Atelier 45

Active

Private limited companyfounded 20241 yr activeVekestraat 45, 2000 Antwerpen, BelgiumKBO/BCE: BE 1017.814.862

Summary

Atelier 45 has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €11,437 and a net result of €11,337. Its solvency ranks better than 37% of 2264 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch Report Compare

Atelier 45ActiveChecked score 91/100

Risk analysis Report Compare

Activity

Sports and recreation education

NACE 85510

1 site

Size

€42,903total assets 2025

Equity: €11,437
Profit: €11,337

Turnover not published (abridged schema)

Financial health

91 Excellent Checked score 2025

Bankruptcy chance 12 m: 0.1%

Structure

Accounts 37 d early0 of 1 deed read

Why 91- Founded in 2024+ Sector Education (NACE 85)+ Size: total assets €42,903+ Liquidity: current ratio 1.03, cash €6,410Show the evidence

Checked score

Score 2025

91 / 100

Excellent

Probability in this band: under 0.55%

Better than 36% of its sector peers (NACE 85)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength

Strong

Solvency 52

equity 26.7% of total assets

Liquidity 29

short-term debt 73.3% · cash 14.9%

Profitability 100

return on assets 26.4%

Bankruptcy probability, 12 months

0.1% Very low

0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (3,731 companies)

Last 15 months 01-2026: 0.4% 02-2026: 0.4%● 0.0% vs 01-2026 03-2026: 0.4%▲ +2.2% vs 02-2026 04-2026: 0.4%▲ +1.4% vs 03-2026 05-2026: 0.4%▲ +1.9% vs 04-2026 06-2026: 0.4%▲ +12.3% vs 05-2026highest value 07-2026: 0.1%▼ -77.9% vs 06-2026lowest value 08-2026: 0.1%▲ +11.6% vs 07-2026 09-2026: 0.1%▲ +2.8% vs 08-2026 10-2026: 0.1%▼ -1.8% vs 09-2026

Sector Education (NACE 85) lowers the probability
Size: total assets €42,903 lowers the probability for this profile
Founded in 2024 raises the probability for this profile
Liquidity: current ratio 1.03, cash €6,410 lowers the probability

Credit up to €1,000 at 30 days acceptable

Liquidity tight (current ratio 1.03; short-term debt: 73.3% and cash: 14.9% of total assets), and 73.3% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 85). Better than this share of them on solvency 8%, liquidity 4%, profitability 97%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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