ONE TWO CONCEPT
ActiveSummary
ONE TWO CONCEPT has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €416k and a net result of €178k. Equity is shrinking by ~3.4% per year across the filed fiscal years. Its solvency ranks better than 54% of 17090 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+16
Solvency89▲+21
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 2.54 against 0.87 in 2024; short-term debt: 22.5% and cash: 28.2% of total assets), and 36% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
64%
Return on assets
27.4%
Age of the figures
15 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €416k
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 22-03-2026, 50 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
50 d late
2024
7 d early
2023
5 d early
2022
4 d early
2021
5 d early
2020
12 d early
2019
14 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close25-09-2026 today31-01-2027 deadline
History
Financials · fiscal year 2025, micro schema
Equity
€416k▲ 74.6%
2024 · €238k
Total assets
€649k▲ 17.1%
2024 · €554k
Net result
€178k▲ 171%
2024 · €66k
Working capital
€225k
2024 · €-40k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€38k€-170k€51k€81k▲ 57.4%€208k▲ 158%
Net result€13k€-176k€42k€66k▲ 57.1%€178k▲ 171%
Equity€306k▲ 4.4%€131k▼ 57.3%€173k▲ 31.9%€238k▲ 38.0%€416k▲ 74.6%
Total assets€515k▼ 2.0%€558k▲ 8.3%€564k▲ 1.0%€554k▼ 1.7%€649k▲ 17.1%
Debt€209k▼ 10.0%€428k▲ 104%€391k▼ 8.5%€316k▼ 19.2%€234k▼ 26.1%
Working capital€157k▲ 37.5%€-73k€-111k▼ 50.7%€-40k▲ 64.2%€225k
Staff (FTE)2=2.3▲ 15.0%2▼ 13.0%2=2=
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 158% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €649k
Fixed assets
€278k =
Current assets
€371k ▲ 34.3%
Equity and liabilities €649k
Equity
€416k ▲ 74.6%
Debt
€234k ▼ 26.1%
Debt's share of the balance-sheet total falls from 57.0% to 36.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€261k▲
2024 · €129k
Cash flow
€231k▲
2024 · €114k
Current ratio
2.54▲
2024 · 0.87
Quick ratio
2.22▲
2024 · 0.74
Debt to equity
0.56▼
2024 · 1.33
ROE
42.7%▲
2024 · 27.5%
ROA
27.4%▲
2024 · 11.8%
Interest coverage
20.45▲
2024 · 8.22
Debt ≤ 1 year
€146k▼
2024 · €316k
Debt > 1 year
€70k
Income taxes
€18k▲
2024 · €317
Staff costs
€113k▼
2024 · €145k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €88k | - | €26k | - |
| Remuneration, social security and pensions62 | - | €191k | €145k | €145k | €113k | ▼ 22.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €73k | €79k | €51k | €49k | €53k | ▲ 8.6% |
| Other operating charges640/8 | - | €1k | €2k | €1k | €1k | ▲ 3.5% |
| Non-recurring operating charges66A | - | - | - | - | €7k | - |
| Gross operating margin9900 | €247k | €101k | €249k | €276k | €382k | ▲ 38.2% |
| Operating profit (loss)9901 | €38k | €-170k | €51k | €81k | €208k | ▲ 158% |
| Financial income75/76B | - | €638 | €2k | €1k | €458 | ▼ 57.8% |
| Recurring financial income75 | €2k | €638 | €2k | €1k | €458 | ▼ 57.8% |
| Financial charges65/66B | - | €6k | €11k | €16k | €13k | ▼ 19.0% |
| Recurring financial charges65 | €9k | €6k | €11k | €16k | €13k | ▼ 19.0% |
| Profit (loss) for the period before taxes9903 | €31k | €-175k | €42k | €66k | €196k | ▲ 197% |
| Income taxes67/77 | €18k | €343 | €304 | €317 | €18k | ▲ 5,610% |
| Profit (loss) for the period9904 | €13k | €-176k | €42k | €66k | €178k | ▲ 171% |
| Profit (loss) for the period to be appropriated9905 | €13k | €-176k | €42k | €66k | €178k | ▲ 171% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €515k | €558k | €564k | €554k | €649k | ▲ 17.1% |
| Fixed assets21/28 | €195k | €221k | €288k | €278k | €278k | = |
| Intangible fixed assets21 | €177k | €203k | €280k | €272k | €262k | ▼ 3.5% |
| Tangible fixed assets22/27 | €18k | €18k | €9k | €6k | €16k | ▲ 156% |
| Plant, machinery and equipment23 | - | €18k | €9k | €6k | €13k | ▲ 115% |
| Furniture and vehicles24 | - | - | - | - | €3k | - |
| Current assets29/58 | €320k | €337k | €275k | €277k | €371k | ▲ 34.3% |
| Stocks and contracts in progress3 | €55k | €138k | €46k | €42k | €47k | ▲ 11.0% |
| Stocks30/36 | - | €138k | €46k | €42k | €47k | ▲ 11.0% |
| Amounts receivable within one year40/41 | €146k | €171k | €179k | €133k | €132k | ▼ 0.8% |
| Trade receivables40 | - | €171k | €144k | €133k | €127k | ▼ 5.0% |
| Other amounts receivable41 | - | - | €35k | - | €6k | - |
| Cash at bank and in hand54/58 | €109k | €16k | €43k | €91k | €183k | ▲ 102% |
