ONEST VASTGOED
ActiveSummary
ONEST VASTGOED has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €154k and a net result of €196k. Its solvency ranks better than 24% of 9194 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
49
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability55▲+27
Solvency31▲+9
Growth78
Track record82
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days only on tighter terms
Liquidity tight (current ratio 1.05 against 0.97 in 2024; short-term debt: 94.3% and cash: 13.8% of total assets), and 94.4% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
5.6%
Return on assets
7.2%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 9194 sector peers (2025).
NBB · sector comparisonPosition among 9194 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
25 d early
2024
2 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€154k
2024 · €-42k
2024: €-42k
2024 → 2025
Total assets
€2.74M▲ 102%
2024 · €1.36M
2024: €1.36M
2024 → 2025
Net result
€196k
2024 · €-52k
2024: €-52k
2024 → 2025
Working capital
€142k
2024 · €-41k
2024: €-41k
2024 → 2025
Multi-year overview
Available amounts per fiscal year
Line20242025Trend
Equity€-42k-€154k
Operating result€-44k-€387k
Net result€-52k-€196k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €387k after a loss of €44k in 2024.
Balance-sheet composition
Assets €2.74M
Fixed assets
€13k
Current assets
€2.73M
Equity and liabilities €2.74M
Equity
€154k
Debt
€2.59M
Debt finances 94.4% of the balance-sheet total.
Key figures and ratios
Current ratio
1.05▲
2024 · 0.97
Quick ratio
0.16▼
2024 · 0.17
Debt to equity
16.79▲
2024 · -33.15
ROE
127.4%
ROA
7.2%▲
2024 · -3.8%
Debt ≤ 1 year
€2.58M▲
2024 · €1.40M
Income taxes
€66k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.36M€2.74M▲
Fixed assets21/28-€13k
Financial fixed assets28-€13k
Current assets29/58€1.36M€2.73M▲
Stocks and contracts in progress3€1.12M€2.31M▲
Stocks30/36€1.12M€2.31M▲
Amounts receivable within one year40/41€18k€12k▼
Trade receivables40-€4k
Other amounts receivable41€18k€8k▼
Cash at bank and in hand54/58€186k€377k▲
Deferred charges and accrued income490/1€29k€25k▼
Equity and liabilities
Total equity and liabilities10/49€1.36M€2.74M▲
Equity10/15€-42k€154k▲
Contributions10/11€10k€10k=
Reserves13-€144k
Distributable reserves133-€144k
Profit (loss) carried forward14€-52k€0▲
Amounts payable17/49€1.40M€2.59M▲
Amounts payable within one year42/48€1.40M€2.58M▲
Financial debts43€114k€952k▲
Credit institutions430/8€114k€952k▲
Trade debts44€819k€1.09M▲
Suppliers440/4€819k€1.09M▲
Advances received on contracts in progress46-€10k
Taxes, remuneration and social security45-€66k
Taxes450/3-€66k
Other amounts payable47/48€465k€465k=
Accrued charges and deferred income492/3€1k€1k▼
Income statement
Code20242025
Other operating charges640/8€676€4k▲
Gross operating margin9900€-43k€390k▲
Operating profit (loss)9901€-44k€387k▲
Financial income75/76B-€380
Recurring financial income75-€380
Financial charges65/66B€9k€125k▲
Recurring financial charges65€9k€125k▲
Profit (loss) for the period before taxes9903€-52k€262k▲
Income taxes67/77-€66k
Profit (loss) for the period9904€-52k€196k▲
Profit (loss) for the period to be appropriated9905€-52k€196k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-52k€144k▲
Profit (loss) brought forward from the previous period14P-€-52k
Transfer to equity691/2-€144k
To other reserves6921-€144k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Back to profitnet €196k
Net result €196k after one loss-making year.
31-12
Financial
Equity above €150kEq €154k
Equity rises from €-42k to €154k.
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bilzen-Hoeselt · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Caetsbeekstraat 203740 Bilzen-HoeseltGround area
5,944 m²
Building footprint
635 m²
Volume, LiDAR
4,292 m³
Parcel 73006A0019/00R000, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ONEST VASTGOED
since 20232.354.009.163
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73006A0019/00R000 | Flanders | 5,944 m² | 1 · 634 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Comfort Building
BE 0832.789.936
Maaseik · Eq €154,015
LOW ENERGY CONSTRUCT
BE 0455.058.375
Beringen · Eq €154,127
GROENPLEIN CONSTRUCT
BE 0658.809.449
Hasselt · Eq €153,866
Immotecta
BE 0759.939.768
Brussel · Eq €153,857
VALER
BE 0655.990.214
Hasselt · Eq €154,272
Of 9,694 companies in sector 68121 we hold annual accounts for 7,383. 5,336 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-12-2023
Fiscal year end31-12
Activities, NACEBEL 2025
68121Development of residential building projects
41001General construction of residential buildings
41003General construction of other non-residential buildings
68122Development of non-residential building projects
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.