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ongere.be

Active
Private limited companyfounded 2023active for 3 yearsAvenue Franklin Roosevelt 104, 1330 Rixensart, BelgiumKBO/BCE: BE 1000.617.356

Financials · financial year 2025, micro format

2025 annual accounts filed 13 days after the deadline Filed on 13 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00408280.

Annual accounts 2025 filed on 13-08-2026 at the NBB all 2 filings

Turnover
≈ €78,000
Estimated: probably between €30,000 and €150,000
Total assets
€9,231▲ 199%
2024 · €3,090
Net result
-€950▲ 95.7%
2024 · -€22,328
Working capital
-€10,029▼ 67.9%
2024 · -€5,973
Multi-year overview
2024 to 2025, 2 financial years
Operating result
-€39
▲ 99.8% 2025
20242025
Net result
-€950
▲ 95.7% 2025
middle half of the sector
20242025
Equity
-€18,278
▼ 5.5% 2025
lowest quarter of the sector
20242025
Total assets
€9,231
▲ 199% 2025
lowest quarter of the sector
20242025
Debt
€27,509
▲ 34.7% 2025
20242025
Working capital
-€10,029
▼ 67.9% 2025
middle half of the sector
20242025
Solvency
-198.0%
2025
lowest quarter of the sector
20242025
Current ratio
0.48
2025
middle half of the sector
20242025
Return on assets (ROA)
-10.3%
2025
lowest quarter of the sector
20242025
Staff (FTE)
1
= 2025
20242025
Every figure per financial year
Every figure with its change against the financial year before
favourable unfavourable
Line20242025
Operating result-€21,577--€39▲ 99.8%
Net result-€22,328below the sector's middle half--€950within the sector's middle half▲ 95.7%
Equity-€17,328below the sector's middle half--€18,278below the sector's middle half▼ 5.5%
Total assets€3,090below the sector's middle half-€9,231below the sector's middle half▲ 199%
Debt€20,418-€27,509▲ 34.7%
Working capital-€5,973within the sector's middle half--€10,029within the sector's middle half▼ 67.9%
Solvency-198.0%below the sector's middle half
Current ratio0.48within the sector's middle half
Return on assets (ROA)-10.3%below the sector's middle half
Staff (FTE)1-1=
above within below The sector band is the middle half of the companies in Real estate activities (NACE 68). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.

The operating result for 2025 is a loss of €39, smaller than the loss of €21,577 in 2024.

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Key figures and ratios
2025 value · change against 2024
Debt ≤ 1 year
€19,260▲
2024 · €9,063
Debt > 1 year
€8,249▼
2024 · €11,355
Staff costs
€19,073▲
2024 · €6,022
Debt to equity is not shown because equity is negative. Debt divided by negative equity means nothing.
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.

Staff

social balance sheet
Item31-12-202431-12-2025
Employees at the balance-sheet date11
full-time11
part-time00
in full-time equivalents11
Average over the year, in full-time equivalents-1
On a permanent contract11
Joined-1
Left-1
Training hours-1,113

