ONE_A
ActiveSummary
The computed 12-month bankruptcy probability of ONE_A is 2.2% (moderate). The 2024 annual accounts show equity of €51,864 and a net result of €6,176. Equity is growing by ~17.5% per year across the filed fiscal years. Its solvency ranks better than 69% of 9975 sector peers (fiscal year 2024). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes · tick = 2023
Profitability74▼-26
Solvency86▲+6
Growth64▼-21
Track record100
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,000 at 30 days only on tighter terms
Liquidity ample (current ratio 2.26 against 2.26 in 2023; short-term debt: 30.7% and cash: 6.9% of total assets), and 39.2% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
60.8%
Return on assets
7.2%
Age of the figures
21 mo
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-10-2025, 92 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
92 d late
2023
150 d late
2022
90 d late
2021
31 d late
2020
17 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 76 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Turnover
€119,736▼ 7.2%
2022 · €128,997
EBIT margin
5.2%▲ 21.1pp
2022 · -15.9%
Net result
€6,176▼ 81.2%
2023 · €32,809
Working capital
€33,161▲ 18.3%
2023 · €28,024
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 41, Construction of residential and non-residential buildings, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Turnover€64,908-€214,934▲ 231%€128,997▼ 40.0%€119,736
Operating result€9,305-€34,770▲ 274%-€20,487€45,206€6,260▼ 86.2%
Net result€9,270within the sector's middle half-€31,856above the sector's middle half▲ 244%-€28,245below the sector's middle half€32,809above the sector's middle half€6,176within the sector's middle half▼ 81.2%
EBIT margin14.3%-16.2%▲ 1.8pp-15.9%▼ 32.1pp5.2%
Equity€13,270below the sector's middle half-€45,125within the sector's middle half▲ 240%€16,880within the sector's middle half▼ 62.6%€45,688within the sector's middle half▲ 171%€51,864within the sector's middle half▲ 13.5%
Total assets€14,509below the sector's middle half-€64,058within the sector's middle half▲ 342%€43,045below the sector's middle half▼ 32.8%€82,937within the sector's middle half▲ 92.7%€85,351within the sector's middle half▲ 2.9%
Debt€1,239-€18,933▲ 1,428%€26,165▲ 38.2%€37,249▲ 42.4%€33,486▼ 10.1%
Working capital€13,270within the sector's middle half-€26,580within the sector's middle half▲ 100%€3,106within the sector's middle half▼ 88.3%€28,024within the sector's middle half▲ 802%€33,161within the sector's middle half▲ 18.3%
Solvency91.5%above the sector's middle half-70.4%above the sector's middle half▼ 21.0pp39.2%within the sector's middle half▼ 31.2pp55.1%within the sector's middle half▲ 15.9pp60.8%within the sector's middle half▲ 5.7pp
Current ratio11.71above the sector's middle half-8.53above the sector's middle half▼ 3.181.22within the sector's middle half▼ 7.312.26within the sector's middle half▲ 1.052.26within the sector's middle half=
Return on assets (ROA)63.9%above the sector's middle half-49.7%above the sector's middle half▼ 14.2pp-65.6%below the sector's middle half▼ 115.3pp39.6%above the sector's middle half▲ 105.2pp7.2%within the sector's middle half▼ 32.3pp
above
within
below
the middle half (P25 to P75) of NACE 41, Construction of residential and non-residential buildings, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 86% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €85,351
Fixed assets
€25,962 ▼ 20.6%
Current assets
€59,388 ▲ 18.2%
Equity and liabilities €85,351
Equity
€51,864 ▲ 13.5%
Debt
€33,486 ▼ 10.1%
Debt's share of the balance-sheet total falls from 44.9% to 39.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€13,768▼
2023 · €57,058
Cash flow
€13,684▼
2023 · €44,661
Debt to equity
0.65▼
2023 · 0.82
ROE
11.9%▼
2023 · 71.8%
Interest coverage
37.49▲
2023 · 17.97
Debt ≤ 1 year
€26,227▲
2023 · €22,207
Debt > 1 year
€7,259▼
2023 · €15,041
Income taxes
€646▼
2023 · €9,697
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 26,970 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 95% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
1.5%
went bankrupt
3.4%
stopped otherwise
95%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 2.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 26,970 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €64,908 | €214,934 | €128,997 | - | €119,736 | - |
| Goods, raw materials, services and sundry goods60/61 | - | €176,093 | €140,665 | - | €103,070 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €3,363 | €8,364 | €11,852 | €7,508 | ▼ 36.7% |
| Other operating charges640/8 | - | €708 | €455 | €5,272 | €2,898 | ▼ 45.0% |
| Gross operating margin9900 | €9,424 | €38,841 | -€11,668 | €62,331 | €16,666 | ▼ 73.3% |
| Operating profit (loss)9901 | €9,305 | €34,770 | -€20,487 | €45,206 | €6,260 | ▼ 86.2% |
