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Oneworld

Active
Private limited companyfounded 20179 yrs activeEugeen Verbiststraat 25, 2900 Schoten, BelgiumKBO/BCE: BE 0680.957.123
Summary

Oneworld is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show negative equity (-€16,957) and a net result of €9,453. Equity is shrinking by ~22.2% per year across the filed fiscal years. Its solvency ranks better than 5% of 8094 sector peers (fiscal year 2025). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals

Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 8094 sector peers (2025).
NBB · sector comparison
Position among 8094 sector peers
Solvency
better than 5%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-08-2026, 2 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filings
Deviation from the deadline
2025
2 d late
2024
360 d late
2023
705 d late
2022
116 d late
2021
33 d late
2020
83 d late
2019
117 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 202 days after the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 24 November (4 of the last 5 filed years within 244 days of that day).
Companies Code · seven months
Position in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

Oneworld was incorporated on 12 September 2017.1 Total assets fell from EUR 59,114 in 2018 to EUR 39,789 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, micro schema

Equity
-€16,957▲ 35.8%
2024 · -€26,410
Net result
€9,453▼ 17.4%
2024 · €11,445
Total assets
€39,789▲ 57.7%
2024 · €25,228
Solvency
-42.6%▲ 62.1pp
2024 · -104.7%
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€12,357-€2,435▲ 80.3%-€7,262▼ 198%€15,524€9,559▼ 38.4%
Net result-€12,457below the sector's middle half-€2,695below the sector's middle half▲ 78.4%-€7,907below the sector's middle half▼ 193%€11,445within the sector's middle half€9,453within the sector's middle half▼ 17.4%
Equity-€27,253below the sector's middle half▼ 84.2%-€29,948below the sector's middle half▼ 9.9%-€37,855below the sector's middle half▼ 26.4%-€26,410below the sector's middle half▲ 30.2%-€16,957below the sector's middle half▲ 35.8%
Total assets€31,363below the sector's middle half▲ 9.4%€32,812below the sector's middle half▲ 4.6%€19,004below the sector's middle half▼ 42.1%€25,228below the sector's middle half▲ 32.8%€39,789below the sector's middle half▲ 57.7%
Debt€58,616▲ 34.9%€62,760▲ 7.1%€56,859▼ 9.4%€51,638▼ 9.2%€56,746▲ 9.9%
Working capital-€33,694below the sector's middle half▼ 27.1%-€39,927below the sector's middle half▼ 18.5%-€47,784below the sector's middle half▼ 19.7%-€32,698below the sector's middle half▲ 31.6%-€29,642below the sector's middle half▲ 9.3%
Solvency-86.9%below the sector's middle half▼ 35.3pp-91.3%below the sector's middle half▼ 4.4pp-199.2%below the sector's middle half▼ 107.9pp-104.7%below the sector's middle half▲ 94.5pp-42.6%below the sector's middle half▲ 62.1pp
Current ratio0.43below the sector's middle half▲ 0.030.36below the sector's middle half▼ 0.060.16below the sector's middle half▼ 0.200.37below the sector's middle half▲ 0.210.48below the sector's middle half▲ 0.11
Return on assets (ROA)-39.7%below the sector's middle half▼ 43.1pp-8.2%below the sector's middle half▲ 31.5pp-41.6%below the sector's middle half▼ 33.4pp45.4%above the sector's middle half▲ 87.0pp23.8%within the sector's middle half▼ 21.6pp
above within below the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€20,000-€10,000€0€10,000€20,000Operating result 2021: -€12,357-€12,357Net result 2021: -€12,457-€12,457Operating result 2022: -€2,435-€2,435Net result 2022: -€2,695-€2,695Operating result 2023: -€7,262-€7,262Net result 2023: -€7,907-€7,907Operating result 2024: €15,524€15,524Net result 2024: €11,445€11,445Operating result 2025: €9,559€9,559Net result 2025: €9,453€9,45320212022202320242025-€10,000€0€10,000€20,000Operating result 2023: -€7,262-€7,260Net result 2023: -€7,907-€7,910Operating result 2024: €15,524€15,500Net result 2024: €11,445€11,400Operating result 2025: €9,559€9,560Net result 2025: €9,453€9,450202320242025
The operating result falls in 2025; 2025 is 38% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €39,789
Fixed assets €12,685 ▲ 102%
Current assets €27,104 ▲ 43.1%
Key figures and ratios
2025 value · change against 2024
Debt ≤ 1 year
€56,746▲
2024 · €51,638
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 36 lines
Balance sheet Code20242025
Assets
Total assets20/58€25,228€39,789▲
Fixed assets21/28€6,288€12,685▲
Tangible fixed assets22/27€6,288€12,685▲
Plant, machinery and equipment23€6,288€12,685▲
Current assets29/58€18,940€27,104▲
Amounts receivable within one year40/41€7,675€5,098▼
Trade receivables40€7,675€2,370▼
Other amounts receivable41-€2,728
Cash at bank and in hand54/58€10,870€21,583▲
Deferred charges and accrued income490/1€395€423▲
Equity and liabilities
Total equity and liabilities10/49€25,228€39,789▲
Equity10/15-€26,410-€16,957▲
Contributions10/11€18,600€18,600=
Profit (loss) carried forward14-€45,010-€35,557▲
Amounts payable17/49€51,638€56,746▲
Amounts payable within one year42/48€51,638€56,746▲
Trade debts44€435€266▼
Suppliers440/4€435€266▼
Taxes, remuneration and social security45€8,753€16,727▲
Taxes450/3€7,353€13,927▲
Remuneration and social security454/9€1,400€2,800▲
Other amounts payable47/48€42,450€39,753▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,090€3,886▲
Other operating charges640/8€883€220▼
Gross operating margin9900€19,497€13,665▼
Operating profit (loss)9901€15,524€9,559▼
Financial income75/76B€16€20▲
Recurring financial income75€16€20▲
Financial charges65/66B€192€126▼
Recurring financial charges65€192€126▼
Profit (loss) for the period before taxes9903€15,348€9,453▼
Income taxes67/77€3,903-
Profit (loss) for the period9904€11,445€9,453▼
Profit (loss) for the period to be appropriated9905€11,445€9,453▼
Appropriation of the result
Profit (loss) to be appropriated9906-€45,010-€35,557▲
Profit (loss) brought forward from the previous period14P-€56,455-€45,010▲