Source: social balance sheet in the 2024 to 2025 annual accounts

Investments

fixed assets acquired
Item20242025
Financial fixed assets-€0

Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 35 lines
Balance sheet Code20242025
Assets
Total assets20/58€3,090€9,231▲
Current assets29/58€3,090€9,231▲
Amounts receivable within one year40/41€1,718€4,434▲
Trade receivables40€1,347€4,410▲
Other amounts receivable41€372€24▼
Cash at bank and in hand54/58€29€4,797▲
Deferred charges and accrued income490/1€1,342€0▼
Equity and liabilities
Total equity and liabilities10/49€3,090€9,231▲
Equity10/15-€17,328-€18,278▼
Contributions10/11€5,000€5,000=
Profit (loss) carried forward14-€22,328-€23,278▼
Amounts payable17/49€20,418€27,509▲
Amounts payable after more than one year17€11,355€8,249▼
Financial debts170/4€11,355€8,249▼
Amounts payable within one year42/48€9,063€19,260▲
Current portion of amounts payable after more than one year42€2,532€2,870▲
Trade debts44€614€1,131▲
Suppliers440/4€614€1,131▲
Taxes, remuneration and social security45€1,417€2,793▲
Taxes450/3-€1,915
Remuneration and social security454/9€1,417€878▼
Other amounts payable47/48€4,500€12,466▲
Income statement Code20242025
Remuneration, social security and pensions62€6,022€19,073▲
Other operating charges640/8€1,696€852▼
Gross operating margin9900-€13,860€19,885▲
Operating profit (loss)9901-€21,577-€39▲
Financial income75/76B-€36
Recurring financial income75-€36
Financial charges65/66B€751€947▲
Recurring financial charges65€751€947▲
Profit (loss) for the period before taxes9903-€22,328-€950▲
Profit (loss) for the period9904-€22,328-€950▲
Profit (loss) for the period to be appropriated9905-€22,328-€950▲
Appropriation of the result
Profit (loss) to be appropriated9906-€22,328-€23,278▼
Profit (loss) brought forward from the previous period14P--€22,328

The notes to these accounts have 13 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 13-08-2026.

Line20242025Change
Remuneration, social security and pensions62€6,022€19,073▲ 217%
Other operating charges640/8€1,696€852▼ 49.8%
Gross operating margin9900-€13,860€19,885-
Operating profit (loss)9901-€21,577-€39▲ 99.8%
Financial income75/76B-€36-
Recurring financial income75-€36-
Financial charges65/66B€751€947▲ 26.1%
Recurring financial charges65€751€947▲ 26.1%
Profit (loss) for the period before taxes9903-€22,328-€950▲ 95.7%
Profit (loss) for the period9904-€22,328-€950▲ 95.7%
Profit (loss) for the period to be appropriated9905-€22,328-€950▲ 95.7%
Line20242025Change
Assets
Total assets20/58€3,090€9,231▲ 199%
Current assets29/58€3,090€9,231▲ 199%
Amounts receivable within one year40/41€1,718€4,434▲ 158%
Trade receivables40€1,347€4,410▲ 228%
Other amounts receivable41€372€24▼ 93.6%
Cash at bank and in hand54/58€29€4,797▲ 163×
Deferred charges and accrued income490/1€1,342€0▼ 100%
Equity and liabilities
Total equity and liabilities10/49€3,090€9,231▲ 199%
Equity10/15-€17,328-€18,278▼ 5.5%
Contributions10/11€5,000€5,000=
Profit (loss) carried forward14-€22,328-€23,278▼ 4.3%
Amounts payable17/49€20,418€27,509▲ 34.7%
Amounts payable after more than one year17€11,355€8,249▼ 27.4%
Financial debts170/4€11,355€8,249▼ 27.4%
Amounts payable within one year42/48€9,063€19,260▲ 113%
Current portion of amounts payable after more than one year42€2,532€2,870▲ 13.4%
Trade debts44€614€1,131▲ 84.1%
Suppliers440/4€614€1,131▲ 84.1%
Taxes, remuneration and social security45€1,417€2,793▲ 97.1%
Taxes450/3-€1,915-
Remuneration and social security454/9€1,417€878▼ 38.1%
Other amounts payable47/48€4,500€12,466▲ 177%
Line20242025Change
Profit (loss) for the period9904-€22,328-€950▲ 95.7%
Operating cash flow (approximation)-€22,328-€950▲ 95.7%
Change in cash-€4,767-

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

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Historical observation

In July 2024, 7,639 companies had the same profile as ongere.be has now. Two years later, 84.8% were still going and 8.8% had gone bankrupt.

  • Micro
  • 2 to 5 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
84.8% was still going
5.6% stopped otherwise
8.8% went bankrupt

Another 0.7% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of ongere.be itself is lower: 0.4% within 12 months. It rests on far more data about ongere.be than the profile alone.

Test of the method

The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 7,639 companies, not a prediction for ongere.be. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Filings with the National Bank (2)
Financial year Type Filed Reference Document
31-12-2025 micro format 13-08-2026 2026-00408280 PDF
31-12-2024 micro format 25-08-2025 2025-00402607 PDF

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