OneLIFE
ActiveOneLIFE has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-881k) and a net result of €-1.32M. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 4822 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+100
Solvency67▲+7
Growth32=
Stability100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity ample (current ratio 2.7 against 4.04 in 2024), but equity is negative.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-110.4%
Return on assets
-164.9%
Age of the figures
8 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
Equity is negative for financial year 2025: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€881k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-06-2026, 59 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
59 d early
2024
20 d late
2023
43 d early
2022
33 d early
2021
3 d early
2020
31 d early
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-1.32M▲ 15.9%
2024 · €-1.56M
2018: €-924k
2019: €-1.09M
2020: €-684k
2021: €-793k
2022: €-1.23M
2023: €-1.45M
2024: €-1.56M
2018 → 2025
Working capital
€463k▼ 62.6%
2024 · €1.24M
2018: €1.59M
2019: €501k
2020: €636k
2021: €243k
2022: €-187k
2023: €1.87M
2024: €1.24M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-1.29M-€-2.52M▼ 95.3%€1.99M€435k▼ 78.1%€-881k
Operating result€-718k-€-1.13M▼ 57.9%€-1.37M▼ 20.4%€-1.54M▼ 13.1%€-1.21M▲ 21.4%
Net result€-793k-€-1.23M▼ 55.5%€-1.45M▼ 17.6%€-1.56M▼ 7.9%€-1.32M▲ 15.9%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €1.21M in 2025 against €1.54M in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €798k
Fixed assets
€62k▼ 30.1%
Current assets
€736k▼ 55.3%
Key figures and ratios
EBITDA
€-1.17M▲
2024 · €-1.50M
Cash flow
€-1.28M▲
2024 · €-1.52M
Solvency
-110.4%▼
2024 · 25.1%
Current ratio
2.70▼
2024 · 4.04
Quick ratio
2.13▼
2024 · 3.46
Debt / equity
-1.88▼
2024 · 2.99
ROE
149.4%▲
2024 · -359.8%
ROA
-164.9%▼
2024 · -90.2%
Interest coverage
-11.79▲
2024 · -66.40
Debt
€1.65M▲
2024 · €1.30M
Debt ≤ 1 year
€273k▼
2024 · €407k
Debt > 1 year
€1.38M▲
2024 · €892k
Income taxes
€2k▼
2024 · €4k
Staff costs
€1.12M▼
2024 · €1.24M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.73M€798k▼
Formation expenses20€88€0▼
Fixed assets21/28€89k€62k▼
Intangible fixed assets21€82k€58k▼
Tangible fixed assets22/27€7k€4k▼
Plant, machinery and equipment23€626-
Furniture and vehicles24€7k€4k▼
Current assets29/58€1.65M€736k▼
Stocks and contracts in progress3€236k€154k▼
Stocks30/36€236k€154k▼
Amounts receivable within one year40/41€297k€296k▼
Trade receivables40€254k€276k▲
Other amounts receivable41€43k€20k▼
Cash at bank and in hand54/58€1.07M€253k▼
Deferred charges and accrued income490/1€39k€33k▼
Equity and liabilities
Total equity and liabilities10/49€1.73M€798k▼
Equity10/15€435k€-881k▼
Contributions10/11€3.45M€3.45M=
Capital10€3.45M€3.45M=
Issued capital100€3.47M€3.47M=
Uncalled capital101€25k€25k=
Profit (loss) carried forward14€-3.01M€-4.33M▼
Provisions and deferred taxes16-€26k
Provisions for liabilities and charges160/5-€26k
Other liabilities and charges164/5-€26k
Amounts payable17/49€1.30M€1.65M▲
Amounts payable after more than one year17€892k€1.38M▲
Other amounts payable178/9€892k€1.38M▲
Amounts payable within one year42/48€407k€273k▼
Trade debts44€297k€198k▼
Suppliers440/4€297k€198k▼
Taxes, remuneration and social security45€110k€75k▼
Taxes450/3€4k€4k▲
Remuneration and social security454/9€106k€70k▼
Income statement
Code20242025
Non-recurring operating income76A€3k€32▼
Remuneration, social security and pensions62€1.24M€1.12M▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€42k€39k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-10k€38k▲