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11,232€3,890€50€3,090€3,886▲ 25.8%
Other operating charges640/8€101€102€152€883€220▼ 75.1%
Gross operating margin9900-€1,024€1,557-€7,060€19,497€13,665▼ 29.9%
Operating profit (loss)9901-€12,357-€2,435-€7,262€15,524€9,559▼ 38.4%
Financial income75/76B---€16€20▲ 25.0%
Recurring financial income75---€16€20▲ 25.0%
Financial charges65/66B€100€260-€192€126▼ 34.4%
Recurring financial charges65€100€260-€192€126▼ 34.4%
Profit (loss) for the period before taxes9903-€12,457-€2,695-€7,262€15,348€9,453▼ 38.4%
Income taxes67/77--€645€3,903--
Profit (loss) for the period9904-€12,457-€2,695-€7,907€11,445€9,453▼ 17.4%
Profit (loss) for the period to be appropriated9905-€12,457-€2,695-€7,907€11,445€9,453▼ 17.4%
Line20212022202320242025Change
Assets
Total assets20/58€31,363€32,812€19,004€25,228€39,789▲ 57.7%
Fixed assets21/28€6,441€9,979€9,929€6,288€12,685▲ 102%
Tangible fixed assets22/27€6,441€9,979€9,929€6,288€12,685▲ 102%
Plant, machinery and equipment23€6,291€9,879€9,879€6,288€12,685▲ 102%
Furniture and vehicles24€150€100€50---
Current assets29/58€24,922€22,833€9,075€18,940€27,104▲ 43.1%
Amounts receivable within one year40/41€6,276€15,000€2,222€7,675€5,098▼ 33.6%
Trade receivables40€6,276€15,000€2,222€7,675€2,370▼ 69.1%
Other amounts receivable41----€2,728-
Cash at bank and in hand54/58€18,646€7,833€6,853€10,870€21,583▲ 98.6%
Deferred charges and accrued income490/1---€395€423▲ 7.1%
Equity and liabilities
Total equity and liabilities10/49€31,363€32,812€19,004€25,228€39,789▲ 57.7%
Equity10/15-€27,253-€29,948-€37,855-€26,410-€16,957▲ 35.8%
Contributions10/11€18,600€18,600€18,600€18,600€18,600=
Profit (loss) carried forward14-€45,853-€48,548-€56,455-€45,010-€35,557▲ 21.0%
Amounts payable17/49€58,616€62,760€56,859€51,638€56,746▲ 9.9%
Amounts payable within one year42/48€58,616€62,760€56,859€51,638€56,746▲ 9.9%
Financial debts43-€1,886----
Other loans439-€1,886----
Trade debts44€528€4,040€494€435€266▼ 38.9%
Suppliers440/4€528€4,040€494€435€266▼ 38.9%
Taxes, remuneration and social security45--€2,897€8,753€16,727▲ 91.1%
Taxes450/3--€2,897€7,353€13,927▲ 89.4%
Remuneration and social security454/9---€1,400€2,800▲ 100%
Other amounts payable47/48€58,088€56,834€53,468€42,450€39,753▼ 6.4%
Line20212022202320242025Change
Profit (loss) for the period9904-€12,457-€2,695-€7,907€11,445€9,453▼ 17.4%
+ Depreciation and write-downs630€11,232€3,890€50€3,090€3,886▲ 25.8%
Operating cash flow (approximation)-€1,225€1,195-€7,857€14,535€13,339▼ 8.2%
Investment in fixed assets (approximation)--€7,428€0€551-€10,283▼ 1,966%
Change in cash--€10,813-€980€4,017€10,713▲ 167%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
02-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 2 days late
26-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 360 days late
06-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 705 days late
2024
31-12
Financial Back to profitnet €11,445
Net result €11,445 after 3 loss-making years.
2023
24-11
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 116 days late
2022
02-09
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 33 days late
2021
22-10
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 83 days late
2020
31-12
Financial Back to profitnet €970
Net result €970 after one loss-making year.
25-11
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 117 days late
2019
31-12
Financial Weakest financial yearnet -€35,628
Net result drops to -€35,628, the lowest in the series; recovery starts the following year.
20-11
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 112 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schoten · 1 establishment unit since 2017
seat establishment The establishment unit on the map
Ground area
200 m²
Building footprint
82 m²
Volume, LiDAR
540 m³
Parcel 11443B0509/00Z004, Flanders · tallest building 10.6 m, ±3 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
Oneworld
Eugeen Verbiststraat 25, 2900 SchotenArtisanal bread and fresh pastry making
since 20172.269.046.368
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11443B0509/00Z004 Flanders 200 m² 1 · 82 m² 10.6 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Dual-learning approval

1 live approval
Crossmedia assistent in interactieve producties (vwo)
Goedgekeurd · 2025 to 2030

Similar companies · same sector, comparable size

Of 24,729 companies in sector 64210 we hold annual accounts for 19,800. 8,025 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded12-09-2017
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
Contact
E-invoicing
Reachable via Peppol
Peppol ID 0208:0680957123
Also 9925:BE0680957123
Registered 17-10-2024

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.