| Deferred charges and accrued income490/1 | - | €12k | €7k | €10k | €9k | ▼ 10.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €515k | €558k | €564k | €554k | €649k | ▲ 17.1% |
| Equity10/15 | €306k | €131k | €173k | €238k | €416k | ▲ 74.6% |
| Contributions10/11 | - | €19k | €19k | €19k | €19k | = |
| Reserves13 | €2k | €2k | €2k | €217k | €397k | ▲ 83.1% |
| Non-distributable reserves130/1 | - | €2k | €2k | €2k | €2k | = |
| Reserves not available under the articles1311 | - | €2k | €2k | €2k | €2k | = |
| Distributable reserves133 | - | - | - | €215k | €395k | ▲ 83.8% |
| Profit (loss) carried forward14 | €286k | €110k | €152k | €3k | €0 | ▼ 100% |
| Amounts payable17/49 | €209k | €428k | €391k | €316k | €234k | ▼ 26.1% |
| Amounts payable after more than one year17 | €46k | €17k | €5k | - | €70k | - |
| Financial debts170/4 | - | €17k | €5k | - | €70k | - |
| Amounts payable within one year42/48 | €163k | €410k | €386k | €316k | €146k | ▼ 53.8% |
| Current portion of amounts payable after more than one year42 | - | €29k | €12k | €5k | €19k | ▲ 262% |
| Financial debts43 | - | €141k | €200k | €175k | €0 | ▼ 100% |
| Credit institutions430/8 | - | €141k | €200k | €175k | €0 | ▼ 100% |
| Trade debts44 | €70k | €177k | €107k | €68k | €68k | ▼ 0.3% |
| Suppliers440/4 | - | €177k | €107k | €68k | €68k | ▼ 0.3% |
| Taxes, remuneration and social security45 | - | €47k | €50k | €51k | €56k | ▲ 11.5% |
| Taxes450/3 | - | €3k | €7k | €8k | €26k | ▲ 247% |
| Remuneration and social security454/9 | - | €44k | €43k | €43k | €30k | ▼ 29.8% |
| Other amounts payable47/48 | - | €17k | €18k | €18k | €3k | ▼ 80.9% |
| Accrued charges and deferred income492/3 | - | - | - | - | €17k | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €13k | €-176k | €42k | €66k | €178k | ▲ 171% |
| + Depreciation and write-downs630 | €73k | €79k | €51k | €49k | €53k | ▲ 8.6% |
| Operating cash flow (approximation) | €86k | €-97k | €93k | €114k | €231k | ▲ 102% |
| Investment in fixed assets (approximation) | - | €-105k | €-118k | €-38k | €-53k | ▼ 38.9% |
| Change in cash | - | €-93k | €27k | €48k | €92k | ▲ 92.9% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
More with these figures Sector benchmark What changed Value indication
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 50 days late
2025
30-06
Financial
Highest result since 2019net €178k ▲171%
Operating result €208k, net result €178k, both a record.
30-06
Financial
Liquidity triplescurrent ratio 2.54
Current ratio from 0.87 to 2.54; short-term debt falls from €316k to €146k.
24-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Equity above €200kEq €238k ▲38%
2 profitable years in a row build equity to €238k.
26-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Back to profitnet €42k
Net result €42k after one loss-making year.
30-06
Financial
Equity above €150kEq €173k ▲31.9%
Equity rises from €131k to €173k.
27-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Weakest financial yearnet €-176k
Net result drops to €-176k, the lowest in the series; recovery starts the following year.
26-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Back to profitnet €13k
Net result €13k after one loss-making year.
Show earlier events
19-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
17-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
17-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
19-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
19-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Moorslede · 1 establishment unit since 2008
Ground area
2,118 m²
Building footprint
227 m²
Volume, LiDAR
1,186 m³
Parcel 36012F0232/00Z000, Flanders · tallest building 6.5 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
ONE TWO CONCEPTS
since 20082.174.228.274
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36012F0232/00Z000 | Flanders | 2,118 m² | 1 · 227 m² | 6.5 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 426 EUR awarded| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 426 EUR | 0 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 16,901 companies in sector 62100 we hold annual accounts for 8,772. 5,750 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded22-10-2008
Fiscal year end30-06
Activities, NACEBEL 2025
62100Computer programming
47789Other retail sale of new goods
Scores and ratios are computed by Checked and are not a credit decision.