Provisions for liabilities and charges: additions (uses and reversals)635/8-€26k
Other operating charges640/8-€749
Non-recurring operating charges66A-€0
Gross operating margin9900€-273k€6k▲
Operating profit (loss)9901€-1.54M€-1.21M▲
Financial income75/76B€6k€165▼
Recurring financial income75€6k€165▼
Financial charges65/66B€23k€100k▲
Recurring financial charges65€23k€100k▲
Non-recurring financial charges66B-€0
Profit (loss) for the period before taxes9903€-1.56M€-1.31M▲
Income taxes67/77€4k€2k▼
Profit (loss) for the period9904€-1.56M€-1.32M▲
Profit (loss) for the period to be appropriated9905€-1.56M€-1.32M▲
Appropriation of the result
Profit (loss) to be appropriated9906€-3.01M€-4.33M▼
Profit (loss) brought forward from the previous period14P€-1.45M€-3.01M▼
Social balance
Average headcount (FTE)908711.89.3▼
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-06
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
20-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 20 days late
2024
31-12
Financial
Weakest financial yearnet €-1.56M
Net result drops to €-1.56M, the lowest in the series; recovery starts the following year.
18-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Liquidity times 12current ratio 8.16
Current ratio from 0.67 to 8.16; short-term debt falls from €564k to €261k.
31-12
Financial
Equity above €1MEq €1.99M
Equity rises from €-2.52M to €1.99M.
28-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
27-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
28-07
State Gazette act
General meeting · Director resignation
Director appointment
21-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
17-06
State Gazette act
General meeting · Director resignation
Director appointment
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
11 directors, no change since 2025
Kristof Nijs
CurrentDirector (executive) · since 01-03-2025
Martine Weyckmans
CurrentDirector (executive) · since 01-03-2025
Emmanuel Hazard
CurrentDirector · since 01-07-2023
01-03-2025
Kristof Nijs: Appointed as Director (executive)
01-03-2025
Martine Weyckmans: Appointed as Director (executive)
28-02-2025
Gordon Blackman: Resigned as Personne déléguée
28-02-2025
Koenraad Billet: Resigned as Personne déléguée
01-07-2023
Emmanuel Hazard: Appointed as Director
01-02-2022
C. Homsy: Resigned as Director
31-03-2021
Sébastien Goenen: Resigned as Personne déléguée
30-11-2018
J.Blomme: Resigned as Personne déléguée
30-11-2018
S.Stroïnovsky: Resigned as Personne déléguée
31-05-2018
JM Vanderhoofstadt: Resigned as Personne déléguée
31-12-2017
L. Payne: Resigned as Personne déléguée
Location & real-estate footprint
Registered office, Ottignies-Louvain-la-Neuve · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue Albert Einstein 151348 Ottignies-Louvain-la-NeuveGround area
1.1 ha
Building footprint
579 m²
Parcel 25384B0026/00K000, Wallonia. Linked by address, not a title deed.
1 establishment unit
OneLIFE
since 20152.238.815.329
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25384B0026/00K000 | Wallonia | 1.1 ha | 1 · 579 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DIOTIMA
BE 0414.063.504
Braine-le-Château · Eq €435k
SENITAS
BE 0832.163.493
Diepenbeek · Eq €435k
PIAZZA
BE 0473.532.521
Lille · Eq €434k
SBT Lab
BE 0730.715.648
Aalter · Eq €436k
CRISTOM
BE 0874.348.201
Wemmel · Eq €443k
Of 792 companies in sector 46450 we hold annual accounts for 448. 297 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded29-01-2015
Fiscal year end31-12
Activities, NACEBEL
46450Wholesale of perfume and cosmetics
46460Wholesale of pharmaceutical and medical goods
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0475/989960