one4seven
ActiveSummary
The annual accounts of one4seven for fiscal year 2025 show a net loss of 233% of total assets and of 71% of the equity at the start of that year. The 2025 annual accounts show equity of €1,478 and a net result of -€3,680. Equity is shrinking by ~24.5% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. The company has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
59
/ 100
Fair
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency100=
Growth58=
Track record100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
balance sheet total too small for a liquidity verdict.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Age of the figures
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€3,680
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 d early
2024
6 d early
2023
6 d early
2022
17 d early
2021
34 d early
2020
9 d early
2019
32 d early
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 7 accounts on average 15 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€1,478▼ 71.3%
2024 · €5,158
Total assets
€1,581▼ 69.9%
2024 · €5,246
Net result
-€3,680▼ 142%
2024 · -€1,523
Working capital
€1,478▼ 66.2%
2024 · €4,371
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€2,841-€2,303▲ 18.9%-€3,126▼ 35.8%-€1,477▲ 52.7%-€3,635▼ 146%
Net result-€2,908-€2,367▲ 18.6%-€3,951▼ 66.9%-€1,523▲ 61.4%-€3,680▼ 142%
Equity€13,000▼ 18.3%€10,633▼ 18.2%€6,682▼ 37.2%€5,158▼ 22.8%€1,478▼ 71.3%
Total assets€13,725▼ 18.1%€11,358▼ 17.2%€6,781▼ 40.3%€5,246▼ 22.6%€1,581▼ 69.9%
Debt€726▼ 13.7%€726=€100▼ 86.2%€88▼ 12.0%€102▲ 16.6%
Working capital€11,425▼ 18.0%€9,845▼ 13.8%€5,894▼ 40.1%€4,371▼ 25.8%€1,478▼ 66.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €3,635 in 2025 against €1,477 in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €1,581
Equity
€1,478 ▼ 71.3%
Debt
€102 ▲ 16.6%
Debt's share of the balance-sheet total rises from 1.7% to 6.5%. Equity is lower and debt is higher.
Key figures and ratios
Debt ≤ 1 year
€102▲
2024 · €88
Ratios withheld: a balance sheet total of €1,581 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 4,815 companies that looked in July 2024 the way this one looks now, 1.9% went bankrupt within 24 months and 88% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a loss of 10% of the balance sheet or more
1.9%
went bankrupt
9.8%
stopped otherwise
88%
still going
A further 0.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 4,815 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €399 | €787 | - | - | - | - |
| Other operating charges640/8 | €410 | €410 | €384 | - | €470 | - |
| Non-recurring operating charges66A | - | - | - | - | €787 | - |
| Gross operating margin9900 | -€2,032 | -€1,106 | -€2,742 | -€1,477 | -€2,378 | ▼ 60.9% |
| Operating profit (loss)9901 | -€2,841 | -€2,303 | -€3,126 | -€1,477 | -€3,635 | ▼ 146% |
| Financial charges65/66B | €67 | €64 | €825 | €46 | €45 | ▼ 2.2% |
| Recurring financial charges65 | €67 | €64 | €825 | €46 | €45 | ▼ 2.2% |
| Profit (loss) for the period before taxes9903 | -€2,908 | -€2,367 | -€3,951 | -€1,523 | -€3,680 | ▼ 142% |
| Profit (loss) for the period9904 | -€2,908 | -€2,367 | -€3,951 | -€1,523 | -€3,680 | ▼ 142% |
| Profit (loss) for the period to be appropriated9905 | -€2,908 | -€2,367 | -€3,951 | -€1,523 | -€3,680 | ▼ 142% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €13,725 | €11,358 | €6,781 | €5,246 | €1,581 | ▼ 69.9% |
| Fixed assets21/28 | €1,575 | €787 | €787 | €787 | - | - |
| Tangible fixed assets22/27 | €1,575 | €787 | €787 | €787 | - | - |
| Furniture and vehicles24 | €1,575 | €787 | €787 | €787 | - | - |
| Current assets29/58 | €12,150 | €10,571 | €5,994 | €4,459 | €1,581 | ▼ 64.5% |
| Amounts receivable within one year40/41 | €2,788 | €3,013 | €2,525 | €2,513 | €1,061 | ▼ 57.8% |
| Trade receivables40 | €2,513 | €2,513 | €2,513 | €2,513 | €1,061 | ▼ 57.8% |
| Other amounts receivable41 | €275 | €500 | €12 | - | - | - |
| Cash at bank and in hand54/58 | €9,362 | €7,558 | €3,470 | €1,946 | €520 | ▼ 73.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €13,725 | €11,358 | €6,781 | €5,246 | €1,581 | ▼ 69.9% |