| Financial income75/76B | - | - | €46 | €475 | €930 | ▲ 95.6% |
| Recurring financial income75 | - | - | €46 | €475 | €930 | ▲ 95.6% |
| Financial charges65/66B | - | €1,060 | €1,322 | €3,176 | €367 | ▼ 88.4% |
| Recurring financial charges65 | €35 | €1,060 | €1,322 | €3,176 | €367 | ▼ 88.4% |
| Profit (loss) for the period before taxes9903 | €9,270 | €33,710 | -€21,763 | €42,506 | €6,822 | ▼ 83.9% |
| Income taxes67/77 | - | €1,854 | €6,482 | €9,697 | €646 | ▼ 93.3% |
| Profit (loss) for the period9904 | €9,270 | €31,856 | -€28,245 | €32,809 | €6,176 | ▼ 81.2% |
| Profit (loss) for the period to be appropriated9905 | €9,270 | €31,856 | -€28,245 | €32,809 | €6,176 | ▼ 81.2% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €14,509 | €64,058 | €43,045 | €82,937 | €85,351 | ▲ 2.9% |
| Fixed assets21/28 | - | €33,947 | €25,583 | €32,706 | €25,962 | ▼ 20.6% |
| Tangible fixed assets22/27 | - | €33,947 | €25,583 | €32,506 | €25,762 | ▼ 20.7% |
| Plant, machinery and equipment23 | - | €1,960 | €1,287 | €614 | - | - |
| Furniture and vehicles24 | - | €10,167 | €7,437 | €15,033 | €13,865 | ▼ 7.8% |
| Leasing and similar rights25 | - | €21,820 | €16,859 | €16,859 | €11,898 | ▼ 29.4% |
| Financial fixed assets28 | - | - | - | €200 | €200 | = |
| Current assets29/58 | €14,509 | €30,111 | €17,462 | €50,231 | €59,388 | ▲ 18.2% |
| Amounts receivable within one year40/41 | €12,492 | €18,304 | €6,594 | €40,088 | €53,505 | ▲ 33.5% |
| Trade receivables40 | - | €10,793 | €1,183 | €29,543 | €26,106 | ▼ 11.6% |
| Other amounts receivable41 | - | €7,511 | €5,411 | €10,545 | €27,399 | ▲ 160% |
| Cash at bank and in hand54/58 | €2,017 | €11,694 | €10,868 | €10,143 | €5,883 | ▼ 42.0% |
| Deferred charges and accrued income490/1 | - | €113 | - | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €14,509 | €64,058 | €43,045 | €82,937 | €85,351 | ▲ 2.9% |
| Equity10/15 | €13,270 | €45,125 | €16,880 | €45,688 | €51,864 | ▲ 13.5% |
| Contributions10/11 | - | €4,000 | €4,000 | €0 | - | - |
| Profit (loss) carried forward14 | €9,270 | €41,125 | €12,880 | €45,688 | €51,864 | ▲ 13.5% |
| Amounts payable17/49 | €1,239 | €18,933 | €26,165 | €37,249 | €33,486 | ▼ 10.1% |
| Amounts payable after more than one year17 | - | €15,402 | €11,809 | €15,041 | €7,259 | ▼ 51.7% |
| Financial debts170/4 | - | €15,402 | €11,809 | €15,041 | €7,259 | ▼ 51.7% |
| Amounts payable within one year42/48 | €1,239 | €3,531 | €14,356 | €22,207 | €26,227 | ▲ 18.1% |
| Current portion of amounts payable after more than one year42 | - | €3,417 | €285 | €4,068 | €11,851 | ▲ 191% |
| Trade debts44 | - | €114 | €7,589 | €5,810 | €32 | ▼ 99.4% |
| Suppliers440/4 | - | €114 | €7,589 | €5,810 | €32 | ▼ 99.4% |
| Taxes, remuneration and social security45 | - | - | €6,482 | €12,329 | €13,382 | ▲ 8.5% |
| Taxes450/3 | - | - | €6,482 | €12,329 | €13,382 | ▲ 8.5% |
| Other amounts payable47/48 | - | - | - | - | €962 | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €9,270 | €31,856 | -€28,245 | €32,809 | €6,176 | ▼ 81.2% |
| + Depreciation and write-downs630 | - | €3,363 | €8,364 | €11,852 | €7,508 | ▼ 36.7% |
| Operating cash flow (approximation) | €9,270 | €35,219 | -€19,881 | €44,661 | €13,684 | ▼ 69.4% |
| Investment in fixed assets (approximation) | - | - | €0 | -€18,975 | -€765 | ▲ 96.0% |
| Change in cash | - | €9,677 | -€826 | -€725 | -€4,260 | ▼ 487% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 92 days late
2024
28-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 150 days late
2023
31-12
Financial
Back to profitnet €32,809
Net result €32,809 after one loss-making year.
29-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 90 days late
2022
31-12
Financial
Weakest financial yearnet -€28,245
Net result drops to -€28,245, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
17-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 17 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Overijse · 1 establishment unit since 2020
Ground area
1,934 m²
Building footprint
198 m²
Volume, LiDAR
848 m³
Parcel 23062B0376/02D005, Flanders · tallest building 6.6 m, ±1 floor. Linked by address, not a title deed.
312
companies at this address
See who is registered here
1 establishment unit
ONE_A
since 20202.302.667.261
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23062B0376/02D005 | Flanders | 1,934 m² | 1 · 198 m² | 6.6 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,787 companies in sector 41001 we hold annual accounts for 16,052. 13,101 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded28-04-2020
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
43240Other construction installation
E-invoicing
Reachable via Peppol
Peppol ID
0208:0746555748
Also
9925:BE0746555748
Registered
31-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.