- Director appointment, (director (not named in the articles))
- Director appointment, (director (not named in the articles))
- Director resignation, (manager)
- Director resignation, (manager)
- Director resignation, (manager)
- Registered office clause, Rue Fontenoy 30, 7500 Tournai
- General meeting, 12-12-2023
- Legal-form conversion, to private limited company
- Registered office clause, Walloon Region
- 186 shares
- Director discharge,
- Director discharge,
- Director discharge,
- The deed holds 3 more points.
2023
Equity above €100,000 equity €102,819 ▲16.1% After 3 profitable years in a row, equity reaches €102,819.
Annual accounts 2022 filed PDFmicro format · 34 days before the deadline
2022
Annual accounts 2021 filed PDFmicro format · 16 days before the deadline
2021
Back to profit net €72,128 The net result is €72,128, after 2 loss-making years.
Annual accounts 2020 filed PDFmicro format · 19 days late
2020
Weakest financial year net -€18,632 The net result drops to -€18,632, the lowest from 2019 to 2025. It recovers the following year.
Annual accounts 2019 filed PDFmicro format · 22 days before the deadline
2019
IncorporationFounding capital of €18,600, 186 shares, €6,200 paid up · Founders: , and · Appointments: , and · published on 07-03-201910 points ▸
- Founder,
- Founder,
- Founder,
- Founding capital, €18,600, 186 shares
- Capital, €18,600, 186 shares
- Board rule, 3
- Director appointment, (manager)
- Director appointment, (manager)
- Director appointment, (manager)
- Permanent representative, (organe de gestion)
- The deed holds 4 more points.
First establishment Rue Fontenoy 30, Tournai
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Identity
- Enterprise number
- 0721.886.470
- VAT number
- BE 0721.886.470
- Peppol ID
- 0208:0721886470
- Other Peppol ID
- 9925:BE0721886470
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 05-03-2019
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Second Tuesday of June at 15:00deed of 07-03-2019 (in French)
- Peppol
- Reachable since 05-12-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- ONIRO in French
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 05-03-2024 (in French)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Région Wallonne”deed of 05-03-2024 (in French)
Activities
NACEBEL 202555204
Guest rooms (bed and breakfast) main activity
Codes under NACEBEL 2008
55204
Guest rooms (bed and breakfast) main activity
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “La gestion,l’exploitation de chambres d’hôtes,gîtes,bed and breakfast,hotels traditionnels; L’achat,la vente en gros ou en détail de tous…”deed of 05-03-2024 (in French)
3 activities
- La gestion,l’exploitation de chambres d’hôtes,gîtes,bed and breakfast,hotels traditionnels
- L’achat,la vente en gros ou en détail de tous produits de restauration,la fabrication et la vente de plats à emporter,l’achat,la vente de boissons alcoolisées ou non,et,en général,toutes activités du secteur HORECA,dans le sens le plus large
- L’exploitation de service traiteur et l’organisation de banquets tant dans les sièges d’exploitation qu’à l’extérieur,l’achat,la vente en gros,demi-gros ou en détail de tous les produits destinés à l’alimentation générale,des tabacs,cigares,cigarettes,articles pour fumeurs,articles cadeaux et de fantaisie,ainsi que tous les articles connexes,complémentaires ou de nature à promouvoir les activités reprises ci-dessus
Registered office and establishments
1 establishment| Establishment | Since | Unit number | FASFC approval |
|---|---|---|---|
| Rue Fontenoy 30 registered office 7500 Tournai 47750 Retail sale of cosmetics and toilet articles | 05-03-2019 | 2.310.050.743 | Bed-and-breakfast |
Buildings and parcels at the address
- Ground area
- 159 m²
- Buildings
- 102 m²
- Volume, LiDAR
- 1,059 m³
- Tallest building
- 12.5 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 57081I1336/00_000 | 159 m² | 1 · 102 m² | 12.5 m · 3 |
Recognitions
Food safety, FASFC
1 siteTournaiunit number 2.310.050.743