3V Build
ActiveThe computed 12-month bankruptcy probability of 3V Build is 1.8% (moderate). The 2025 annual accounts show equity of €476k and a net result of €446k. Its solvency ranks better than 38% of 9088 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes
Profitability100
Solvency27
Growth-
Stability67
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days only on tighter terms
Liquidity tight (current ratio 1.14), and 80.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
19.5%
Return on assets
18.3%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-05-2026, 74 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
74 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, abbreviated schema
Equity
€476k
Total assets
€2.44M
Net result
€446k
Working capital
€269k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Balance-sheet composition
Assets €2.44M
Fixed assets
€265k
Current assets
€2.17M
Equity and liabilities €2.44M
Equity
€476k
Debt
€1.96M
Debt finances 80.5% of the balance-sheet total.
Key figures and ratios
EBITDA
€610k
Cash flow
€478k
Solvency
19.5%
Current ratio
1.14
Quick ratio
1.10
Debt / equity
4.12
ROE
93.7%
ROA
18.3%
Interest coverage
268.03
Debt
€1.96M
Debt ≤ 1 year
€1.91M
Debt > 1 year
€57k
Income taxes
€147k
Staff costs
€111k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€2.44M
Fixed assets21/28€265k
Tangible fixed assets22/27€265k
Plant, machinery and equipment23€93k
Furniture and vehicles24€172k
Current assets29/58€2.17M
Amounts receivable after more than one year29€50k
Other amounts receivable291€50k
Stocks and contracts in progress3€87k
Contracts in progress37€87k
Amounts receivable within one year40/41€1.30M
Trade receivables40€970k
Other amounts receivable41€325k
Current investments50/53€200k
Cash at bank and in hand54/58€521k
Deferred charges and accrued income490/1€20k
Equity and liabilities
Total equity and liabilities10/49€2.44M
Equity10/15€476k
Contributions10/11€30k
Reserves13€446k
Tax-exempt reserves132€189k
Distributable reserves133€257k
Amounts payable17/49€1.96M
Amounts payable after more than one year17€57k
Financial debts170/4€57k
Amounts payable within one year42/48€1.91M
Current portion of amounts payable after more than one year42€22k
Trade debts44€1.48M
Suppliers440/4€1.48M
Advances received on contracts in progress46€370k
Taxes, remuneration and social security45€34k
Taxes450/3€20k
Remuneration and social security454/9€13k
Income statement
Code2025
Remuneration, social security and pensions62€111k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€32k
Other operating charges640/8€2k
Gross operating margin9900€724k
Operating profit (loss)9901€578k
Financial income75/76B€18k
Recurring financial income75€18k
Financial charges65/66B€2k
Recurring financial charges65€2k
Profit (loss) for the period before taxes9903€593k
Income taxes67/77€147k
Profit (loss) for the period9904€446k
Transfer to tax-exempt reserves689€189k
Profit (loss) for the period to be appropriated9905€257k
Appropriation of the result
Profit (loss) to be appropriated9906€257k
Transfer to equity691/2€257k
To other reserves6921€257k
Social balance
Average headcount (FTE)90872.4
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
18-05
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Groenenborgerlaan 1922610 AntwerpenGround area
1,217 m²
Building footprint
311 m²
Volume, LiDAR
1,825 m³
Parcel 11051B0338/00S000, Flanders · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
3V Build
since 20242.356.336.470
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11051B0338/00S000 | Flanders | 1,217 m² | 1 · 311 m² | 9.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
OnePlus Projects
BE 0665.567.478
Schilde · Eq €476k
GENOVE
BE 0830.849.243
Schaarbeek · Eq €475k
Rennibo
BE 0893.942.694
Rijkevorsel · Eq €475k
ZUNE CONSTRUCTION
BE 0467.491.894
Trois-Ponts · Eq €477k
Bouw en Projectontwikkeling Rutsaert
BE 0456.354.910
Wingene · Eq €477k
Of 29,531 companies in sector 41001 we hold annual accounts for 15,859. 9,328 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-02-2024
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
68121Development of residential building projects
68122Development of non-residential building projects
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.