Financials
- Fiscal year
- 2025
- Total assets
- €254,512
- Profit
- €5,418
- Solvency
- 5.7%
Total assets▼ 8.2%
Net result
20182025
Studio Hoy
ActiveSummary
Studio Hoy has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €14,478 and a net result of €5,418. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 37% of 1420 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Overview
What they do
Guest rooms (bed and breakfast)
NACE 55204
1 site
How big
€254,512total assets 2025
- Staff
- 4.5 FTE
- Equity
- €14,478
- Profit
- €5,418
Turnover not published (abridged schema)
Who decides
Accounts filed 31 d late0 of 2 deeds read
Why 67- Latest accounts 31 days late; 1 of the last 3 late- Liquidity: current ratio 0.29, cash €4,251- Equity €14,478 (5.7% of total assets)+ Size: total assets €254,512Show the evidence
Checked score
Score 2025
67
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 57% of its sector peers (NACE 55, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Average
Solvency
31+3
equity 5.7% of total assets
Liquidity
43+1
short-term debt 24.8% · cash 1.7%
Profitability
71=
return on assets 2.1%
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
- Latest accounts 31 days late; 1 of the last 3 late raises the probability
- Size: total assets €254,512 lowers the probability for this profile
- Liquidity: current ratio 0.29, cash €4,251 raises the probability
- Equity €14,478 (5.7% of total assets) raises the probability
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.29 against 0.24 in 2024; short-term debt: 24.8% and cash: 1.7% of total assets), and 94.3% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 55, micro). Better than this share of them on solvency 35%, liquidity 40%, profitability 63%, growth against the median 89%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €14,478
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
31 d late
2024
28 d late
2023
19 d early
2022
29 d late
2021
31 d late
2020
27 d late
2019
28 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 22 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 45% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Highest result since 2018net €5,418 ▲35.8%
- Annual accounts filedfiscal year 2024 · micro…
Key points
By topic
Timeline
- Events
- 10
- Since
- 2019
- Next accounts
- by 31-07-2027
- 31-08-2026Annual accounts filed
- 31-12-2025Highest result since 2018
- 28-08-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Guest rooms (bed and breakfast)NACE 55204
- Founded
- 06-04-2017
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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