| Equity10/15 | €13,000 | €10,633 | €6,682 | €5,158 | €1,478 | ▼ 71.3% |
| Contributions10/11 | €70,000 | €70,000 | €70,000 | €70,000 | €70,000 | = |
| Profit (loss) carried forward14 | -€57,000 | -€59,367 | -€63,318 | -€64,842 | -€68,522 | ▼ 5.7% |
| Amounts payable17/49 | €726 | €726 | €100 | €88 | €102 | ▲ 16.6% |
| Amounts payable within one year42/48 | €726 | €726 | €100 | €88 | €102 | ▲ 16.6% |
| Trade debts44 | - | - | - | - | €15 | - |
| Suppliers440/4 | - | - | - | - | €15 | - |
| Other amounts payable47/48 | €726 | €726 | €100 | €88 | €88 | = |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€2,908 | -€2,367 | -€3,951 | -€1,523 | -€3,680 | ▼ 142% |
| + Depreciation and write-downs630 | €399 | €787 | - | - | - | - |
| Operating cash flow (approximation) | -€2,509 | -€1,579 | -€3,951 | -€1,523 | -€3,680 | ▼ 142% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | - | - |
| Change in cash | - | -€1,804 | -€4,088 | -€1,523 | -€1,426 | ▲ 6.4% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
State Gazette act
Resignation: Laurence Vandenput (non-statutory director)Appointment: Rudi Vandenput (day-to-day manager) · Registered-office move5 facts ▸
State Gazette act
Resignation: Laurence Vandenput (non-statutory director)
Appointment: Rudi Vandenput (day-to-day manager) · Registered-office move5 facts ▸
- General meeting, 15-06-2026
- Director resignation, Laurence Vandenput (non-statutory director)
- Registered-office move, Zoutstraat 23, 3800 Sint-Truiden
- Board meeting, 15-06-2026
- Director appointment, Rudi Vandenput (day-to-day manager)
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity quadruplescurrent ratio 60.03
Current ratio from 14.57 to 60.03; short-term debt falls from €726 to €100.
14-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
22-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €5,207
Net result €5,207 after 2 loss-making years.
31-12
Financial
Liquidity quadruplescurrent ratio 17.57
Current ratio from 4.68 to 17.57; short-term debt falls from €1,897 to €841.
29-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Liquidity triplescurrent ratio 4.68
Current ratio from 1.50 to 4.68; short-term debt falls from €28,942 to €1,897.
Show earlier events
16-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
20-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
01-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 1 day late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 7 acts read
About the unread acts
Of the 7 Belgian State Gazette acts we know for this company, 1 has been read. The other 6 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 office holder, last change in 2026
Day-to-day management 1
Rudi Vandenput
CurrentDay-to-day manager · since 15-06-2026
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ.
See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
6 of this company's 7 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Sint-Truiden · 1 establishment unit since 2007
Ground area
362 m²
Building footprint
296 m²
Volume, LiDAR
1,771 m³
Parcel 71053H0610/00D000, Flanders · tallest building 11.4 m, ±2 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
one4seven
since 20072.159.851.983
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71053H0610/00D000 | Flanders | 362 m² | 1 · 296 m² | 11.3 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Mandate history
2 people since 2026, 1 in office
- Board
- Day-to-day management
- began earlier
| Name | Functions and periods |
|---|---|
| Rudi Vandenput |
|
| Laurence Vandenput |
|
Structure & network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
This company
Company
Director
Shareholding
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Identification & contact
Identification
Legal formPrivate limited company
Founded16-02-2007
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID
0208:0887303243
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.