The Talent Corner is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €42k and a net result of €15k. Equity is growing by ~9.3% per year across the filed fiscal years. Its solvency ranks better than 58% of 9864 sector peers (fiscal year 2024). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Two signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-06-2025, 34 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
not confirmed
2024
34 d early
2023
51 d early
2022
19 d early
2021
33 d early
2020
37 d early
2019
23 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€42k▲ 22.3%
2023 · €34k
2018: €22k
2019: €27k
2020: €46k
2021: €50k
2022: €48k
2023: €34k
2018 → 2024
Net result
€15k
2023 · €-14k
2018: €4k
2019: €5k
2020: €19k
2021: €15k
2022: €-3k
2023: €-14k
2018 → 2024
Total assets
€66k▲ 35.5%
2023 · €49k
2018: €44k
2019: €34k
2020: €64k
2021: €94k
2022: €77k
2023: €49k
2018 → 2024
Solvency
63.5%▼ 6.9pp
2023 · 70.4%
2018: 49.9%
2019: 80.1%
2020: 71.7%
2021: 53.8%
2022: 62.4%
2023: 70.4%
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€46k-€50k▲ 10.3%€48k▼ 5.2%€34k▼ 28.4%€42k▲ 22.3%
Operating result€30k-€23k▼ 23.6%€674▼ 97.0%€-11k€18k
Net result€19k-€15k▼ 21.8%€-3k€-14k▼ 422%€15k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €18k after a loss of €11k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €66k
Fixed assets
€21k▼ 16.3%
Current assets
€45k▲ 89.3%
Equity and liabilities €66k
Equity
€42k▲ 22.3%
Debt
€24k▲ 66.9%
The debt ratio rises from 29.6% to 36.5%. Equity and debt are higher.
Key figures and ratios
Solvency
63.5%▼
2023 · 70.4%
ROE
36.1%▲
2023 · -39.7%
ROA
22.9%▲
2023 · -28.0%
Debt
€24k▲
2023 · €14k
Debt ≤ 1 year
€24k▲
2023 · €14k
Income taxes
€143▼
2023 · €461
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€49k€66k▲
Fixed assets21/28€25k€21k▼
Tangible fixed assets22/27€25k€21k▼
Land and buildings22€12k€10k▼
Plant, machinery and equipment23€1k€542▼
Furniture and vehicles24€11k€10k▼
Current assets29/58€24k€45k▲
Amounts receivable within one year40/41€12k€17k▲
Trade receivables40€12k€12k▲
Other amounts receivable41€0€6k▲
Cash at bank and in hand54/58€10k€25k▲
Deferred charges and accrued income490/1€3k€3k▼
Equity and liabilities
Total equity and liabilities10/49€49k€66k▲
Equity10/15€34k€42k▲
Contributions10/11€6k€6k=
Reserves13€43k€43k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€41k€41k=
Profit (loss) carried forward14€-15k€-7k▲
Amounts payable17/49€14k€24k▲
Amounts payable within one year42/48€14k€24k▲
Trade debts44€1k€10k▲
Suppliers440/4€1k€10k▲
Advances received on contracts in progress46€0-
Taxes, remuneration and social security45€6k€6k▲
Taxes450/3€6k€6k▲
Other amounts payable47/48€7k€8k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k▼
Other operating charges640/8€911€2k▲
Gross operating margin9900€-5k€24k▲
Operating profit (loss)9901€-11k€18k▲
Financial income75/76B€13€48▲
Recurring financial income75€13€48▲
Financial charges65/66B€3k€3k▲
Recurring financial charges65€3k€3k▲
Profit (loss) for the period before taxes9903€-13k€15k▲
Income taxes67/77€461€143▼
Profit (loss) for the period9904€-14k€15k▲
Profit (loss) for the period to be appropriated9905€-14k€15k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-16k€527▲
Profit (loss) brought forward from the previous period14P€-3k€-15k▼
Transfer from equity791/2€2k€0▼
Profit to be distributed694/7-€8k
Directors or managers695-€8k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €15k
Net result €15k after 2 loss-making years.
10-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-14k
Net result drops to €-14k, the lowest in the series; recovery starts the following year.
12-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
24-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €19k ▲278%
Operating result €30k, net result €19k, both a record.
08-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Liquidity doublescurrent ratio 4.73
Current ratio from 1.97 to 4.73; short-term debt falls from €22k to €7k.
27-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brecht · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Veenlaan 342960 BrechtGround area
1,196 m²
Building footprint
125 m²
Volume, LiDAR
807 m³
Parcel 11332L0066/02H019, Flanders · tallest building 10.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
The Talent Corner
since 20162.256.795.961
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11332L0066/02H019 | Flanders | 1,196 m² | 1 · 125 m² | 10.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 2,415 EUR awarded · 1,485 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 2,415 EUR | 1,485 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,762. 9,868 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-09-2016
Fiscal year end31-12
Abbreviation NL
TTC
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.