ONE STEP CLOSER
ActiveONE STEP CLOSER has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €9k and a net result of €5k. Its solvency ranks better than 35% of 2017 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes
Profitability100
Solvency38
Growth-
Stability67
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.13), and 76.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 85
Relative position
BE, all sectors
reference
Sector 85
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
24 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€9k
Total assets
€36k
Net result
€5k
Working capital
€4k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €36k
Fixed assets
€5k
Current assets
€31k
Equity and liabilities €36k
Equity
€9k
Debt
€28k
Debt finances 76.2% of the balance-sheet total.
Key figures and ratios
EBITDA
€13k
Cash flow
€7k
Solvency
23.8%
Current ratio
1.13
Quick ratio
1.13
Debt / equity
3.19
ROE
59.7%
ROA
14.2%
Debt
€28k
Debt ≤ 1 year
€28k
Income taxes
€6k
Staff costs
€339
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€36k
Fixed assets21/28€5k
Tangible fixed assets22/27€5k
Plant, machinery and equipment23€5k
Current assets29/58€31k
Amounts receivable within one year40/41€7k
Trade receivables40€2k
Other amounts receivable41€5k
Cash at bank and in hand54/58€24k
Equity and liabilities
Total equity and liabilities10/49€36k
Equity10/15€9k
Contributions10/11€4k
Profit (loss) carried forward14€5k
Amounts payable17/49€28k
Amounts payable within one year42/48€28k
Taxes, remuneration and social security45€2k
Taxes450/3€2k
Other amounts payable47/48€25k
Income statement
Code2025
Remuneration, social security and pensions62€339
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k
Other operating charges640/8€2k
Gross operating margin9900€15k
Operating profit (loss)9901€11k
Financial income75/76B€327
Recurring financial income75€327
Profit (loss) for the period before taxes9903€11k
Income taxes67/77€6k
Profit (loss) for the period9904€5k
Profit (loss) for the period to be appropriated9905€5k
Appropriation of the result
Profit (loss) to be appropriated9906€5k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 24 days late
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zoersel · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wandelweg 322980 ZoerselGround area
789 m²
Building footprint
199 m²
Volume, LiDAR
859 m³
Parcel 11017A0272/00G000, Flanders · tallest building 6.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
OSC
since 20242.365.855.734
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11017A0272/00G000 | Flanders | 789 m² | 1 · 199 m² | 6.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 13,460 companies in sector 85510 we hold annual accounts for 715. 512 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-10-2024
Fiscal year end31-12
Abbreviation NL
OSC
Activities, NACEBEL
85510Sports and recreation education
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.